I am similar, one of the most annoying things I find is a booking is made - outfit/roleplay/specifics discussed then it changes several times. Also I have accepted bookings without any suggestion of the BDSM services I offer, then a week or so before he contacts me to ask for BDSM. I now ask for any specific requests before I accept the deposit, specify requests have to be made either at the time of booking or no later than 1 week prior.

Thanks PassionFlower and Mirror, that's incredibly helpful and your thoughts have given me a better perspective on it than I had before. I'm going to decline his request for another booking.

If he asks about his deposit I'll tell him that he changed the nature of the booking and remind him that it was he who subsequently cancelled that booking. And block 

Just a quick heads up
2 ladies that I know well have had bank accounts closed due to punters saying the deposit is fraud

Both had taken a deposit in one account
Transfered it to another account  and both accounts were frozen

In one case the lady got her personal account back up ( Lloyd ) when she proved the transactions using text messages but  had her business account closed

In the other lady’s account both accounts were frozen/ closed and when she tried to open another account they were all refused and she has a CifAs marker on her credit file

I would personally say if you transfer deposit money from one account to another then you need to get that out in cash in case your account is closed

In the last week I know of 3 ladies who have had similar problems with accounts being closed due to punters saying fraud / requesting a charge back

New regulations about changes to authorised push payment scam claims are going to make it easier for people to claim a bank transfer was a scam.

Do you think this will increase the number of clients trying to claim chargebacks?


Another thing, if a bank suspects the payment may be a fraud, it will be delayed.

"In a related development which, in theory, will help protect people from APP fraud, bank payments will be able to be delayed by an extra three days if lenders suspect consumers are being scammed.

Under the new powers being given to high street banks by the Treasury, payments suspected of being fraudulent may be delayed and investigated." (Guardian)

Not necessarily.
And I can totally see some scammers claiming we're the scammers. They would still need to prove their claims though.

What I think might happen is more of automatic fraud checks for bank transfers, and delayed payments.

This isn’t related to bank transfers, but recently I had a client whose bank blocked his payment for a gift card. Initially, I thought it was just the usual excuse when someone pretends they paid, but I actually believe him. It took him a few more hours and supposedly some calls to his bank, but eventually I received the gift card. It was only for £50.
What I think triggered the fraud prevention was that the purchase was from a gift card-only website, so I guess it was flagged as a security risk.

I had this experience, not a chargeback thank goodness, but I had a deposit from a client to my revolut bank which was fine, when I arrived he sent over the rest of the fee to my bank. We both sat for about 15 mins waiting for it to arrive! He showed me his phone to prove he’d done it, I could as it was pending on his side. Anyway I decided that we get on with things and that hopefully it would go through during the deed. It didn’t! I was very anxious id been scammed, but part of me knew a man wouldn’t invite me to his family home if he was going to take the mick.
After a few more back and forth text, he rang his bank (post office) and they said that scam artists will text a bank transfer with small amount (my 20 deposit) and then take a bigger amount after, so they put a hold on his payment! Luckily they sent it through so all good, but from that experience I know only accept cash on arrival. Saves some headache! I do think this happened because I use revolut for this work but i don’t know for sure x