I wish I could save more but I have 2 very expensive rents to pay in 2 areas with the highest council tax bands, expensive car and insurance payments, high childcare costs (and all other ridiculous costs that come with children - clothes, tuition fees, the odd day trip etc). After all of that is paid, and the tax money has been deducted, I am lucky if I can save £500 a week. I am a lone parent with restricted working times, so I am just grateful that I can provide a nice house in a beautiful area with a car for my kids. The large savings will come one day! But anybsa ings are better than no savings. And being able to pay bills on time beats scraping to make ends meet as it was 5 years ago. Look at the positives.

I wish I could save more but I have 2 very expensive rents to pay in 2 areas with the highest council tax bands, expensive car and insurance payments, high childcare costs (and all other ridiculous costs that come with children - clothes, tuition fees, the odd day trip etc). After all of that is paid, and the tax money has been deducted, I am lucky if I can save £500 a week. I am a lone parent with restricted working times, so I am just grateful that I can provide a nice house in a beautiful area with a car for my kids. The large savings will come one day! But anybsa ings are better than no savings. And being able to pay bills on time beats scraping to make ends meet as it was 5 years ago. Look at the positives.

I think £500 a week is an amazing amount to be able to save
Outgoings are annoying, but I suppose we all have them. I also work restricted times due to childcare - can I PM you to ask you something about that? X

I think everyone is different. If you like the finer things in life and feel you can't compromise on giving up fancy things then of course it'll be very hard to save anything.

I work 2-3 days a week and I'm very disciplined when it comes to saving. The way I do it is for example if in my working week I make £1230 then I put the £1000 away then I keep the £230 but not necessarily spend all of it, just necessities. I'd treat myself to getting my lashes done, going for a nice meal or a new lipstick etc... I don't have expensive taste when it comes to clothes and shoes. I'm happy shopping in Primark, H&M and New Look.

This week that extra £230 went on my MOT and servicing my good old banger lol. So that was £125 plus £40 for a wheel change as advised in my MOT. So altogether £165. So I'm left with £65 for the week to play around with. Which is fine for me. 

I'm focused on getting enough for a mortgage more than anything. And a couple nice holidays if I'm ahead of my target.