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Author Topic: Help -My bank is closing my account (because of cash deposits)  (Read 14622 times)

RB1

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Re: Prostitution in the digital world
« Reply #60 on: 31 March 2024, 07:41:58 am »
I'd be quite happy to take online payments or bank transfers if there was a fully bombproof way to do it, so proper anonymity for both parties if preferred, no chargebacks and no twattery from banks. Having to traipse to the bank most days is a pain in the arse, cash is a target for robbers and I only really use it for grocery shopping.

Until things change though, cash it is.

Wish hush & wishlist don’t allow chargeback and if it’s only small deposits then the fee is 50p or £1 on a 20 transaction

amy

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Re: Prostitution in the digital world
« Reply #61 on: 31 March 2024, 01:10:26 pm »
Wish hush & wishlist don’t allow chargeback and if it’s only small deposits then the fee is 50p or £1 on a 20 transaction

I have a wishlist page already, although I've never used it. I'd rather have the money straight into my bank account than faff with some third party site, but I ought to give it a go - I don't take deposits so we're talking about full fees here.

I ordered my new glasses yesterday (£300 for varifocals) and in the opticians they asked if I wanted to pay cash or card which was unusual but made a nice change. I assume they ask everybody because I'd come straight from decorating and definitely didn't look like I would have it on me ;D

GucciGang

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Re: Prostitution in the digital world
« Reply #62 on: 31 March 2024, 02:03:23 pm »
The problem with online is it can be reversed. If that started happening all the time the bank would surely not be happy.

I had a problem with a fast payment a client had raised a form and tried to get the money back. He told the bank he sent it by mistake as he works for an agency of some kind. I told the bank I was a masseause and he has had the service and luckily I got to keep it. But can only imagine if this was done regularly would probably loose my business account.

Mirror

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Re: Prostitution in the digital world
« Reply #63 on: 31 March 2024, 06:56:20 pm »
Wishlist apparently have announced today the loss of their payment processor (stripe).

I do identify with the issues, when branches close they remove the cash machine. There are less and less within travelling distance for me, and cash flow becomes a problem I need it in the bank. I often schedule in a bank visit around outcalls if I can, or combine with a trip to do other things. Last year went to a famous arts festival, told the person who I went with "I have to get to a bank before we do anything else". The teller did actually point out my ISA needed adjusting to a better one, I don't think they tell you these things in apps.

CuteElsa

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Re: Prostitution in the digital world
« Reply #64 on: 01 April 2024, 07:54:36 am »

It’s always cash for me. Sometimes I accept PayPal which has worked fine, especially if I ask for a deposit. Paying cash for groceries isn’t a problem but obviously hotels and rent is a no no.

A friend to me about an app called CashApp. I haven’t had time to try it yet.

Mirror

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Re: Prostitution in the digital world
« Reply #65 on: 01 April 2024, 12:03:43 pm »
It’s always cash for me. Sometimes I accept PayPal which has worked fine, especially if I ask for a deposit. Paying cash for groceries isn’t a problem but obviously hotels and rent is a no no.

A friend to me about an app called CashApp. I haven’t had time to try it yet.

Cashapp brought in very low limits for UK users last year, it's pretty much unusable now in the UK unless something has changed.

CuteElsa

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Re: Prostitution in the digital world
« Reply #66 on: 01 April 2024, 01:59:23 pm »
Cashapp brought in very low limits for UK users last year, it's pretty much unusable now in the UK unless something has changed.

Thanks for letting me know. I won’t waste my time with that then x

amy

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Re: Prostitution in the digital world
« Reply #67 on: 01 April 2024, 02:26:26 pm »
Thanks for letting me know. I won’t waste my time with that then x

I'd avoid PayPal in future too, even if you've been lucky so far. They hate us (most US banks are similar, because prostitution is illegal there) and they'll freeze your account and take all the money back if they catch you out.

Mirror

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Re: Prostitution in the digital world
« Reply #68 on: 01 April 2024, 03:17:15 pm »
Thanks for letting me know. I won’t waste my time with that then x

Some seem to still use it, but the limits are;

Per month
£200 in
£200 out

Max £500 account balance at any time

I used it for a month or so, worked well but then had to wait a month to get £10 remaining from a £210 balance.

I also noticed clients will randomly send money by whatever method they've used previously, without checking so I would be concerned you could easily exceed the balance or receive more than you can cash out.

And if being used to pay for a real life booking the in/out limit is only a 1 hour, or 90 minutes booking, perhaps 2 or 3 half hours and that's your lot.

CuteElsa

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Re: Prostitution in the digital world
« Reply #69 on: 01 April 2024, 03:24:51 pm »
I'd avoid PayPal in future too, even if you've been lucky so far. They hate us (most US banks are similar, because prostitution is illegal there) and they'll freeze your account and take all the money back if they catch you out.

I have had PayPal a few years now and most of the transactions have come from EBay, only a few from escorting. I will be more careful in the future. Why do they hate us so much ? Ugh

amy

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Re: Prostitution in the digital world
« Reply #70 on: 01 April 2024, 07:39:31 pm »
I have had PayPal a few years now and most of the transactions have come from EBay, only a few from escorting. I will be more careful in the future. Why do they hate us so much ? Ugh

Well, because as I said above it's an American bank and prostitution is illegal in the US; they're concerned about covering their back more than anything else. That doesn't help you if they twig or somebody reports you, though :)

Please tell me the PayPal email address you've given punters doesn't have either your legal name or your work name in it?

CuteElsa

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Re: Prostitution in the digital world
« Reply #71 on: 01 April 2024, 10:06:14 pm »
Well, because as I said above it's an American bank and prostitution is illegal in the US; they're concerned about covering their back more than anything else. That doesn't help you if they twig or somebody reports you, though :)

Please tell me the PayPal email address you've given punters doesn't have either your legal name or your work name in it?

Oh I didn’t realise it’s American. My email is my first name with lots of numbers in it. Some punters have called me by my real name and I just said that wasn’t my name. I can’t afford for them to take my money like that so I won’t offer it in future. Thanks Amy

Secretsatin

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Re: Prostitution in the digital world
« Reply #72 on: 13 April 2024, 10:27:38 am »
I only accept cash. Looked into taking card payments. I know some girls take payment by card. But just too risky for charge backs . Bank transfer don't do as again dont want my name being discovered by a stalker punter or a wife asking whats this payment online and then a bank transfer dispute.

I just bank cash at local post office. Does main banks. Then spend cash everywhere I can from vet bills, food shopping, trains and buses, taxis, hotel food etc.

Most places still take cash.

northernstar

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Re: Prostitution in the digital world
« Reply #73 on: 14 April 2024, 07:28:44 pm »
I only accept cash. Looked into taking card payments. I know some girls take payment by card. But just too risky for charge backs . Bank transfer don't do as again dont want my name being discovered by a stalker punter or a wife asking whats this payment online and then a bank transfer dispute.

I just bank cash at local post office. Does main banks. Then spend cash everywhere I can from vet bills, food shopping, trains and buses, taxis, hotel food etc.

Most places still take cash.

Create a business account, you can change display name to something else than your legal name

Mirror

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Re: Prostitution in the digital world
« Reply #74 on: 14 April 2024, 10:41:17 pm »
Create a business account, you can change display name to something else than your legal name

The several I have set up all wanted to display 'legal name trading as business name'.