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General Category => Blather and Babble => Topic started by: ladyofthemansion on 17 January 2019, 09:52:16 am

Title: Bank transfer didn’t come through. But he wasn’t a scammer.
Post by: ladyofthemansion on 17 January 2019, 09:52:16 am
Last night a guy asked me to go on an outcall and I said to him to transfer me 20 deposit before I left. He asked if he could do the rest by bank transfer after I arrived and I agreed.

When he texted to say he had done it I looked and it wasn’t there.

It resulted in an hour of texting backwards and forwards screenshots which took ages because he wasn’t sending correct proof and was texting instead of wotzapping so they were taking ages.

In the end I agreed to go but said I wanted to check on his phone.

Nearly lost the will to live when I got in the car and saw he had sent a screenshot to prove he had sent the whole amount. Doh! I wanted him to do that in front of me!

Anyway I got there and had a look at his app and it looked like he had transferred. I transferred a penny and that didn’t go in either.

Anyway I started the service but by that time we were both stressed and mentally exhausted and he had taken coke and was telling me to give up after just ten min.

I said if the money came through I would return the next night. He agreed.

Sure enough after I left the money was in.

Have never had that before. It’s usually instant.

His account was HSBC.

It’s awful if a guy is genuine but so difficult to put your whole heart in a job if not paid lol.

I don’t want to stop bank transfers altogether as they have been good for me.

Any ideas?
Title: Re: Bank transfer didn’t come through. But he wasn’t a scammer.
Post by: Mirror on 17 January 2019, 10:48:11 am
Yes there can be delays, I don't accept screen shots and do not accept it's paid until I see it on my device. If they've not left enough time that's not my fault, I will however refund or hold for another booking.
Title: Re: Bank transfer didn’t come through. But he wasn’t a scammer.
Post by: Mirror on 17 January 2019, 10:57:39 am
By the way I won't get ready until deposit received.

Transfers from international accounts can take longer, one sent to me over a bank holiday didn't arrive until days later.

I've also had punters claim repeatedly to have sent a deposit several times, yet nothing ever arrives.
Title: Re: Bank transfer didn’t come through. But he wasn’t a scammer.
Post by: someonesomewhere on 17 January 2019, 12:08:17 pm
I had this happen. I could see on his phone that he had transferred to me. I was stubborn and until the cash reached my account I wasn't doing anything and reminded him the clock was ticking. This gave him to boot up the ass to contact the bank. He had no cash in the account. The only reason I let him do the transfer was that he was a reg and told me he had lost his card.
Title: Re: Bank transfer didn’t come through. But he wasn’t a scammer.
Post by: Mirror on 17 January 2019, 12:13:57 pm
I had this happen. I could see on his phone that he had transferred to me. I was stubborn and until the cash reached my account I wasn't doing anything and reminded him the clock was ticking. This gave him to boot up the ass to contact the bank. He had no cash in the account. The only reason I let him do the transfer was that he was a reg and told me he had lost his card.

How did you resolve this, I have a couple of regulars who pay this way - but they send it at least a few hours in advance. It has to be there by the start of the booking.
Title: Re: Bank transfer didn’t come through. But he wasn’t a scammer.
Post by: English natural beauty on 17 January 2019, 12:37:23 pm
Ive had this happen and the moneys not arrived in my bank I’ve had this happen and the money has.

I think that the best idea will be to buy a sum up device that you can take instand card payments with. They are only 35 pounds and great. 

Title: Re: Bank transfer didn’t come through. But he wasn’t a scammer.
Post by: GG on 17 January 2019, 04:09:53 pm
Sum up is great. They only take 1.6 pc and if someone refers you, you can usually get the machine for £20
It says daily pay but it still takes a few days to credit your bank account so not the best if you want instant access to your cash
Title: Re: Bank transfer didn’t come through. But he wasn’t a scammer.
Post by: ladyofthemansion on 17 January 2019, 04:37:52 pm
Ive had this happen and the moneys not arrived in my bank I’ve had this happen and the money has.

I think that the best idea will be to buy a sum up device that you can take instand card payments with. They are only 35 pounds and great.

Where? Is it chop and pin!
Title: Re: Bank transfer didn’t come through. But he wasn’t a scammer.
Post by: saltysweet on 17 January 2019, 05:26:02 pm
Hi English sum up looks very interesting. Any issues with chargeback?
Title: Re: Bank transfer didn’t come through. But he wasn’t a scammer.
Post by: Mirror on 17 January 2019, 07:22:25 pm
Hi English sum up looks very interesting. Any issues with chargeback?

Small print on their website says you aren't allowed to accept payment for anything related to 'sex shops or pornographic entertainment'. I'm wondering if that includes providing sexual services, prostitution etc.................?
Title: Re: Bank transfer didn’t come through. But he wasn’t a scammer.
Post by: someonesomewhere on 17 January 2019, 07:53:17 pm
How did you resolve this, I have a couple of regulars who pay this way - but they send it at least a few hours in advance. It has to be there by the start of the booking.

I walked. Told him to not bother contacting me until he had paid for my time. Which was about 20 minutes waiting for him faffing about.
It was all last minute as he contacted me as I was on my way to say he had lost his card and could he transfer me. Being a reg I trusted he would do it. Thankfully I checked before we got down to it.
He did contact me a few weeks later. We met for coffee he paid for the previous visit for the full time. Bought me coffee and paid extra for that meet.
He apologised. He left, we were on good terms. Not really heard from him since.
Title: Re: Bank transfer didn’t come through. But he wasn’t a scammer.
Post by: MelissaS on 17 January 2019, 09:57:52 pm
I have an account with HSBC and it sometimes happens when transferring money from that account into my other non HSBC account. I think they put the payments through extra checks. Reassuring I suppose but a PITA if you need it quickly
Title: Re: Bank transfer didn’t come through. But he wasn’t a scammer.
Post by: Mirror on 17 January 2019, 10:41:50 pm
I have an account with HSBC and it sometimes happens when transferring money from that account into my other non HSBC account. I think they put the payments through extra checks. Reassuring I suppose but a PITA if you need it quickly

HSBC have been in trouble for being involved with, or associated with dodgy financial dealings. Think they're under special measures, or extra scrutiny which has led to some of their customers suffering as a result.
Title: Re: Bank transfer didn’t come through. But he wasn’t a scammer.
Post by: seraphine on 18 January 2019, 12:26:50 pm
Sum up is great. They only take 1.6 pc and if someone refers you, you can usually get the machine for £20
It says daily pay but it still takes a few days to credit your bank account so not the best if you want instant access to your cash

Thank you for sharing! x
Title: Re: Bank transfer didn’t come through. But he wasn’t a scammer.
Post by: saltysweet on 18 January 2019, 01:06:23 pm
Thanks Mirror, I'll keep an eye on it. Thanks for mentioning it ladies.
Title: Re: Bank transfer didn’t come through. But he wasn’t a scammer.
Post by: Treetop on 18 January 2019, 03:43:33 pm
I debated starting a thread but I'll add on here as relevant.

Most banks are having issues with bank transfers today so I would leave extra time if anyone is taking  same day deposit.
Title: Re: Bank transfer didn’t come through. But he wasn’t a scammer.
Post by: franticgirl90 on 05 December 2019, 12:06:49 pm
I have a problem with bank transfer.
I was at outcall last night and guy done bank transfer by phonecall to my REVOLUT account. I've got immediate notification on my phone that I received money. (He gave a bank my work name...).
After I came back home and wanted to transfer my money to private account I realized that transaction is "pending" and I can't use those money.

Today morning I've got message from REVOLUT:
Quote
Hello, my name is T. As you have received payment from A. for xxx0.00 GBP, please provide details of mentioned person - all names and full surname, place of birth, date of birth, and current location. Thank you in advance.
I don't know those details, all I know is name and address.
So I have it to them.

Is anyone had that kind of situation?
What should I do?! :FF
Title: Re: Bank transfer didn’t come through. But he wasn’t a scammer.
Post by: Mirror on 05 December 2019, 12:18:11 pm
I have a problem with bank transfer.
I was at outcall last night and guy done bank transfer by phonecall to my REVOLUT account. I've got immediate notification on my phone that I received money. (He gave a bank my work name...).
After I came back home and wanted to transfer my money to private account I realized that transaction is "pending" and I can't use those money.

Today morning I've got message from REVOLUT:I don't know those details, all I know is name and address.
So I have it to them.

Is anyone had that kind of situation?
What should I do?! :FF

I've just had a look at Revolut I have some concerns about them, are transfers usually OK with them?

I'm not even sure I'd give a friend that sort of info, sure they might figure it out but for an app which claims to be unintrusive they seem quite intrusive. The spotting other account holders in your area bothers me.
Title: Re: Bank transfer didn’t come through. But he wasn’t a scammer.
Post by: franticgirl90 on 05 December 2019, 12:22:20 pm
Yes, all previous transfers went smoothly. I think it's because I was always giving them my initials as my name.

But this time guy made transfer by phone, not banking app, and gave wrong name.

If this transfer will not go through...
Title: Re: Bank transfer didn’t come through. But he wasn’t a scammer.
Post by: Mirror on 05 December 2019, 12:48:02 pm
Yes, all previous transfers went smoothly. I think it's because I was always giving them my initials as my name.

But this time guy made transfer by phone, not banking app, and gave wrong name.

If this transfer will not go through...

Yes I'm thinking the organisation/bank/app is so 'open' that they are trying to cover their backs.

Title: Re: Bank transfer didn’t come through. But he wasn’t a scammer.
Post by: saltysweet on 05 December 2019, 02:19:14 pm
.
Title: Re: Bank transfer didn’t come through. But he wasn’t a scammer.
Post by: ladyofthemansion on 05 December 2019, 02:36:12 pm
I get them to transfer a penny first to check it works.
Title: Re: Bank transfer didn’t come through. But he wasn’t a scammer.
Post by: franticgirl90 on 06 December 2019, 01:18:53 am
I provided address and they told me that's not enough... And they cancelled transfer and sent it back to punter.
I am really really mad. It's the last transfer I'm doing with this company.
I spoke with punter, he said that he'll send money again tomorrow morning... We'll see... If not I don't know what to do. I'll tell him that I'll pop in for cash ( he was really scared of neighbors so I hope it will make him pay).
Title: Re: Bank transfer didn’t come through. But he wasn’t a scammer.
Post by: BangerRacing on 06 December 2019, 07:58:50 am
Sum up is great. They only take 1.6 pc and if someone refers you, you can usually get the machine for £20
It says daily pay but it still takes a few days to credit your bank account so not the best if you want instant access to your cash


I got a sum up but haven't used it. They kept having my personal details showing. I managed to get my name changed with lots of email ping pong. However they link your address if you send a receipt. This is why I don't trust using it or their company. They've now asked me to upload a form of ID if I want to use it again.

LOTM HSBC are crooks I stopped banking with them years ago.
Title: Re: Bank transfer didn’t come through. But he wasn’t a scammer.
Post by: franticgirl90 on 08 December 2019, 05:23:53 pm
So punter making excuses (lack of time) to call a bank and make another transfer.

I want to report it to the police. Can I do it? How to do it?
And anyone here done it?

Is it classified as robbery? How can I proof that I provided service? Can I do it if in HMCR I'm registered as makeup artist?

I have text conversation with him and confirmation of reversed transfer.
Title: Re: Bank transfer didn’t come through. But he wasn’t a scammer.
Post by: Justine on 08 December 2019, 06:57:50 pm
So punter making excuses (lack of time) to call a bank and make another transfer.

I want to report it to the police. Can I do it? How to do it?
And anyone here done it?

Is it classified as robbery? How can I proof that I provided service? Can I do it if in HMCR I'm registered as makeup artist?

I have text conversation with him and confirmation of reversed transfer.

I would not class that as robbery. He did not rob you, he just did not pay. A big difference in my view but sickening all the same. He got a free service but you were willing to go through with the booking and weren't harmed so it may be a good idea to just put it down to experience as is it really worth a police investigation and all that entails for the sake of one fee?
Title: Re: Bank transfer didn’t come through. But he wasn’t a scammer.
Post by: Nora batty on 08 December 2019, 08:16:20 pm
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