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Author Topic: Deposits.  (Read 96772 times)

peaches_xx

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Re: Deposits.
« Reply #270 on: 19 May 2020, 01:48:55 am »
You can make them book your cab with Addison Lee because they don't need an account to pay for it online. Always make sure it's been paid for with card before you get in though because they have a cash on arrival option that the client may secretly select.

Missyblue

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Re: Deposits.
« Reply #271 on: 19 May 2020, 08:48:14 am »
I think most escorts ask for deposits before any outcall at least to cover transportation.

amy

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Re: Deposits.
« Reply #272 on: 03 June 2020, 11:27:07 am »
Yes if you use part of the name some banks will fill in gaps, some offer an opt out so details are not revealed.

I wasn't sure the best thread to post this in as it doesn't really affect me, but according to the latest MSE newsletter the Confirmation of Payee system is being brought in pretty much wholesale, and soon.

Quote
The six major banking groups – Barclays, HSBC (including First Direct), Lloyds (including Halifax and Bank of Scotland), Nationwide, RBS (including NatWest and Ulster) and Santander – technically have until Tuesday 30 June to implement it for Faster Payments and Chaps payments under Payment Systems Regulator rules. However, the deadline may be moved due to banks having to work through the financial fallout of the coronavirus crisis.

This means that nobody will be able to type in any name other than that on the account for a payment to be made - from what I can see if there's a small error that could be a typo then the account name is shown, and if it's completely different then the payment just gets turned down. Which will be a pain for anybody using it  :-\

Lady Frog

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Re: Deposits.
« Reply #273 on: 03 June 2020, 05:06:40 pm »
Oh no. I didn't know they were even planning to do that, let alone so soon. For outcalls I always ask for return travel costs up front by bank transfer, and the booking fee payable in cash when I arrive. So this will be a problem!

I got sin binned by Cash app for not putting my real name in, so that's out.
I try to boycott amazon because I think they (jeff bezos) are a disgraceful company, so prefer not request vouchers.

Might be time to look into getting a business bank account. Unless I'm mistaken you can put whatever name you like on the account and give that for transfers? Or maybe not whatever you like but a name associated with your business? Does anybody use a business account for deposits - how does it work for you?
A woman, especially, if she have the misfortune of knowing anything, should conceal it as well as she can. - Jane Austen

Vintage Miss

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Re: Deposits.
« Reply #274 on: 09 June 2020, 09:25:00 am »
Oh no. I didn't know they were even planning to do that, let alone so soon. For outcalls I always ask for return travel costs up front by bank transfer, and the booking fee payable in cash when I arrive. So this will be a problem!

I got sin binned by Cash app for not putting my real name in, so that's out.
I try to boycott amazon because I think they (jeff bezos) are a disgraceful company, so prefer not request vouchers.

Might be time to look into getting a business bank account. Unless I'm mistaken you can put whatever name you like on the account and give that for transfers? Or maybe not whatever you like but a name associated with your business? Does anybody use a business account for deposits - how does it work for you?

Yes I need to look in to this. I've just started back and weirdly my client last night was able to send a deposit without my name but two today for later in the week were not able to without the name. So I guess business account is the only other option but I'll have to weigh up the cost of paying for that versus any losses to my time for non payers who don't show extra. Gah. Same, I don't like to use Amazon who make anyone else have to use it to be able to see me.

Mirror

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Re: Deposits.
« Reply #275 on: 09 June 2020, 10:17:38 am »
Yes I need to look in to this. I've just started back and weirdly my client last night was able to send a deposit without my name but two today for later in the week were not able to without the name. So I guess business account is the only other option but I'll have to weigh up the cost of paying for that versus any losses to my time for non payers who don't show extra. Gah. Same, I don't like to use Amazon who make anyone else have to use it to be able to see me.

Interestingly someone who a couple of weeks ago told me the transfer wouldn't go through without my name and ended up sending Amazon, did actually 'try again' with same details and put a payment through quickly without any problems this week.

This was for a webcam booking so I suspect because he'd already 'seen me', he then trusted me enough to override the 'scam' warning - whatever he was able to suddenly send the money. Another couple of new clients wanting short notice telephone/camming bookings did the same. I know the quoted deadline is end of this month, but I have a good idea this is already in place for most banks and has been for a while. Also someone who has sent money in the past but not for a full year had to set up a new transfer for a future booking, sent a tester small amount once again just using the instructions I send. All absolutely fine.

Let's see what happens if anything changes after June 30th.

Vintage Miss

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Re: Deposits.
« Reply #276 on: 09 June 2020, 07:14:09 pm »
Interestingly someone who a couple of weeks ago told me the transfer wouldn't go through without my name and ended up sending Amazon, did actually 'try again' with same details and put a payment through quickly without any problems this week.

This was for a webcam booking so I suspect because he'd already 'seen me', he then trusted me enough to override the 'scam' warning - whatever he was able to suddenly send the money. Another couple of new clients wanting short notice telephone/camming bookings did the same. I know the quoted deadline is end of this month, but I have a good idea this is already in place for most banks and has been for a while. Also someone who has sent money in the past but not for a full year had to set up a new transfer for a future booking, sent a tester small amount once again just using the instructions I send. All absolutely fine.

Let's see what happens if anything changes after June 30th.

Oh that is interesting, I think its also because its hard to ask for deposits because guys weird out about it sometimes if there are stumbling blocks I tend to either just not take the booking if its high risk or if not too high risk just be like 'bugger it I'll risk it'. I didn't realize about the change in policy, I'll try again and tell them to leave the name blank? And see what happens.

Mirror

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Re: Deposits.
« Reply #277 on: 09 June 2020, 07:39:45 pm »
Oh that is interesting, I think its also because its hard to ask for deposits because guys weird out about it sometimes if there are stumbling blocks I tend to either just not take the booking if its high risk or if not too high risk just be like 'bugger it I'll risk it'. I didn't realize about the change in policy, I'll try again and tell them to leave the name blank? And see what happens.

I give a suggested name because I think the box has to be filled, I explain that they may see a message advising the account name doesn't match and that they may be asked to indicate whether it's a business or personal account.

Phoenix

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Re: Deposits.
« Reply #278 on: 10 June 2020, 08:48:23 am »
The most worrying thing about this is the real risk of the Client's bank advising them of the correct name of the account instead?
I have heard this also in the media.
Some banks are rejecting the wrong name, but some are also informing of the correct one at the same time.

For me, it means the end of Bank transfers completely.

Even using the Pay A Contact system is useless - your initial and surname is revealed.
I de-registered my work number from this system, added my own private number instead.. and a Client was still able to use my work number to pay money in to my account (without my asking) therefore revealing my details.  :(

It's Amazon or gut instinct for me from now on.
 A real pain for Clients stuck at home wanting an easy little outcall.. without a trip to a 'socially distancing' hole in the wall queue in the pouring rain  :-\

billieq

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Re: Deposits.
« Reply #279 on: 17 July 2020, 08:29:31 am »
Hi everyone!
I've worked abroad with agencies but I'm new to being independent in the UK (London). Outcalls only
I understand a lot of people on AW will only take a booking if there's a deposit. From doing some reading it looks like bank transfers aren't always safe and Paypal don't allow it. It looks like Amazon vouchers is an easy way to do it because they can text a voucher. Do you take the cost of the deposit away from the booking? I'm just confused because usually a deposit is returnable! Sorry if this is a really stupid question!

Also when I was agency, the client either paid an extra 20 roughly for our travel and we booked our Uber, but usually client booked an Uber for us, and then texted us the screenshot of the booking so we could see the type of car etc and then go out and meet it. I'm thinking of insisting clients do it this way and then perhaps there would be no need for a deposit as such because they've sort of already committed by paying for uber? Altho they could still cancel it I guess.
Sorry for rambling - I have no idea if the Uber thing is normal for independents/whats normal with deposits or if there's any obvious problems with it that I'm missing.
Thank you all x x

Phoenix

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Re: Deposits.
« Reply #280 on: 17 July 2020, 09:24:30 am »
I can't advise about travel deposits as I drive myself to bookings.
I accept Amazon deposits/phone topup vouchers or paysafecard vouchers (though nobody has ever heard of these and the shop owner/assistants haven't a clue how to process them either  :-\)
Yes, a deposit is taken off the cash balance when I arrive and no, they are not returnable or even transferable unless I am the one who decides not to go (when they become a dickhead with further demands etc)

I have recently accepted a bank transfer without giving any name. The client just wrote the date in word form and had no issues.
I don't like doing this, but would use this again for any deposit over £50 or full fee advance payments.

For my outcalls, I either accept bank transfers sometimes or the client will simply not bother going out to get the cash and I loose the work.
Especially now that they are back in hotels again and can't be bothered have no idea where the nearest cash machine is.

Mirror

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Re: Deposits.
« Reply #281 on: 17 July 2020, 09:26:41 am »
I can't advise about travel deposits as I drive myself to bookings.
I accept Amazon deposits/phone topup vouchers or paysafecard vouchers (though nobody has ever heard of these and the shop owner/assistants haven't a clue how to process them either  :-\)
Yes, a deposit is taken off the cash balance when I arrive and no, they are not returnable or even transferable unless I am the one who decides not to go (when they become a dickhead with further demands etc)

I have recently accepted a bank transfer without giving any name. The client just wrote the date in word form and had no issues.
I don't like doing this, but would use this again for any deposit over £50 or full fee advance payments.

For my outcalls, I either accept bank transfers sometimes or the client will simply not bother going out to get the cash and I loose the work.
Especially now that they are back in hotels again and can't be bothered have no idea where the nearest cash machine is.

Yes I am still receiving deposits by bank transfer with client typing in words which are not my account name, I also test this myself when making payments to friends, paying bills and for other services - try various random entries to see how the override and COP deals with it.

Regina George

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Re: Deposits.
« Reply #282 on: 21 July 2020, 05:43:13 pm »
Hi ladies,

So I'm reading through the last couple of pages of this thread, not sure if anyone's mentioned this but Love2Shop highstreet vouchers? I used to work in retail (clothes shop) and these were popular around Christmas time. Customers used to come in with paper vouchers. These vouchers are available to spend in many big stores such as Argos, Asda, Sainsbury's, B&Q, Halfords, M&S, Curry's PC World, Morrisons, River Island and many more. I've just done a bit of snooping on their website and they also do e-vouchers up to the value of £100. The client would just need to enter a name and your email address and the voucher will just be sent to your email. Just thought I'd mention as this could be very helpful for many of us requesting deposits without the hassle of going through your bank. Also good for food shopping.

Here's the link if anyone would like to look into it:
https://www.highstreetvouchers.com/e-gift-cards/love2shop-e-gift-card
« Last Edit: 24 December 2020, 12:33:31 am by Regina George »

Miffy

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Re: Deposits.
« Reply #283 on: 21 July 2020, 09:26:17 pm »
Due to time-wasters and people cancelling at the last minute, I’ve started insisting on deposits of 10% which must be paid in order to secure a booking. I did think about Amazon vouchers and bank transfers, but settled on John Lewis/Waitrose e-gift card as food shopping is my main expense at the moment.

Most have been really understanding of this, and some have offered, and paid a bigger deposit. I’ve even had a few men who booked before I introduced deposits contact me to pay a deposit. Lovely men.

I think an e-gift card is great alternative to cash as it can be emailed to any email address, and no personal details entered. You can then download it to your mobile device. I stocked up at Waitrose today and my cupboards are bursting. Brilliant!

Miffy

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Re: Deposits.
« Reply #284 on: 21 July 2020, 10:09:42 pm »
Also wanted to add that a client underpaid me, and paid the outstanding balance via bank transfer. I did not give him the account name, just the sort code and account number. The lack of name was not an issue, and payment went through without any problems.