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Author Topic: pre-pay cards(?)  (Read 957 times)

Mirian

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pre-pay cards(?)
« on: 24 August 2019, 05:28:44 pm »
I don't know what the exact name of this type of card is ???. Basically they are cards in which you can enter up to 2000 pounds.

Like many other ladies I have found myself in the situation of having the bank far away or simply not wanting to have all the money that I have been making in my room or next to me. I thought this would be a short term solution.

Anyone know cards or reliable card brands? or have you done this before? I know that at the post offices they also sell some.
I'm just another mosquito on this windshield that we call '' life ''

Rosesugar

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Re: pre-pay cards(?)
« Reply #1 on: 24 August 2019, 06:02:50 pm »
I know post offices now can credit your own bank account  with you crediting cash only  it save you going to find a bank .

CelesteManchester

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Re: pre-pay cards(?)
« Reply #2 on: 24 August 2019, 06:13:58 pm »
Do you guys have the My Vanilla brand there? I use that & also the debit AmEx, plus with AmEx you can have up to 5 at one time. I believe they both have a $5,000 limit & a $2500 per day deposit max. Might be different over there in BritLand tho.

Tip if you decide to use the AmEx debit: getting to a real person is nonexistent; call the "real" (charge card) AmEx ppl & to be transferred to the debit side.
An American on a British site, still learning the slang😉

V24

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Re: pre-pay cards(?)
« Reply #3 on: 26 August 2019, 12:39:18 pm »
Most of the UK prepaid cards having certain stipulations.  There's a limit to how much you can hold on the card at any one time.  And this is more if verified or less if not.  Also even if verified you can generally only load a limit each day.  This varies from £200 to £300 depending which card.   

saltysweet

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Re: pre-pay cards(?)
« Reply #4 on: 26 August 2019, 05:08:14 pm »
What if the prepaid card goes bust, like Lo** ot App in May 2019? Just found this...
The Lo** ot card came in the form of a prepaid Maste* rcard. Which sounds pretty respectable to me, something I might go for!
Lo** ot  'encouraged customers to load money onto a prepaid card' which can hold £25,000 at any one time, Sounds good! :)

Royal Bank of Scotland even had a 25% investment in the business, but Lo**ot isn't a bank card nor covered by the RBS.
Your cash is actually stored with a German company!

Lo**ot went bust, with 212,000 customers.... wondering if they'll see their cash again. 'Because it not a bank and doesn't have a banking licence means you don't get the Financi.al Services Compensa.tion Scheme compensation that you would do on a traditional bank or building society current account.'   :o '

The Financial Conduct Authority (FCA) warned Lo**ot customers to withdraw their money by 26 July 2019. Wonder how many people missed that warning?

Even worse!...Lo**ot had a disclaimer on it's website that client's cash is at risk if they go tits up but it wasn't very prominent.


I guess these type of cards are as you say ok for a 'short term solution' quick in quick out like da punters ;D
« Last Edit: 26 August 2019, 07:54:52 pm by saltysweet »

K212

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Re: pre-pay cards(?)
« Reply #5 on: 27 August 2019, 06:19:43 am »
I’d be interested in brands of prepaid cards you don’t ‘have to’ have true name on it. You can  get these from supermarkets in another international country, load a chosen amount, up to limit of 800£’ish.
Once loaded up you can’t reload. And will need to buy another to load another one up, if you desire to.
I’ve never needed to load one up that much though. But when registering it online after purchasing you can input a fake alias name, address etc. I use them for paying for advertising sites around the world that I don’t want having my own name on. Or certain work related things that similarly don’t want having my true ID. I think they state cards not registered to you correctly and you loose it with funds on, you loose the funds because you can’t prove your that fake alias when calling up to get card blocked and re issued. But I never lost one. And never had to compromise my personal name and address paying for certain things through websites I didn’t trust with my personal info that were work related. Just WISH they had similar in the UK. The most I’ve seen is the visa or MasterCard prepaid ones for £25 or £50 in WHSmiths, boots, supermarket gift card stands. Which are pretty useless.

Ceciliaxxx

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Re: pre-pay cards(?)
« Reply #6 on: 27 August 2019, 10:29:56 am »
What about the pre-paid gift cards MasterCard have. Could they be used? The client buy a card and  send the code. I'm interested as I've a couple of longer bookings coming up and would be more comfortable with  this kind of deposit then bank transfer.
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K212

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Re: pre-pay cards(?)
« Reply #7 on: 28 August 2019, 12:10:01 am »
There’s lots of posts on “deposits” if you put it in search box. I think if a guy wanted to be sneaky he could cancel one of those purchased pre pay MasterCards if he has proof of purchasing it on a receipt.
There’s other ways. On the deposit receiving threads x

Dylan_Varnet

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Re: pre-pay cards(?)
« Reply #8 on: 29 August 2019, 03:20:43 pm »
I use pre paid credit card to pay things online, you can avoid scammers and don't expose your bank account.

In UK you can get Mastercard pre paid credit card in 2 places:
1- Post Office
2- Western Union

Online you can get many alternatives, I use SPARK CARD [link removed] and is ok.
« Last Edit: 31 August 2019, 11:11:02 am by amy »