As has been said, this is a month's worth of anti-HIV drugs with significant side-effects for many. These are one of the reasons people tend not to have it more than once (one of the worries was that people would indeed do the sex, then get the drugs, then do the sex and.. but in this case 'ad nauseum' would be a cruel pun.)
Partly because of the cost, it is not handed out willy-nilly and there are guidelines that say whether doctors should prescribe it, consider doing so, or decline to do so. You won't get it for CIM, for example, unless you know the man is HIV+ (and even then, the chance of transmission is minimal) or from a high prevalence group (this usually translates as gay/bisexual or African) when it's a 'consider'.
Increasing awareness of the existence of this amongst gay and bisexual men is one of the undoubted successes of the CHAPS programme of work aimed at reducing HIV amongst that target group. Annoyingly the main otherwise useful 'microsite' on it, which has a 'what happened - here's the guidance' bit, doesn't deal with things like vaginal sex. (As far as the makers of the site are concerned, the sex gay and bisexual men have with women doesn't count.)
But for vaginal sex, it's 'recommended' if you know he's HIV+, 'considered' if he's from a high prevalence group, and 'no' if you know neither of these. I'd be surprised if some worried people don't fib about knowing more than they do, but even if he is HIV+, your chance of catching HIV is about one or two in a thousand, and given a general prevalence of about five in a thousand, that's about one in a hundred thousand chance in the latter case.
For anal sex, the risks are higher (if he's HIV+, it's about 1-3% chance of being infected) and it's 'recommended' if you know he's HIV+ or from a high prevalence group, and 'considered' if you know neither of these. Given that there's evidence that bisexual men have more anal sex with women than straight men, if I were female in this situation and wanted PEP, I'd be tempted to fib.
Like the 'morning after pill', the sooner you take it, the better, so if you've got cum in your bum, don't wait for an appointment, head off to A&E whatever the hour.