thanks all for the info so far

Just a question about the Bounce Back loan if anybody could advise?

Would an 'escort' as profession get knocked back for the loan ? HMRC i am down as a massage therapist

but would this mean the loan application was fraudulent if I stated massage therapist?

You're not applying to HMRC, you're applying for a bank loan so it's entirely up to the lender you choose.

If you already have a business bank account with them it'll probably be slightly easier, but think about what you'll put if they ask you about the nature of your business; to be fair, they're unlikely to think that a massage therapist would be unaffected by the distancing rules.

It's worth pointing out (without wanting to wander off too much) that this is an extremely cheap loan, so even if you can manage without the money it's likely worth trying for if you're paying off more more expensive debts on other loans or credit cards. Provided you're a sole trader and not a limited company (which ought to be most people here, since prostitution is not an acceptable activity to register with Companies House), you are the business therefore the money is yours to do as you wish with, including reducing existing debts to free up more of your income when you get some .

So if you pay your earnings into a personal account, not a business one, are you not eligible to apply?  I cannot get beyond the first page of the online application form.

It depends on the lender but while some will have you open a business account (even if it's just a 'loan feeder' account for you to make repayments into and nothing else) to apply, others are fine if you operate through a personal account - a huge proportion of very small businesses do. It just means you'll need to provide more information (which they would already have if you had a business account) because it's a business.loan, not a personal one. There is plenty of information about this and a table with details of the different lenders' policies on both the siye linked above and also on MSE

Did you pick a bank where you already have an account? If not, I think HSBC is the current go to for the ones taking applications from new customers.

My grant just came through  I applied on 13th got it at 1 minute to midnight so 6 days exactly

My grant just came through  I applied on 13th got it at 1 minute to midnight so 6 days exactly

I applied on the 15th and haven;t got it yet :-(

Mine arrived last night too,no email which was advised.

You mean... you didn't get a confirmation email that the grant had arrived? Just asking because I was told when I finished filling the grant that I would get a confirmation email from HMRC that the money is in the bank but haven;t gotten it yet. However... haven;t looked at my bank account for the last three days...

You mean... you didn't get a confirmation email that the grant had arrived? Just asking because I was told when I finished filling the grant that I would get a confirmation email from HMRC that the money is in the bank but haven;t gotten it yet. However... haven;t looked at my bank account for the last three days...

Like you when I completed the application, information on the screen told me I would receive an email when the payment is made which should be in 6 days. I applied on 13th the money arrived yesterday no email.

I have never received any emails or letters about any of the SE grant scheme, did receive the standard April letter telling me to submit usual tax return by January 31st 2021.

I check my bank account online first thing every morning have been doing for around 20 years to check no fraud has been committed.

I applied Fri 15th May at midday.  6 working days is Mon 25th May.  So I anticipating its arrival then.

Pleased for those who were allowed to apply sooner.

Got to me in 5 actual days - 13th I applied so hopefully will be with you in a couple more days.