You're already risk your life 'for money' every time you see a client under 'normal' circumstances. As do all of us. Just saying. 
Yea this basically. There are many serious risks to engaging sex work than viruses. As NUM alerts and the Warning Section here are a stark reminder of, and these plausible realities scare me way more than COVID-19.
I don't want to pass on the virus to someone vulnerable, or break the law and that is why I am not working as I am not financially desperate - but I am not too bothered if I myself get it seeing as I'm young with no underlying health conditions it is
extremely unlikely to have a major effect on me. Its worth remember this fact. I know when I say this some people like to pull out the rare exceptions, but exceptions do nothing more than prove rules.