Ahhh, I see, I do remember the app, kind of, but thought it was pretty crap, so I have the full web version on my phone. Might incorporate something in my title suggesting to read further for rates blah blah.
I am a little bit more patient with others, but these two sounded so off down the phone, alarm bells were ringing almost immediately, it's strange how we can distinguish a tw etc down the phone lol xox