I use 2 prepaid cards, a ffrees visa card which I can load at any paypoint and a cashplus mastercard which I can load at the post office.
Both are made in my name and I got verified with the mastercard to be able to whidraw 500/day and load more money on it (not sure what the limit is, maybe 5k/year,maybe more, never asked).
Both cards are like any other bank card, easy to use online, abroad, etc.