Last night a guy asked me to go on an outcall and I said to him to transfer me 20 deposit before I left. He asked if he could do the rest by bank transfer after I arrived and I agreed.

When he texted to say he had done it I looked and it wasn’t there.

It resulted in an hour of texting backwards and forwards screenshots which took ages because he wasn’t sending correct proof and was texting instead of wotzapping so they were taking ages.

In the end I agreed to go but said I wanted to check on his phone.

Nearly lost the will to live when I got in the car and saw he had sent a screenshot to prove he had sent the whole amount. Doh! I wanted him to do that in front of me!

Anyway I got there and had a look at his app and it looked like he had transferred. I transferred a penny and that didn’t go in either.

Anyway I started the service but by that time we were both stressed and mentally exhausted and he had taken coke and was telling me to give up after just ten min.

I said if the money came through I would return the next night. He agreed.

Sure enough after I left the money was in.

Have never had that before. It’s usually instant.

His account was HSBC.

It’s awful if a guy is genuine but so difficult to put your whole heart in a job if not paid lol.

I don’t want to stop bank transfers altogether as they have been good for me.

Any ideas?

By the way I won't get ready until deposit received.

Transfers from international accounts can take longer, one sent to me over a bank holiday didn't arrive until days later.

I've also had punters claim repeatedly to have sent a deposit several times, yet nothing ever arrives.

I had this happen. I could see on his phone that he had transferred to me. I was stubborn and until the cash reached my account I wasn't doing anything and reminded him the clock was ticking. This gave him to boot up the ass to contact the bank. He had no cash in the account. The only reason I let him do the transfer was that he was a reg and told me he had lost his card.

How did you resolve this, I have a couple of regulars who pay this way - but they send it at least a few hours in advance. It has to be there by the start of the booking.

Sum up is great. They only take 1.6 pc and if someone refers you, you can usually get the machine for £20
It says daily pay but it still takes a few days to credit your bank account so not the best if you want instant access to your cash

Hi English sum up looks very interesting. Any issues with chargeback?

How did you resolve this, I have a couple of regulars who pay this way - but they send it at least a few hours in advance. It has to be there by the start of the booking.

I walked. Told him to not bother contacting me until he had paid for my time. Which was about 20 minutes waiting for him faffing about.
It was all last minute as he contacted me as I was on my way to say he had lost his card and could he transfer me. Being a reg I trusted he would do it. Thankfully I checked before we got down to it.
He did contact me a few weeks later. We met for coffee he paid for the previous visit for the full time. Bought me coffee and paid extra for that meet.
He apologised. He left, we were on good terms. Not really heard from him since.

I have an account with HSBC and it sometimes happens when transferring money from that account into my other non HSBC account. I think they put the payments through extra checks. Reassuring I suppose but a PITA if you need it quickly

HSBC have been in trouble for being involved with, or associated with dodgy financial dealings. Think they're under special measures, or extra scrutiny which has led to some of their customers suffering as a result.

Thanks Mirror, I'll keep an eye on it. Thanks for mentioning it ladies.