He rang with a surge of false jollity to book an outcall and at the end did the trick I hate-
the late reveal!He said laughingly... is bank transfer ok?

I said no, why not pay in cash?
'I'm too lazy'.

'No'
Rang the following day saying he didn't feel lazy any more and will pay in cash.
I said, 'I don't think we're compatible'.
Lazy (dodgy) client, bank transfers (late reveal) , and presumably he couldn't find a mug in the past 24 hrs to accept his late breaking offer.
Putting my shoes on for that? Nahh