Every incall I've ever taken has been at home and I have never had any problems, I also live with my boyfriend and my landlord (who is also a good friend of my mums, who knows of my work and couldnt care less) lives 2 doors down! Clients to tend to know or get let known I have a boyfriend who lives with me and knows whats going on, and I think that may have deterred them. I've never had a client turn up once uninvited. I'm not recommending working from home but just saying that it has worked for me.
I havnt had any problems here where people know what I am doing however the last place I lived at was a flat in a block and the walls were very thin. This was a 'council' owned flat and people were often moving in and out, most of them alcoholics and similar and young people so no one ever said anything, although some of the longer term residents were aware but only because I told them! I'm quite open about my profession with people close and come from a very liberal household (my boyfriends sister escorts and webcams and my great gran was also a hooker!
), but of course this is different for a lot of girls.
As other girls have said stick to a low amount of clients a week, this should be easier as you wont have many overheads. I see a max of 3 a day, and work daytimes 1-5pm and i do just fine, I'd recommend this to any girl looking to work at home. Vet your clients also, have a weapon stashed JUST IN CASE and use your instincts, I've only ever had nice clients whilst working independant, pretty much every negative experience from the very minor has been whilst working in parlours, where you are expected to see everyone who walks through the door.