I've merged this just because the number of banking/deposit threads we have running is getting towards double figures and they all basically say the same thing.

I'll have a think and see if there's a better way to organise them, but in the meantime please add to one of the existing ones (the other main ones have Post Office and NatWest in the titles IIRC)

I’ve just started accepting deposits/bank transfers and would immediately transfer it out to my personal account thinking it’ll counter any chargeback issues, so this is great information, thank you.
I’ll never understand why they go through the trouble of reporting a little deposit when they’ve paid most of it in cash😠

Cos they are wankers 😂

I’ve known  it to happen to quite a few ladies in the last year but only one who had the CIFA issue but I only know about that because she is a good friend and told me so others might have the same problem but don’t know about it
 
Even if she manages to get it sorted it can stay on her record as a min of 13 months
If she can’t manage to get it sorted then around 6 years
So it screws up your credit file for that amount of time

If it was me then I would get punters  to transfer small amounts like 20 -30 and say that’s for dinner / petrol / food in the payment bit of the transfer

And then when they send you a text for the deposit just for them to say hi sent you the deposit as then you can match it with the time / day what they have sent you

The  lady who had her business account ( tide ) shut said the client was refunded back his a£100 deposit and tide wouldn’t even go into any real discussion about it with her
Luckily her Lloyd’s account she managed to keep open as she could prove to them he sent it and she transferred it over

To be honest I rarely take deposits and when I do I take vouchers or wish hush or throne
But when taking a booking I put in all texts cash only no bank transfers

This avoids people turning up and expecting me to slide a credit card between my vagina 😂
And honestly I’ve never had anyone turn up without the cash

Get the odd one who asks if I take transfer but no problems when I say no I don’t

I only started taking deposits a year or so ago, and then only for the new clients who insist on booking in advance in order to secure the date and time that they know they can attend. I've had no problem until now and it's eliminated a lot of timewasters.

A few weeks ago someone messed me about for days saying he would / wouldn't / could / couldn't make an outcall booking so when he came up with yet another date and time I asked for a £30 deposit which he paid.

A day or two before the booking he changed the booking request from vanilla GFE to wanting me too be submissive and also to let myself into his hotel room, blindfold myself and wait for his arrival. Far too many red flags there and it's crystal clear on my profile and pics that when I do kink sessions, I'm dominant.

He apologised for the "confusion" (his words) and cancelled the booking. I said I'd refund the deposit if he gave me his bank details but didn't hear anything from him.

Now he's emailed again asking for a GFE outcall.

I'm in two minds whether or not to accept anyway but since I still have the £30 from his previous booking request, do I keep it, knock it off the fee if I do agree to meet him, or ask for a fresh deposit?