Probably the best way to receive transfers is with a new service from snapchat, called snapcash.

Snapchat Now Lets You Send Money To Friends Through Snapcash Deal With Square Cash

While in Snapchat text-chat, you type in ?$? then the dollar amount you want to send. Snapchat recognizes you?re trying to pay, changes the send button to a green Snapcash button, and tapping it deposits money into a friend?s account. That cash will be waiting for them when they sign up if they haven?t already. If the friend doesn?t sign-up to accept the payment within 24 hours, the cash will be refunded so you don?t have to worry about money?disappearing.

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The cash is sent to your debit card as if it was a refund. So it ends up in your bank balance.
I prefer to use pre-paid debit cards, there are plenty of services online offering those types of cards, you will lose some money with fees, but you can better protect you identity that way.
Paypal offers this service for example, but they have strict rules regarding adult work, so be careful, because the person sending you the money could report you. Payoneer is another option.