In Ireland you just buy the pre paid Mastercards in a newsagents under a tenner in price, no ID required, and they come with cvv code and exp date and long number. They are accepted online and in hotels, so I just call and say Mrs Paula Smyth, give the booking details and the card details and away I go. PS as you only have to register them if you put over 5k on the card, then once it hits 4,500 euros, just ditch the card and get a new one..
Swirlcard is a favourite