SAAFE forum

General Category => Questions and Answers => Topic started by: juliet on 04 March 2008, 07:57:48 pm

Title: Deposits.
Post by: juliet on 04 March 2008, 07:57:48 pm
Hey,

Just want to say 'hi' 1st of all, so pleased I found this website, has some great and helpful information.

I have been an escort for over a year now, not doing it often, here and there when I need some money basically!

It is only recently I have been requesting a deposit, I suppose this is because most people have been ok in the past, then now it seems I'm getting all the timewasters, eughs!

I'm on AW, still haven't figured how to get a deposit through that so request it to be sent paypal, a few guys have said they don't have it, should I just turn them down straightaway? Is it easy to set up a paypal to send money and they're just being reluctant to give the deposit? Should I even require one?

The reason I do, is because I travel by train, if the guy does cancel when I'm on my way, I've lost the train fare!

Do you think it would be wise to ask if he maybe pays for an e-ticket on nationalrail or something for my train fare?

Sorry, all these questions. What are your stands on deposits anyways!?

x
Title: Re: Deposits.
Post by: xw5 on 04 March 2008, 11:29:51 pm
Paypal will close your account (and take at least some of the money) if they know you're using it for sex work. There are electronic payment systems that are less squeamish about this, but they are very much minority players.

Anika Mae has done a very good post recently on other ways of getting them: http://www.saafe.info/main/index.php?topic=182.0 (http://www.saafe.info/main/index.php?topic=182.0)
Title: Re: Deposits.
Post by: KinkyVixen on 05 March 2008, 05:14:25 am
hi there
 you say your on AW? Me too !! Ive had exactly the same probs as you with timewasters etc , i used to go by train but i now have a driver , is there no good male friend to drive you ? ( handy to have someone waiting for you in case theres ever any trouble ,  i dont want to sound like your mum but its not ideal travelling alone on trains at night - i used to take the train but only with my bf in tow who would wait for me in a nearby bar or cafe!) I find that most men are reluctant on having anything show up on there credit card bills or bank statements that may incriminate them too the missus!! I think the best option is setting up a "for sale" page via your adultwork profile ( as i dont know whether you already have one for dvds or whatever !) You can then set a sale item as follows "

Deposit for outcalls /overnight bookings

This is a deposit for any outcall bookings with me , please purchase after you've agreed a booking with me. Its payable in aw credits and aw wont show up on your bill , see aw sales terms n conds to verify this if your worried !! ect ......................

If you look in aws sales terms n conds it says that the only thing that shows up on the bill is some non descript sounding company name ( i cant remember it offhand!!) . I find that the genuine clients will not mind at all giving you a deposit , so this should wheedle out the dickheads !! I know been paid in aw credits wont pay your ticket on the day , but its better than a wasted journey as the timewasters wont bother in the first place , if they do you will be able to get yourself something out of the aw marketplace !!!!!hope this is of some use to you , Cleo XXX
Title: Re: Deposits.
Post by: brandy@saafe on 05 March 2008, 10:20:46 am

The reason I do, is because I travel by train, if the guy does cancel when I'm on my way, I've lost the train fare!


It's not foolproof but get the client to confirm the morning of your booking. I get all my clients to confirm by 10am the day of the booking. If they don't, I don't leave the house. *Touch wood*, I've never had a gentleman confirm and not turn up, either at the flat or on an outcall.

Welcome to the forum btw. :)
Title: Re: Deposits.
Post by: juliet on 05 March 2008, 12:58:51 pm
Hey, thanks for your replies!

Ahh, I didn't know that about paypal, thanks!

No, I don't have a driver, I wouldn't be able to afford one either and I have no friends who drive, so for now, it's the train, until I learn to drive myself! I'll look into that, putting a sale up for 'deposit' , doesn't AW take so much % though?

Yeah, I do that anyways, get them to confirm in the morning or enough time before the booking, I have done that though and the guy was like, yeah all going ahead, then cancelled when I was on the train - he was such a timewaster!

x

Title: Re: Deposits.
Post by: Anika Mae on 05 March 2008, 03:43:23 pm
Do you do checks to make sure the guy's there? Directory enquiries for homes, or call him at the hotel if he's in one. That cuts down on time wasters at lot, though if deposits are working for you that's fine too.

Adultwork takes 30% when you withdraw it, or you can use the credits to buy stuff from the site and then you don't lose anything.

Have a look at the post xw5 linked to, it's got everything I know about deposits. (Apart from CCBill, which I'm planning to sign up for soon.)
Title: Re: Deposits.
Post by: brandy@saafe on 06 March 2008, 01:01:54 pm
Paypal will close your account (and take at least some of the money) if they know you're using it for sex work. There are electronic payment systems that are less squeamish about this, but they are very much minority players.

Anika Mae has done a very good post recently on other ways of getting them: http://www.saafe.info/main/index.php?topic=182.0 (http://www.saafe.info/main/index.php?topic=182.0)

Anika Mae had also given some good advice re: mobile top-up vouchers. This morning I asked at my local Orange shop and they still do them, as well as the top-up card. That might be another avenue.
Title: Re: Deposits.
Post by: juliet on 06 March 2008, 03:45:22 pm
Most of my bookings, have been ok that have occured, except that hotel one!

The directory enquiries and hotel, I read about that on this website, I haven't done it I guess because I've felt the guy is ok, instinct I suppose, judging emails, etc.

I do always text before Im getting the train to see if it's all still going ahead.

I sound naive actually, I will have to start doing that directory enquires, I guess I've been lucky, but there could be a case where he says it's all ok, I go to his house and it's not even his, as some people do get kicks from messing escorts around don't they!

That phone thing, I'll look into that aswell.
Title: Re: Deposits.
Post by: brandy@saafe on 07 March 2008, 08:29:14 am
Yeah, I do that anyways, get them to confirm in the morning or enough time before the booking, I have done that though and the guy was like, yeah all going ahead, then cancelled when I was on the train - he was such a timewaster!

x

Then I would've informed him that I'm going to carry on to his house and that I expect recompense for my train ticket and time wasted. And if he goes out, or pretends to be out, I'd bang on the door shouting through the letter box so all and sundry can hear "....that your prostitute was here for the evening..."
Title: Re: Deposits.
Post by: juliet on 07 March 2008, 03:47:33 pm
Hahaha! Well that was to a hotel, luckily, I was on my first train, didn't loose that much money, but....

then he rearranged for the next day, stupidly of me,I went again got the train then taxi and arrived at the hotel, knocked on his room, no answer, called him, no answer.

I should have banged and made a fuss, ha!

Lost about ?30 which is a good sum to me!

I admit, I was naive, I shouldn't have gone the second time after him cancelling the 1st, I can spot the timewasters more now!

The idiot emailed me as well, and I sent him an angry message, a long the lines of, I can't believe youre trying to book me again, I lost money because of you, you complete twat :S! - not that it would have bothered him, obviously doesn't care about anyone but himself!

Ha rant over!
Title: Re: Deposits.
Post by: Anika Mae on 07 March 2008, 05:04:39 pm
If you didn't call the room, I think it's very unlikely that he was in it. He never had any intention of seeing you, he was fucking you around.

I used to feel nervous calling hotels so I didn't do it, but one wasted trip to London was enough to make me adopt better habits. I haven't suffered from a single timewaster in the three years since (touch wood). I don't think deposits are necessary to sort out your timewaster problem, just do the standard checks.
Title: Re: Deposits.
Post by: brandy@saafe on 07 March 2008, 07:31:35 pm
If you didn't call the room, I think it's very unlikely that he was in it. He never had any intention of seeing you, he was fucking you around.

I used to feel nervous calling hotels so I didn't do it, but one wasted trip to London was enough to make me adopt better habits. I haven't suffered from a single timewaster in the three years since (touch wood). I don't think deposits are necessary to sort out your timewaster problem, just do the standard checks.

If he was there at all. Some guys get a really perverse kick out of booking an escort who don't even go to the bother of booking a hotel room, let alone be there in the first place.
I had a guy call me a couple of years ago. He made a booking for me to come and visit him at the Croydon Hilton that day for later in the evening. As soon as I hung up with him I called the Hilton and suprise, suprise, no such person had checked in. I called him back and left a message, but unsurprisingly he didn't get back to me. He must've thought muggins here would blindly turn up at the hotel without first checking to see if he was there.

This is why I always urge ladies to call the client just before they leave for the appointment, even just to say that you're on your way. You don't have to say who you are, just ask to be put through to Mr. Smiff in Room whatevernumberhegaveyou. Some ladies say they'd be embarrassed to. There's no need to be. Nobody at the hotel knows you or what you do. You're just a voice, one of many. And when you get to the hotel, you don't have to stop and talk to anybody, just make your way to the lifts and up to his hotel room.

And if by any chance he would've been in his hotel room and not answered the door when I've gone to the time, expense and trouble to get there, I'd have still banged on the door, making as much noise as I could, and tell him that "he's whore's at the door".
I know of an escort colleague that did something similar after a gent tried to fob her off when he didn't pay all of her fee. She soon got it quick enough. My hat off to her. I bet the buggar won't risk doing that to another escort.
Title: Re: Deposits.
Post by: Anika Mae on 07 March 2008, 10:55:40 pm
Yeah, that's what I meant. When I had no answer from knocking on the door and calling, I asked at reception and there was no-one registered with his name. I've had loads of others try it since then (they usually say they're staying at the Hilton or the Grand), but since I call the hotel and find out they're not there, the whole thing only takes up a few minutes of my time. I've never had a guy who I'd confirmed as being at the hotel let me down.
Title: Re: Deposits.
Post by: Lucymay on 08 March 2008, 01:04:22 am
I have not took a deposit yet but I do put " deposit needed on outcalls and overnights" on my website which could help stop timewasters I also do all the checks and make a call just before I set off.
Title: Re: Deposits.
Post by: Rooby on 21 May 2012, 12:07:58 am
Hi Ladies,

has anyone else considered using Barclays Pingit or the similar Natwest payment system where the money gets sent through to your mobile phone?

I've been reading the Terms and Conditions to see if it might be a suitable way to accept payment of deposits etc. It seems that the sender can either be a Barclays customer and send from their current account, or can transfer funds to a Barclays wallet account and send via an ATM or (probably the favourite punter option) take cash to a Barclays branch. To receive you just need a mobile phone registered to a UK Bank Account.

Downsides I can see straight away are that the sender gets to see the name the recipient account is registered to but that might not be a deal breaker if its as easy to use as it sounds, and its free.

The major unresolved question I have is regarding the Client changing his mind and claiming that he sent the payment in error. I've ploughed through the legalese in the Terms and Conditions but I'm not really any the wiser.

Has anyone else looked at this as a way of receiving funds? I'd welcome your input - and even more so if you understand the Ts & Cs!

Thanks in advance
R xx
Title: Re: Deposits.
Post by: KCK on 23 May 2012, 10:37:01 am
I too have been looking into this, here's a snippet from their FAQ:

Quote
I've sent a payment to the wrong mobile phone number ? what should I do next?

You must let us know immediately if you send a payment to the wrong number. If the money has been paid to someone with a Barclays current account, we will attempt to take the payment out of their account and return it to you. If the payment was to someone who holds an account with another bank, we will attempt to recall the payment.

If we are unable to recover the payment for you, for example because the payee no longer has funds in their account or refuse to return it, we may on request provide you with the payment details to enable you to contact the beneficiary bank yourself to help you recover the payment.

Please remember that you should always ensure you enter the correct details when making a payment, as we are not responsible if you send it to the wrong person. Each time you make a payment with Barclays Pingit, you will be shown a confirmation page before your payment is sent, so make sure to check these details are correct before you confirm.

I believe this means that if you have a non-Barclays account, they will attempt to reverse the payment like you can with BACS. I'm not sure on the timescales but I don't think you can hold out much hope if it's just an hour you're with him and he gets straight on the phone afterwards to cancel it. Problems might occur if he does it a lot, his bank might start asking questions re fraud.

If I was going to go down this route I would get him to send me a text from that phone with my name on it confirming services received, that way at least I would have something to go to the bank with as proof.

I guess the proof is in the pudding on this one.
Title: Re: Deposits.
Post by: MissB on 24 July 2015, 11:20:50 am
Hi, if you're travelling somewhere far and require a deposit to cover travel cost, how can you receive it without giving your name and bank details?
Title: Re: Deposits.
Post by: Mirror on 24 July 2015, 04:21:53 pm
Paypal could seize your funds and shut your account, plus it's reversible after the transaction.

Lots of threads on here on the topic of deposits.
Title: Re: Deposits.
Post by: Princess on 25 July 2015, 07:15:10 pm
Phone credit

PaySafe

Amazon vouchers

UKash

Title: Re: Deposits.
Post by: foxy roxy on 25 July 2015, 07:33:50 pm
I'm a suspicious bitch, I'd be worried about accepting ukash because there's no way of knowing if the voucher is used until you try to use it yourself. I tell them to either give me aw credits or direct transfer into my bank. Dont need a name, just the bank account number.
Title: Re: Deposits.
Post by: S2S on 26 July 2015, 01:05:17 pm
Foxy Roxy, I know from experience that although you don't need to give a name, when they go in with a/c number and sort code the bank staff often 'check' the account holder's name with them. Sooo annoying.
Title: Re: Deposits.
Post by: lailah terri on 26 July 2015, 02:40:50 pm
Foxy Roxy, I know from experience that although you don't need to give a name, when they go in with a/c number and sort code the bank staff often 'check' the account holder's name with them. Sooo annoying.

Yup this happened to me last week, I was read back the name of the account holder.

I will not be giving my bank details to anyone.
Title: Re: Deposits.
Post by: JustJennifer on 09 February 2016, 02:58:25 pm
Hi Ladies

I'm thinking of introducing a deposit scheme to weed out any potential time wasters as much as possible.

I was originally looking at bank transfer but I realise that the clients name would show on my statement  which some may not like. Is there any other ways you accept deposits? I would prefer cash in bank rather than a voucher system but open to any ideas :)

I did try searching however most of the answers were over 5 years old so I don't know if the info provided is still up to date / relevant.

TIA x
Title: Re: Deposits.
Post by: Mirror on 09 February 2016, 03:05:14 pm
Hi Ladies

I'm thinking of introducing a deposit scheme to weed out any potential time wasters as much as possible.

I was originally looking at bank transfer but I realise that the clients name would show on my statement  which some may not like. Is there any other ways you accept deposits? I would prefer cash in bank rather than a voucher system but open to any ideas :)

I did try searching however most of the answers were over 5 years old so I don't know if the info provided is still up to date / relevant.

TIA x

I accept deposits by bank transfer, cash in branch, and also amazon voucher. Amazon vouchers can also be bought from shops, as well as online and as far as I understand all is needed is the code from the back.
Title: Re: Deposits.
Post by: Gypsy on 09 February 2016, 05:47:08 pm
Hi Ladies

I'm thinking of introducing a deposit scheme to weed out any potential time wasters as much as possible.

I was originally looking at bank transfer but I realise that the clients name would show on my statement  which some may not like. Is there any other ways you accept deposits? I would prefer cash in bank rather than a voucher system but open to any ideas :)

I did try searching however most of the answers were over 5 years old so I don't know if the info provided is still up to date / relevant.

TIA x

I accept deposits by bank transfer, cash in branch, and also amazon voucher. Amazon vouchers can also be bought from shops, as well as online and as far as I understand all is needed is the code from the back.

Yep, I do the same thing with the vouchers. Also, my phone is payg so I ask for a top up voucher too :)
Title: Re: Deposits.
Post by: Miss Bentley on 09 February 2016, 11:23:28 pm
3v vouchers, untraceable, not refundable and can be transfered in to your bank account for a small fee. Can be bought from any corner shop with a payphone machine
Title: Re: Deposits.
Post by: Mirror on 10 February 2016, 01:01:51 pm
3v vouchers, untraceable, not refundable and can be transfered in to your bank account for a small fee. Can be bought from any corner shop with a payphone machine

I looked these up, info I read says it takes 8 days for funds to transfer and any other outstanding transactions on tgthe voucher code are taken first. Does this mean that they could be used elsewhere and you end up with less or zero?
Title: Re: Deposits.
Post by: Miss Bentley on 10 February 2016, 05:35:24 pm
No. You create an account using an email address. You can then add the voucher to yout account. Each voucher is translated in to a virtual visa card which you can use online OR if you prefer you can transfer the funds in to your bank account. I usually just use the card but I did the transfer once and it took about 3 days. Once you have claimed the voucher to your online account no one else can use the voucher number so you need to validate it as soon as you get it x
Title: Re: Deposits.
Post by: Mirror on 10 February 2016, 08:21:09 pm
No. You create an account using an email address. You can then add the voucher to yout account. Each voucher is translated in to a virtual visa card which you can use online OR if you prefer you can transfer the funds in to your bank account. I usually just use the card but I did the transfer once and it took about 3 days. Once you have claimed the voucher to your online account no one else can use the voucher number so you need to validate it as soon as you get it x

Thanks, this gives me another option to offer.
Title: Re: Deposits.
Post by: fancypants on 10 February 2016, 08:31:56 pm

It says that 3v visa prepaid vouchers are being discontinued.  ???

"Unfortunately, the 3V Visa product is being discontinued on 16th December 2015 and 3V vouchers will only be available to be purchased up to this date."

"Customers purchasing a 3V Visa voucher will continue to have 3 full months from date of purchase to redeem and spend the virtual 3V Visa number."
Title: Re: Deposits.
Post by: Mirror on 10 February 2016, 08:58:41 pm
I site I read said that the Gift Cards were being discontinued, not the vouchers. ???
Title: Re: Deposits.
Post by: JustJennifer on 10 February 2016, 10:27:59 pm
Thanks ladies  :D

I think my bank offers the facility to send funds using a mobile tel no so I will look into that seeing as the 3v vouchers are no longer an option.

Am I right in saying that Amazon vouchers can now be traced so better to set up an Amazon account in my escorting name rather than use my own?

Xx
Title: Re: Deposits.
Post by: Mirror on 10 February 2016, 10:32:36 pm
Thanks ladies  :D

I think my bank offers the facility to send funds using a mobile tel no so I will look into that seeing as the 3v vouchers are no longer an option.

Am I right in saying that Amazon vouchers can now be traced so better to set up an Amazon account in my escorting name rather than use my own?

Xx

No they can't be traced. If however you send a thank you note from Amazon, it will have the name Amazon have for you on it. I simply ignore that option and tell the client  by email(or whatever other method we agree).
Title: Re: Deposits.
Post by: JustJennifer on 11 February 2016, 02:44:27 pm
Thank you for clarifying! X
Title: Re: Deposits.
Post by: xw5 on 11 February 2016, 07:34:03 pm
What's stopped being anonymous is sending them: you now get to see what Amazon thinks the sender is called, rather than having to rely on any message with them.

In the past, I had one where I had no clue - because of no message - who it was from.
Title: Re: Deposits.
Post by: JustJennifer on 11 February 2016, 09:46:18 pm
What's stopped being anonymous is sending them: you now get to see what Amazon thinks the sender is called, rather than having to rely on any message with them.

In the past, I had one where I had no clue - because of no message - who it was from.

Thanks for this X
Title: Re: Deposits.
Post by: bigbird on 18 February 2016, 12:00:07 am
Does giving out your bank details cause a security problem?

I have heard that someone can take money out from your account if they have these details...my bank has told me this but will not elaborate on how ?
Title: Re: Deposits.
Post by: Mirror on 18 February 2016, 07:18:59 pm
My bank told me the opposite.

The account I use for deposits never has more than I can afford to lose, and isn't connected to my other accounts in any way.
Title: Re: Deposits.
Post by: Emma_C on 19 February 2016, 12:31:05 pm
How do you do a bank transfer without them knowing your real name?
Title: Re: Deposits.
Post by: Mirror on 19 February 2016, 01:10:08 pm
How do you do a bank transfer without them knowing your real name?

When I set up the account the bank assured me that the account name isn't required.

Sometimes a transfer form requires a name,  and I've found it can be any name so I give my working initials. This has worked for cash deposits, online, phone and in branch transfers.

It would appear the account name is merely a formality.

I do check the account and sort code number several times to avoid any mistakes. I also keep a contact trail in case the transfer is ever disputed.
Title: Re: Deposits.
Post by: Gizzi on 19 February 2016, 01:27:55 pm
How do you do a bank transfer without them knowing your real name?

When I set up the account the bank assured me that the account name isn't required.

Sometimes a transfer form requires a name,  and I've found it can be any name so I give my working initials. This has worked for cash deposits, online, phone and in branch transfers.

It would appear the account name is merely a formality.

I do check the account and sort code number several times to avoid any mistakes. I also keep a contact trail in case the transfer is ever disputed.


I accept payments via bank transfer. I give the client my account number and sort code, that's all they need, the name is purely for their own reference so I tell them to use whatever's best for them.
Title: Re: Deposits.
Post by: phoenix77 on 18 March 2016, 10:45:46 am

It says that 3v visa prepaid vouchers are being discontinued.  ???

"Unfortunately, the 3V Visa product is being discontinued on 16th December 2015 and 3V vouchers will only be available to be purchased up to this date."

"Customers purchasing a 3V Visa voucher will continue to have 3 full months from date of purchase to redeem and spend the virtual 3V Visa number."

It depends which country you're in and which website you're looking at. The Canadian 3vcash has the above message but if you look at the site 3vprepaid it still seems to be working.
Title: Re: Deposits.
Post by: phoenix77 on 18 March 2016, 10:48:09 am
3v vouchers, untraceable, not refundable and can be transfered in to your bank account for a small fee. Can be bought from any corner shop with a payphone machine

Thanks for sharing this, it's useful as I need to take a deposit from a new client, will give this a go. :)
Title: Re: Deposits.
Post by: K47 on 18 March 2016, 12:22:33 pm
how do you get a bank transfer without giving them your real name? I thought that was required?

edit: oh its already been answered sorry
Title: Re: Deposits.
Post by: You only live once on 22 March 2016, 12:27:14 pm
How do you do a bank transfer without them knowing your real name?

If transferring online a name isn't needed / requested. Although reading through this thread it has reminded me that on a few occasions when I have paid cash over the counter with just the sort and account details (which some clients may want to do for anonymity) the cashier has sometimes said the name of who I am paying it into? To check I have the right person.
No issue as I have only ever paid to friends / family..... but a thought for others?
Title: Re: Deposits.
Post by: Littlemisslondon on 22 March 2016, 12:52:24 pm
Prepay credit card, I use Pockit, can be topped up with cash at any paypoint place, corner shops and newsagents generally have them, they only need the card number. You have full access to your account online so can check when things are paid. Free cash withdrawal from cashpoints, use as normal debit card, great for booking hotels!
Title: Re: Deposits.
Post by: Cat_BBW on 03 April 2016, 01:47:45 pm

Downsides I can see straight away are that the sender gets to see the name the recipient account is registered to but that might not be a deal breaker if its as easy to use as it sounds, and its free.


Does anyone know if this is still the case?

and, if so:

Can I attach a different name - ie a trading name, such as Cat Industries" - to a bank account and only ever have THAT name come up on the confirmation screen?
Title: Re: Deposits.
Post by: Gracious on 13 April 2016, 02:56:38 am
Any UK bank transfer from two accounts will display the accounts holders name. You might not be able to see it on a mobile app but all you have to do is log in online and you can see the account holders name.

If you dont wish to show your real name, get a business account but its not as easy to get one if you cant prove you have a 'business'

If you attach a different name, Im sure it would be much easier for them to get the money back
Title: Re: Deposits.
Post by: Willow Summers on 10 July 2016, 04:34:34 pm
Ive read that some of you ask for deposits. How do you do this? Can they do it via adultwork? I was thinking paypal.

Im so fed up with fake bookings.
Title: Re: Deposits.
Post by: VoluptuousCurves on 10 July 2016, 04:43:37 pm
Paypal isn't safe - a) their terms don't allow adult services, so they'll shut you down if they find out and b) the customer can do a chargeback and if you say to Paypal "It was for sex and the booking was completed" then they'll still refund the customer because you've broken their terms.

I accept deposits via Amazon gift email vouchers as they can just send them to my email and it doesn't reveal my address. I know some girls also accept phone top ups. Some give out their bank details but I'm not comfortable with that.
Title: Re: Deposits.
Post by: Caledonia on 10 July 2016, 04:45:43 pm
No no no don't use Paypal and I wouldn't use aw either.

There are those prepayment credit cards (same idea as a debit card in which it won't work if no money on it),/some of them you can top up by voucher.

Or get them to by a phone top up or even just do a bank transfer
Title: Re: Deposits.
Post by: Mirror on 10 July 2016, 06:13:40 pm
Amazon vouchers either bought online sent to your email, or purchased from a shop codes sent to you.

I also have a separate bank account which can be paid into without account holders name, either cash in branch or bank transfer.
Title: Re: Deposits.
Post by: newkidontheblock on 10 July 2016, 06:15:11 pm
I'm looking into Pingit but for the life of me I cannot figure if they can see my actual name whilst transferring the cash...
Title: Re: Deposits.
Post by: losthope on 10 July 2016, 10:48:00 pm
What about using paysafe ? When a client forgot to pay me I asked him to buy a paysafe voucher and send me the code, I just used it to top up my adultwork credits x
Title: Re: Deposits.
Post by: TrashAzn on 11 July 2016, 12:03:51 am
paysafe or vouchers work for me when I want some sort of deposit up front though I only require it in certain cases like overnights and for costume requests because had too many TW's who have me prepare a costume and then not turn up or they look and leave.
Title: Re: Deposits.
Post by: katrina on 11 July 2016, 12:16:19 am
I ask for a ?10 phone top up, it tends to weed out the timewasting losers.
Title: Re: Deposits.
Post by: Willow Summers on 11 July 2016, 06:51:55 am
Never heard of paysafe before, i'll google. Thanks for your help x
Title: Re: Deposits.
Post by: sultress000 on 11 July 2016, 10:13:09 am
Mine just pay into my bank.. I only give them sort code and account no. I only do it for long bookings /overnight.
Title: Re: Deposits.
Post by: KDB on 12 July 2016, 09:20:38 am
Banks may differ; I can only speak for my bank who don't care whose name is on the paying in slip as long as the numbers match.  ;D
Title: Re: Deposits.
Post by: Mirror on 12 July 2016, 09:52:17 am
Banks may differ; I can only speak for my bank who don't care whose name is on the paying in slip as long as the numbers match.  ;D

The only time there's been a problem at the bank has been when the payer has been overly nervous. The bank staff are looking out for scam transfer/deposit victims, and sometimes have thought it strange that the guy doesn't know my name or address.

I checked with the bank that deposits can be made this way, without my personal details when I took out the account - the assured me yes all fine. 8 out of 10 deposits made at the bank have been totally fine.
Title: Re: Deposits.
Post by: Abbeycro on 12 July 2016, 10:51:56 am
Be careful with letting them pay deposits into your bank.  When I have paid money into the bank for family members, I have had the staff at the counter say the name of the account holder to me to check everything's correct. A client could find your name out this way.
Title: Re: Deposits.
Post by: VioletteUK on 12 July 2016, 11:00:19 am
I use a prepaid credit that is in my working name. It has its own account info, so I give them that and the last name, deposits usually take a couple of days.
Title: Re: Deposits.
Post by: Jill on 12 July 2016, 11:03:52 am
Be careful with letting them pay deposits into your bank.  When I have paid money into the bank for family members, I have had the staff at the counter say the name of the account holder to me to check everything's correct. A client could find your name out this way.

This has also happened to me. My bank asks me for the name if I am paying in for someone, they need to know that no mistakes are made. Hell one time I gave all correct details including name when paying into a family member's account and when I left the branch and checked the receipt the teller had paid into the wrong account!

I accept Amazon vouchers as payments for anything other than the cash on arrival.
Title: Re: Deposits.
Post by: KDB on 13 July 2016, 10:23:34 am
Be careful with letting them pay deposits into your bank.  When I have paid money into the bank for family members, I have had the staff at the counter say the name of the account holder to me to check everything's correct. A client could find your name out this way.

The joys of internet banking come into their own here!  ;D
Title: Re: Deposits.
Post by: Willow Summers on 15 July 2016, 09:16:00 am
Ive now bought myself a pay as you go work phone. Ive never owned pay as u go before, so apologies if this is a dumb question.  How do guys pay a deposit to top up my phone? I guess i dont have to have their card details?
Title: Re: Deposits.
Post by: Mirror on 15 July 2016, 09:30:49 am
Ive now bought myself a pay as you go work phone. Ive never owned pay as u go before, so apologies if this is a dumb question.  How do guys pay a deposit to top up my phone? I guess i dont have to have their card details?

They go into a shop and ask for a Pay as you Go top up voucher, they then send you the top up code, you phone your provider and enter it into their top up system.

This does rely on you having a PAYG service.
Title: Re: Deposits.
Post by: katrina on 15 July 2016, 01:38:45 pm
They go into a shop and ask for a Pay as you Go top up voucher, they then send you the top up code, you phone your provider and enter it into their top up system.

This does rely on you having a PAYG service.

Yes make sure they send you the correct one ie; Vodafone or whichever network you're on. Its the 16 digit pin code, they can text it to you,  to apply it just call your top up line then it tells you to type into your phone then check its gone on before accepting it as a deposit :-)
Title: Re: Deposits.
Post by: TrashAzn on 15 July 2016, 03:09:58 pm
Can't you do that direct from a cash machine? They just need the network and to key in the phone number then you'll get a text saying the money has been put on your phone.
Title: Re: Deposits.
Post by: MissFlint on 30 October 2016, 11:33:21 pm
Want to revive this topic as want to accept a payment from a client but don't want to give my bank details. A client asked me to buy an outfit for our booking and offered a bank transfer. I said I don't accept bank transfers. I know other people have gotten clients to send amazon vouchers but I see than it is now not  anonymous. How about e gift vouchers from other shops? Are there any that can be texted or emailed without the other person knowing your name?
Title: Re: Deposits.
Post by: amy on 31 October 2016, 12:03:22 am
Amazon gift certificates are anonymous to receive. The only thing they need is your email address (to send them to), but you don't have to have an Amazon account with it to use them as you just need to copy and paste the code in.

What it is doing is giving whatever name it has that is associated with the sender's email (which isn't necessarily their legal name), as far as I know. It doesn't alter things if you're the recipient :).
Title: Re: Deposits.
Post by: Mirror on 31 October 2016, 08:14:20 am
Want to revive this topic as want to accept a payment from a client but don't want to give my bank details. A client asked me to buy an outfit for our booking and offered a bank transfer. I said I don't accept bank transfers. I know other people have gotten clients to send amazon vouchers but I see than it is now not  anonymous. How about e gift vouchers from other shops? Are there any that can be texted or emailed without the other person knowing your name?

I accept Amazon all the time. They don't need your name only an email address, which can be any email.

There is only one way you can reveal the name on your amazon account, that is by sending an automatic 'thank you' note. This has to be selected by you, and so far I've not managed to do that.

Cards can be bought from shops, codes sent but they can be difficult for some people to find, or can be sold out. I accept all methods.
Title: Re: Deposits.
Post by: MissFlint on 31 October 2016, 09:40:15 am
Okay, thank you that's good to know!
Title: Re: Deposits.
Post by: Gypsy on 06 November 2016, 09:53:10 pm
Hey,

Just want to say 'hi' 1st of all, so pleased I found this website, has some great and helpful information.

I have been an escort for over a year now, not doing it often, here and there when I need some money basically!

It is only recently I have been requesting a deposit, I suppose this is because most people have been ok in the past, then now it seems I'm getting all the timewasters, eughs!

I'm on AW, still haven't figured how to get a deposit through that so request it to be sent paypal, a few guys have said they don't have it, should I just turn them down straightaway? Is it easy to set up a paypal to send money and they're just being reluctant to give the deposit? Should I even require one?

The reason I do, is because I travel by train, if the guy does cancel when I'm on my way, I've lost the train fare!

Do you think it would be wise to ask if he maybe pays for an e-ticket on nationalrail or something for my train fare?

Sorry, all these questions. What are your stands on deposits anyways!?

x

I know this thread is yonks old but when I was new I successfully charged deposits in the form of phone vouchers. Once I had built up a client base, I stopped with the deposits. Now, I have had nothing but timewasters, so I've started asking for Amazon vouchers. My first enquiry since I have said this on AW has taken offence, probably coz he was thinking of wasting my time. He says he won't do it coz he has good feedback. Ha! Like that means anything!  ::)
Title: Re: Deposits.
Post by: amy on 06 November 2016, 09:57:12 pm
Merged with a slightly less prehistoric deposits thread :).
Title: Re: Deposits.
Post by: Gypsy on 06 November 2016, 09:59:22 pm
Merged with a slightly less prehistoric deposits thread :).

Lol, thank you  :)
Title: Re: Deposits.
Post by: Miss-bunny-darling on 21 January 2017, 08:42:04 pm
Hi guys, I  really would appreciate and love some advice.
Apologies if this is a subject that's already somewhere on site, I'm struggling to navigate my way round the forum...tech savvy I am not.

I've recently decided to try escorting, I already am self employed and know how to run a business, however money is very tight for me at the moment and I want to make the most of escorting so I can invest in my other business. I've researched everywhere I can online, and will continue to read and re-read everything, my partner is in the loop with it all and we have discussed the pros and cons and I am now signed up on Aw, and actually pretty damn proud of how my profile looks. :)

So skip to the point...sorry I'm not great at being concise! I've decided to work hotels to start off with, incalls only by advanced booking to fit around my other work, and because money is the main issue here, I've stated I want a ?50 deposit for 0.5-1 hour bookings, ( my rate here being (?75-130) and for any booking over 2 hours a ?75 deposit. My main worry being I will book hotels and have loads of no shows, and be in an even tighter spot.
I've said I will take deposits via PayPal,and should anyone need to cancel, I just need 24 hours notice for them to get a full refund. I have said I will discuss all bookings via a phone call, and then once the booking is put through via AW booking I can sent deposit details etc.

I would think the same with any legitimate business, deposits would be understandable, as my time is money. Also means the client and myself doesn't have to carry so much cash in the day, and with it being PayPal should anything untoward happen the money is pretty safe for both parties.

However I haven't really seen anyone asking for deposits, and when researching last night online all of the punt sites claimed this was just a scam. So I'm wondering am I dooming business before I even start asking for deposits for advanced appointments, or will it just weed out time wasters? I don't mind if business is a little slower to start with, as I hope once I start getting feedback people will be more trusting.
I just don't want it to be a massive red flag I'm not aware of whenever someone looks at my profile or thinks about booking me.

Any advice or constructive criticism would be greatly appreciated ladies.
Love love
Xx
Title: Re: Deposits.
Post by: Kay on 22 January 2017, 03:23:08 am
Hi there - firstly, if PayPal get any inkling you're a sex worker they'll delete your account.

Secondly, 99 percent of clients won't pay a deposit, and those that do, it's normally for something like an overnight, or where travel is involved. For a booking of less than 2h in a hotel room, I really don't see many agreeing.

Start off with a cheap hotel room, do a few bookings, and that will get you started. A good policy a member has here is never to pay more than the cost of a 1h booking for the room. So, if you add in travel, food etc., you should be able to make a profit so long as you do 1.5 hours of bookings.

You'll also get men who don't want to make a booking on AdultWork but will just phone you and expect to arrange the booking that way.
Title: Re: Deposits.
Post by: VoluptuousCurves on 22 January 2017, 08:35:54 am
I agree with Kay, you're putting your Paypal account at risk (and they'll seize the funds BTW). All that needs to happen is a guy pays a deposit via Paypal, comes to the booking and give you the other half in cash, then files a chargeback with Paypal saying you offered him sex. Paypal will shut you down in a heartbeat, and guess what, they will give the client back his deposit!!

Additionally you'll get very few bookings in advance in most cities. When I go off on tour I rarely have an advanced booking before setting off, but I've never yet failed to cover my costs.

If you start to take deposits once you're established and have some feedback, you'll need to accept it via a different method, e.g. Amazon vouchers, phone credit or bank deposit.
Title: Re: Deposits.
Post by: LaraAngel on 22 January 2017, 09:17:34 am
Hi guys, I  really would appreciate and love some advice.
Apologies if this is a subject that's already somewhere on site, I'm struggling to navigate my way round the forum...tech savvy I am not.

I've recently decided to try escorting, I already am self employed and know how to run a business, however money is very tight for me at the moment and I want to make the most of escorting so I can invest in my other business. I've researched everywhere I can online, and will continue to read and re-read everything, my partner is in the loop with it all and we have discussed the pros and cons and I am now signed up on Aw, and actually pretty damn proud of how my profile looks. :)

So skip to the point...sorry I'm not great at being concise! I've decided to work hotels to start off with, incalls only by advanced booking to fit around my other work, and because money is the main issue here, I've stated I want a ?50 deposit for 0.5-1 hour bookings, ( my rate here being (?75-130) and for any booking over 2 hours a ?75 deposit. My main worry being I will book hotels and have loads of no shows, and be in an even tighter spot.
I've said I will take deposits via PayPal,and should anyone need to cancel, I just need 24 hours notice for them to get a full refund. I have said I will discuss all bookings via a phone call, and then once the booking is put through via AW booking I can sent deposit details etc.

I would think the same with any legitimate business, deposits would be understandable, as my time is money. Also means the client and myself doesn't have to carry so much cash in the day, and with it being PayPal should anything untoward happen the money is pretty safe for both parties.

However I haven't really seen anyone asking for deposits, and when researching last night online all of the punt sites claimed this was just a scam. So I'm wondering am I dooming business before I even start asking for deposits for advanced appointments, or will it just weed out time wasters? I don't mind if business is a little slower to start with, as I hope once I start getting feedback people will be more trusting.
I just don't want it to be a massive red flag I'm not aware of whenever someone looks at my profile or thinks about booking me.

Any advice or constructive criticism would be greatly appreciated ladies.
Love love
Xx

Here's a little advice from a girl in a similar situation to you...

#1. I would suggest you may struggle getting guys to pay a deposit. Guys are flighty and crap at the best of times, and most are generally suspicious of us because of the few shady girls out there who actually do lie/cheat/steal etc and wreck the trust for all of us. Just as we worry they won't show up/behave etc, they worry that we are going to fleece them. Anyone asking for money on the internet is going to be viewed as a shady scammer most of the time anyway, and if you read through punter forums you'll get the feel that they believe we are mostly dishonest and desperate beasts (though sidenote - never read those forums lol. Totally soul destroying to start with!). Having said all of the above, if you do decide to request deposits and find guys willing to pay, do not under any circumstances let them pay via paypal. Even if they don't notice you're doing adult work and close your account (as suggested above - yes it does happen), paypal payments can be recalled by the person who made them for quite some time after they are made, including after you've withdrawn the funds to your bank account or spent them elsewhere online (which can throw your bank account attached to your paypal into overdraft and cause a whole new set of problems).

Last note on that - I've been working on and off for maybe a year now. In that time I'd suggest maybe 15 guys have offered to pay me a deposit when I have turned down things like outcalls, neighbourhoods that are too far from me, jobs in other nearby towns where I don't work etc - In all cases I give guys the benefit of the doubt, so I've agreed and given them my bank account and said once the deposit they offered is in my account I will come and do the job. It's never happened yet...

#2. No shows and having hotel costs is an issue. Unfortunately this industry is rather up and down, and all you can do is minimize the risk - you can never remove it entirely. As a side note you also need to gear yourself emotionally for that... timewasters, quiet times, losing out cause your bet (and trust me it is a gamble a lot of the time) to work one night didn't pay off - it's the hardest part of the job for me. The best idea is to start not necessarily close to home as that can be a no-go for some people, but somewhere it's not going to cost you a lot to get to. Keep your costs as low as possible. Here are my tricks:

#3. Though this should have been #1 really. Make sure your verification picture for AW is hidden - there's a setting in your account settings where you can switch it off. The guys love to trawl through the site hunting newbies to expose... be careful! In terms of other basic safety (as you said you weren't too tech saavy), never use your real/usual phone number, and use a new email address that is specifically for working. A lot of girls don't realise things like your facebook/twitter/instagram are all searchable by your phone number and email address. Again there are groups of guys online who make it their mission to figure out exactly who you are, what you look like on your worst days, and then put it online to expose you and joke about it. I'm not trying to freak you out here - just be sensible and stay safe!

#4. Do your homework before you see a client. As Kay mentioned before some guys don't put a booking through AW, but I would suggest from my personal experience to make them lol. I've been through a period over the last couple of months where I get sooooo many no shows and timewasters. I do this job for fun and to put some extra cash into my real life business, so I don't really care if I don't have loads of work but I hate wasting a day sitting around waiting for work that never comes. I used to show my number on my profile and just take anyone willy nilly. A lot didn't show. My new policy which I explain to them is a booking through AW, I'll send them my number and precise hotel details (prior to that I only give them the nearest station which is always 2 mins from my hotel so they know close enough location to make a decision on whether to see me) after that - funnily enough I'd say 75% of punters disappear never to be heard from again... and those 75% are the ones who have been no-showing on me lately. Since I've started insisting on putting through a booking in AW I don't get no shows anymore. Maybe a coincidence, but it seems to be working for me at the moment. Also if you're not showing your number on your profile, be weary of anyone who pops up and just says 'what's your number'. When I switched to more privacy to weed out timewasters I got a lot of these messages.... then you give them your number and they are never to be heard from again. I have since found out that a lot of the guys I mentioned earlier will try to find out your number etc so they can go do other shady things like hunt down face pics and real details online... again, different number for your work and choose who you give your details to carefully.

#5. Be vigilant and check on here that your prospective client isn't tagged on here for being shady. Admittedly I'm a bit lazy at times and I don't do it... then I have bad experiences like one I had last night with an abusive texter who was already tagged here. I should have known better lol.

#6. Stay safe, stay happy, get your bits checked regularly (to protect both you and your partner) and set your boundaries (and don't let the buggers push them!).

Good Luck!!
Title: Re: Deposits.
Post by: mature helen on 22 January 2017, 09:20:42 am
Look at it this way you are a new girl with a shiny new AW account and 0 feedback, it would be a very stupid man who would pre pay you fifty quid. There are fake AW profiles and con women ripping punters off by doing this exact scam not to mention you risking getting your paypal account shut down and losing your deposit.

You have to be prepared to take chances when you play this game.

 There are no assurances in escorting its a risk and a gamble, you may see 10 wonderful gents make a profit and be on cloud 9 OR you may sit in you hotel room all day taking calls from twats and TW's get bugger all and be out of pocket for the hotel room, nobody can tell the future about what earnings you may come away with or even if you will be any good as an escort as its more than just sleeping with men for money.

Are you ok about sucking an obese 65 year old cock for money and keep a smile on your face?

You may meet lovely gentlemen you may meet nutters especially being 'new neat' to the market, so rather than focussing on deposits I would worry about how you are going to screen your punters, avoid timewasters and not look like fresh meat to any nutjob who may want to book you.
Good luck in your new venture.
Title: Re: Deposits.
Post by: nemature on 22 January 2017, 09:35:57 am
I agree with what the previous replies have said.

As a new profile you will automatically get more calls from normal punters as well as TW's and you need to develop ways to weed out the TW's from the normal guys. This is where you will be more likely to make money as the more bookings from TW who never show then the less time you will have to see the paying gents.

As for deposits would you send money to someone you have never met, has no feedback and who you have no address for on the promise that once that money has been received a hotel room would be booked and a meeting will go ahead. I have only ever asked for a deposit once and that was because the guy had messed me about twice before and i was driving 2 hours to get to a meeting so i did not want to be totally out of pocket but other than that I have never thought of asking for one. It is always a gamble and while i am relatively new to working in hotels I have never failed to get my costs back and i have always made at least a small profit even this January when it has been really quiet

I hope you do well and that your financial situation improves but there are no guarantees in this line of work
Title: Re: Deposits.
Post by: barbie88 on 22 January 2017, 10:16:47 am
Hey Hun

I'm a  touring escort I only work from hotels and yeh it can be crap paying out for hotels and travel and then getting no customers Or getting no shows it's annoying but we have good days and bad days . I have worked for 6 years and I have never had a guy pay me a deposit I have only ever asked for ones that are for over nights instead the guy offered to come to a hotel nearer to me they don't like paying deposits especially if your profile is brand new no feed back . But being new you will be really busy more that likely with loads of genuine and absolutely fools . Working out a idiot from a genuine guy comes with time also you will prob get loads of guys trying to call and get you to talk dirty like what will we get up too and what will you do to me I just politely say well you will see when we meet .

I would really forget the desposit idea Hun and just get a cheapy hotel and hope it's busy xxx
Title: Re: Deposits.
Post by: Mirror on 22 January 2017, 10:25:34 am
PayPal can be reversed very easily, up to over 1 month later,  and unless you can show you provided goods you haven't a chance to get it back. That's if they don't close it for receiving payment for adult services.

I use a deposit system and more men than you think do pay, and some opt to pay their entire booking fee that way. I am however very established, and known. I have a bank account for cash or transfers, and accept Amazon vouchers either direct from their website or bought for cash in shops with codes sent to me. The deposit is not paid, booking not definite until I have the deposit in my account and can see it at my end.

I can say that taking and dealing with deposits can, if not experienced be an extra faff. I brought them in because I want to dissuade cancellation, and was fed up of people who chopped and changed, or needed a lot of arrangement before then cancelling. I only accept a certain number of bookings, have another mostly unpaid job plus studies and just want to make most efficient use of my time. Reliable regulars of course do not pay the deposit.

Title: Re: Deposits.
Post by: MsDee on 22 January 2017, 10:27:59 am
Also AW finds out that you are taking deposits via Paypal you will be permanently deleted.
Title: Re: Deposits.
Post by: Mirror on 22 January 2017, 10:28:47 am
Also AW finds out that you are taking deposits via Paypal you will be permanently deleted.

Really? Is this in their rules?

I wasn't aware AW could dictate the way in which you receive payment for bookings. I know you can't accept their credits for bookings.
Title: Re: Deposits.
Post by: Mirror on 22 January 2017, 10:38:21 am
I've just searched AW help centre for deposits, then payment.

They strongly advise against paying deposits, they say their credits cannot be used, they also warn that PayPal do not tolerate payment for adult related services.

They do not say it is against AW rules to use PayPal.

It will be against their rules to write PayPal.  Co.  UK

I made that mistake by mentioning Amazon.  Co.... In my profile, which was immediately removed and reinstated once I removed the. Co. UK writing. 
Title: Re: Deposits.
Post by: MsDee on 22 January 2017, 11:20:11 am
Unfortunately and I think it was 2 years ago where girls were taking deposits and doing webcam shows and taking payment via paypal AW did advise that profiles will be deleted.  Also you will find if you go this way it takes one narky client to report you to AW and you will find your profile deleted.

It has happened and girls have lost their profiles due to this.
Title: Re: Deposits.
Post by: Mirror on 22 January 2017, 12:39:49 pm
Unfortunately and I think it was 2 years ago where girls were taking deposits and doing webcam shows and taking payment via paypal AW did advise that profiles will be deleted.  Also you will find if you go this way it takes one narky client to report you to AW and you will find your profile deleted.

It has happened and girls have lost their profiles due to this.

It sounds like they were circumventing the credits system, so quite understandable.
Title: Re: Deposits.
Post by: Linzi Dawn on 22 January 2017, 01:12:57 pm
Hi

Like everyone has advised if PayPal are made aware you are taking deposit for escorting they will delete your account.

I was in a predicament just before Xmas when in CRAWLEY I had 4 1 hour no shows which I believe is was a girl targeting me as apposed to a punter.   From now on I only accept bookings via Adultwork or a 20 pound refundable deposit (2 hours before cancellation accepted).   I know I have lost a few bookings over this but I haven't had one show  since.   I display my number and make it perfectly clear 'do not contact me if you arnt prepared to book via AW or pay a deposit'.   I haven't encountered any problems getting deposits.

Unfortunately as you don't have feedback punters are gonna be wary and think it is a scam.   I think in all honesty you are gonna have to wait until you receive some feedbacks or don't display your number and only accept bookings through AW.

Best of luck.

Linzi
Title: Re: Deposits.
Post by: Miss-bunny-darling on 22 January 2017, 01:29:02 pm
Hi dolls,
Thank you so much to all the lovely ladies that have taken time to sit and reply.

I've taken what you have all said on board, and it's confirmed my suspicions and worries. I will remove for now any requests for deposit, and re-think once I have a decent amount of feedback on the profile.

Hotel wise I won't be looking at anywhere fancy at all, but a few simple ones I have stayed in before and can remember are easy to access without key cards etc. They all seem to be around the same price as I have said I would charge for one hour, so good to hear that meets with a lot of advice. :)

The main reason I had thought PayPal was safest, was to keep myself unknown, I know now about the amazon cards etc but worried about giving bank details as they would include my real name, and area can be deduced from the sort code. I had worried about chargebacks as I've experience people being sly bastards with those before with my other work, but only once or twice in the 9 years I'd been doing it and I assumed maybe the majority of the population isn't clued up enough to be that sly.

I've set up a new email, new phone number, and will possibly set up a new facebook or instagram with shots I can upload daily. Would this be a good way of ensuring potentials that I am a real person?
I've also read up and taken note on not carrying ID or anything that could be used to identify the real me with me , that a nosy client could find or steal from my bag and find out who I am. I keep checking as I'm in process of becoming verified, and my face picture is checked as not available on profile, I'd blurrred my eyes out but I've become almost a little paranoid about checking it...


Another safety tip I read is to call a friend or partner in front of them at the beginning of the appointment, and say I'm with a client and they will hear from me in an hour etc. So the person knows to call me or the police if they don't hear from me by a certain time. And clients know someone is aware where I am etc. Will some clients get edgy about this and assume I have a pimp waiting around, or am not as independant as I claim. Or should I not care? I mean I obviously care way more about my safety but you get what I mean.

In regards to whether I can handle sucking the cock of someone I find gross, I just don't know. This is all knew to me. But I'm not an idiot, I don't think I'm gonna be hanging with a load of intelligent clean model like guys, I know I might do one client and think fuck this and never do it again, but I won't know until I try. I've given it all very serious thought and think I am tough enough and enough of a realist to go into it knowing it can be gritting and the dangers and promise myself to take the upmost care for my safety and mental health.

Once again, a big thank you for your help. X
Title: Re: Deposits.
Post by: barbie88 on 22 January 2017, 02:59:48 pm
A few months ago I had 12 no shows in one day I was pretty sure It was a agency or another girl taking the mick. I find a lot of my clients just call they don't have a aw account they just call up and book this job is just so hit and miss rich one minute then the next  min crying into a pot noodle it's up and down .
Title: Re: Deposits.
Post by: VoluptuousCurves on 22 January 2017, 04:58:23 pm
You shouldn't have to give your name to anyone for them to deposit money into your account. They just do a direct bank transfer from their account online to your sort code and acc number. Tell them a reference number to use so you know its from them. EG 27Jan1400 would refer to 2pm on 27th Jan.

Setting up new insta and twitter will be good in terms of business and potentially exposing you to new clients, but since anyone with a phone can do that, it's not going to convince anyone you're genuine.
Title: Re: Deposits.
Post by: Linzi Dawn on 22 January 2017, 05:30:16 pm
I use a business account in my business name and I also get them to send me a copy of the last 4 digits of their bank card before I send out my account details.   Usually the timewasters, once they have put the phone down, don't bother sending the bank details.   I then know where the deposits have come from.   

Most book me through AW and ive had about 6 bookings using the deposit system since December.   

It works for me but appreciate it isn't for everyone.
Title: Re: Deposits.
Post by: Mirror on 22 January 2017, 05:42:53 pm
You shouldn't have to give your name to anyone for them to deposit money into your account. They just do a direct bank transfer from their account online to your sort code and acc number. Tell them a reference number to use so you know its from them. EG 27Jan1400 would refer to 2pm on 27th Jan.

Setting up new insta and twitter will be good in terms of business and potentially exposing you to new clients, but since anyone with a phone can do that, it's not going to convince anyone you're genuine.

Yes sort code and account number is all that's required, I only take one booking per day and ask them to let me know when it's sent. The amount varies depending on the time and location being booked, which combined with them confirming they've sent it is more than enough to confirm it. Many also either have the name they've used, the date or house number on it.

Do be aware that transactions from a foreign bank account, especially over a bank holiday or weekend can take several days to arrive. I've also had someone try to claim that a payment I'd just received must be their's. Err it had the client's very distinctive name on it, which definitely couldn't be guess work and was for a different amount.

Not had any problem identifying monies yet. With amazon they'll usually put a message such as from 'John looking forward to 30th December'. Once again amount and time received enough to identify.



Title: Re: Deposits.
Post by: Mariah on 22 January 2017, 06:37:22 pm
I just wanted to mention something. I have a client who regularly deposits money in to my bank account. He already knows the name on the account. (I know absolutely everything about him from where he lives, works to every member of his family and ive been seeing him for 15-16 years so he's very trustworthy). Anyway, on a few occasions when he has deposited money into my account but didn't quote the name on the account (and this has happened on several occasions), the cashier confirmed "so that that's ?300 to go into Ms Smiths account, is that correct?" Others have asked him to confirm the name of the account that the money is going into first. YOU are supposed to supply the bank with the information (otherwise it's a data breach with them confirming somebody else's details). I have paid money a few times into accounts (I already knew the name but didn't quote it) on most of occasions, the bank asked me to confirm the name on the account, but on at least two occasions they offered the name of the account holder (probably trying to be helpful because they know my face in the bank). So if some nutcase wanted to find out who you are, it's not that difficult to find out the name on the account.
Title: Re: Deposits.
Post by: OFFS on 23 January 2017, 12:12:10 am
To answer your question about calling someone before and after a punt, four years into this and I don't bother to say I am texting my safety buddy unless I am doing an outcall. You might find some punters hard to get rid of at the end and that's when its handy to say I need to text my safety buddy or the buddy will be at the door in five mins and this usually gets rid of them. I would maybe do it via text than call as they don't like us to be on the phone during their time. I don't think they'll be spooked but my experiences are different to my fellow ladies.
Title: Re: Deposits.
Post by: Mirror on 23 January 2017, 07:05:33 am
To answer your question about calling someone before and after a punt, four years into this and I don't bother to say I am texting my safety buddy unless I am doing an outcall. You might find some punters hard to get rid of at the end and that's when its handy to say I need to text my safety buddy or the buddy will be at the door in five mins and this usually gets rid of them. I would maybe do it via text than call as they don't like us to be on the phone during their time. I don't think they'll be spooked but my experiences are different to my fellow ladies.

After experiencing an armed robbery carried out by a client coming to an appointment, during which he threatened to tie me up, I always have someone who knows when I'm seeing a client, and what time I expect to finish. If we start late or earlier I'll text as client is on his way, and I always text when I arrive at the outcall. None of this is done in the clients time, and takes about 10 seconds to do. Afterwards I make contact shortly after the finish time either text, or phone call.
Title: Re: Deposits.
Post by: VoluptuousCurves on 23 January 2017, 12:07:13 pm
I just wanted to mention something. I have a client who regularly deposits money in to my bank account. He already knows the name on the account. (I know absolutely everything about him from where he lives, works to every member of his family and ive been seeing him for 15-16 years so he's very trustworthy). Anyway, on a few occasions when he has deposited money into my account but didn't quote the name on the account (and this has happened on several occasions), the cashier confirmed "so that that's ?300 to go into Ms Smiths account, is that correct?" Others have asked him to confirm the name of the account that the money is going into first. YOU are supposed to supply the bank with the information (otherwise it's a data breach with them confirming somebody else's details). I have paid money a few times into accounts (I already knew the name but didn't quote it) on most of occasions, the bank asked me to confirm the name on the account, but on at least two occasions they offered the name of the account holder (probably trying to be helpful because they know my face in the bank). So if some nutcase wanted to find out who you are, it's not that difficult to find out the name on the account.

Bloody hell, that's fucking shocking. Although assumedly that would only happen if you and he happened to have the same bank? And he was being a luddite and went into branch rather than doing it online. I suppose if he wanted to do it cash, he would have to.
Title: Re: Deposits.
Post by: Lucie268 on 23 January 2017, 12:11:13 pm
I really wouldn't bother with Facebook or Instagram posts. I doubt the average punter really wants to be cross-referencing there, especially since on mobile they'd be signed in with their personal accounts and there's a risk of accidentally liking something and it showing up on all their friends' feeds.

As long as you have photos on AW, it'll suffice and you'll get attention being new anyway! Also feedback isn't the be all and end all. Hopefully you can build up some and that'll do you fine.

Unsure about the safety calls for incalls though (obviously up to you), but personally would only go through with this protocol for outcalls?
Title: Re: Deposits.
Post by: Mariah on 23 January 2017, 06:57:03 pm
Bloody hell, that's fucking shocking. Although assumedly that would only happen if you and he happened to have the same bank? And he was being a luddite and went into branch rather than doing it online. I suppose if he wanted to do it cash, he would have to.

I know it's shocking isn't it, and it's happened even though we bank at totally different banks (I'm a bank and he's a building society) but I knew when I first gave him account details that there was a good chance it would happen. I've seen sloppy members of staff do it in front of me with other customers over the years - they're not supposed to but they definitely do it. It might go some way to explaining why some girls have been outed by punters even when they had gone to great lengths to hide their true identity. From memory it was done when he walked the cash into my bank and paid it over the counter.
Title: Re: Deposits.
Post by: VoluptuousCurves on 23 January 2017, 07:11:33 pm
God that's awful; thanks Mariah for making aware of that.

I think I will enquire with my bank about opening a business account in my business name.
Title: Re: Deposits.
Post by: Mariah on 23 January 2017, 07:46:51 pm
God that's awful; thanks Mariah for making aware of that.

I think I will enquire with my bank about opening a business account in my business name.

That's exactly what I was thinking. Even if they give out the business name it doesn't really matter.
Title: Re: Deposits.
Post by: VoluptuousCurves on 23 January 2017, 07:48:46 pm
It would actually make sense as I've been thinking about going to a LTD company structure for VAT purposes.
Title: Re: Deposits.
Post by: Mariah on 23 January 2017, 07:52:36 pm
It would actually make sense as I've been thinking about going to a LTD company structure for VAT purposes.

Remember to use a 'service address' for your company's registered office address and also the same for any officers of the company including yourself as director.
Title: Re: Deposits.
Post by: Linzi Dawn on 24 January 2017, 11:38:03 am
Yes my accountant lets me use his company address.
Title: Re: Deposits.
Post by: xw5 on 25 January 2017, 12:12:36 am
It would actually make sense as I've been thinking about going to a LTD company structure for VAT purposes.

Companies cannot have an unlawful purpose, and so - even though it's not illegal - prostitution is not an acceptable thing for a UK company to be involved in. If/when it's noticed, it will be taken away from you.

Point anyone suggesting otherwise at R v Registrar of Companies, ex parte Attorney-General [1991] BCLC 476.
Title: Re: Deposits.
Post by: Mariah on 25 January 2017, 01:35:47 am
Companies cannot have an unlawful purpose, and so - even though it's not illegal - prostitution is not an acceptable thing for a UK company to be involved in. If/when it's noticed, it will be taken away from you.

Point anyone suggesting otherwise at R v Registrar of Companies, ex parte Attorney-General [1991] BCLC 476.

That's a really good point as I think a lot of people are totally unaware of that. I recently re-read the Miss Whiplash book and the thought did come to my mind (but I noticed that a lot of ladies on here have other businesses and forms of self-employment so even though we were talking about bank deposits, I wondered if VC might possibly have been talking in general due to the mention of VAT structures).
Title: Re: Deposits.
Post by: Mirror on 25 January 2017, 08:04:57 am
That's a really good point as I think a lot of people are totally unaware of that. I recently re-read the Miss Whiplash book and the thought did come to my mind (but I noticed that a lot of ladies on here have other businesses and forms of self-employment so even though we were talking about bank deposits, I wondered if VC might possibly have been talking in general due to the mention of VAT structures).

Yes I do, I don't have a company, nor a business account. I suppose it's a risk, however for various reasons if clients wanted to find out who I am, there are easier ways than finding a bank branch and hoping they'll confirm the name on the account. I'd prefer not to be outed publicly, I am however prepared for all eventualities and as I say if I took measures to hide it would be a waste of effort, time and result in serious life restriction with the risk still there.
Title: Re: Deposits.
Post by: VoluptuousCurves on 25 January 2017, 08:18:32 am
Wow, thanks for that Ian. Just been reading up on that case over at taxrelief4escorts. Pretty shocking stuff, although I note the defendant didn't exactly keep a low profile, and the fact she failed to pay tax for years on end probably influenced the decision.

I guess if/when my earnings hit the threshold for VAT I'll just have to register for VAT as a sole trader.
Title: Re: Deposits.
Post by: Mariah on 25 January 2017, 10:28:20 am
Bloody hell, that's fucking shocking. Although assumedly that would only happen if you and he happened to have the same bank? And he was being a luddite and went into branch rather than doing it online. I suppose if he wanted to do it cash, he would have to.

Just to clarify, I specifically asked my customer about this yesterday morning and he said it has definitely happened (as that was how he found out my surname) but he can't recall it happening at any time in the last say 5+ years (I've known him 15+ years).
Title: Re: Deposits.
Post by: Mirror on 25 January 2017, 10:46:32 am
Just to clarify, I specifically asked my customer about this yesterday morning and he said it has definitely happened (as that was how he found out my surname) but he can't recall it happening at any time in the last say 5+ years (I've known him 15+ years).

At the moment banks seem to focus on preventing scam transfers, that's my recent experience and that of my clients.
Title: Re: Deposits.
Post by: Mariah on 25 January 2017, 11:25:54 am
At the moment banks seem to focus on preventing scam transfers, that's my recent experience and that of my clients.

Yes I would definitely agree with that. I also suspect that if you're a bank you probably have to deal with a lot of faffing about recalling payments that have been made in error into the wrong accounts so maybe that's why in the past (at least with my customer) they confirmed details of an account when they shouldn't have.
Title: Re: Deposits.
Post by: Mirror on 25 January 2017, 02:32:12 pm
Yes I would definitely agree with that. I also suspect that if you're a bank you probably have to deal with a lot of faffing about recalling payments that have been made in error into the wrong accounts so maybe that's why in the past (at least with my customer) they confirmed details of an account when they shouldn't have.

When they've gone in and been confident, it's been fine not to know the account name, and I specifically asked if it is OK to pay in without the name when I set it up.

Only issue has been when a payer has been very nervous, and legged it out when they were asked did they have the account name, that they've not been able to pay in.
Title: Re: Deposits.
Post by: Maletantra on 13 February 2017, 05:47:42 pm
I had a client the other week, who had no cash after his massage, and offered Pingit (supposedly he did not have PayPal (which I have not had problems with yet)). He sent the funds, and I received an immediate text saying the amount had been sent to me, and that I have 7 days to download the app and claim the funds..... The client then left.... I went ahead to download the app, but it took a while. 12 minutes later I received a text telling me "something went wrong, please contact the payee.' It appears that as long as I did not have the app yet registered to my mobile number, and or the payment is pending - there is a very easy option to simply 'cancel' a pending payment!!!! Pingit have as of yet been unhelpful ,the Barclays Pingit team simply claimed that any pending bank transaction can be reversed easily, supposedly I should have know that?! ---- I would not recommend Pingit! Not sure if the payment would have been irreversable under different circumstance (like me being a registered user already), but if you do decide to use it, I'd recommend finding out beforehand.
Title: Re: Deposits.
Post by: VoluptuousCurves on 13 February 2017, 07:55:43 pm
Yeah I had a feeling that might be the case. If taking payment via any app or method I would always make sure the funds are in your account before going ahead with the booking.

I won't take Paypal payments. They don't allow adult services. I know a lot of people do it and fly under the radar but I have a business account with them that I use for other civvy stuff so I can't afford to lose it.

I take payment via Amazon gift voucher which seems to work well for a lot of customers. I buy so much stuff via Amazon that it's like having cash. And customers can pick up gift cards in most supermarkets and just bring them with.
Title: Re: Deposits.
Post by: Mirror on 13 February 2017, 09:33:53 pm
The money has to be in my account before it's considered paid, which is why I stick to two methods and those methods only.

Title: Re: Deposits.
Post by: Braziliana on 14 February 2017, 01:27:47 pm
I had a client the other week, who had no cash after his massage, and offered Pingit (supposedly he did not have PayPal (which I have not had problems with yet)). He sent the funds, and I received an immediate text saying the amount had been sent to me, and that I have 7 days to download the app and claim the funds..... The client then left.... I went ahead to download the app, but it took a while. 12 minutes later I received a text telling me "something went wrong, please contact the payee.' It appears that as long as I did not have the app yet registered to my mobile number, and or the payment is pending - there is a very easy option to simply 'cancel' a pending payment!!!! Pingit have as of yet been unhelpful ,the Barclays Pingit team simply claimed that any pending bank transaction can be reversed easily, supposedly I should have know that?! ---- I would not recommend Pingit! Not sure if the payment would have been irreversable under different circumstance (like me being a registered user already), but if you do decide to use it, I'd recommend finding out beforehand.

Yes, I was once conned in a similar way.  It happened when I first started escorting.  When I contacted the customer about not receiving the money, as you might expect, he responded with sheer abuse.  Like many if not most other ladies, I now only ever accept payment in cash.
Title: Re: Deposits.
Post by: DDD on 14 February 2017, 03:27:28 pm

I take payment via Amazon gift voucher which seems to work well for a lot of customers. I buy so much stuff via Amazon that it's like having cash. And customers can pick up gift cards in most supermarkets and just bring them with.

Interesting thread, never thought of using PayPal, can you not say the service is a consultation or others coach or therapy session?

Gift cards, how can you tell there is money on them, was offered a MS gift card recently?

Phone credits, recently suggested on this forum, can you spend phone credits on things like clothes and stuff.
Title: Re: Deposits.
Post by: VoluptuousCurves on 14 February 2017, 03:41:47 pm
With Amazon cards, you can check the balance on Amazon by typing in the gift card code. I am not sure if you can do it with other cards.

The problem is with Paypal is that they accept chargeback requests up to 90 days after the transaction. So all that needs to happen is:
Punter requests his money back
You dispute his claim
Punter escalates claim to Paypal and says it was for sexual services
Paypal shut you down :(

Ebay own Paypal and they have the same outlook of always siding with the buyer.
Title: Re: Deposits.
Post by: Gracious on 17 February 2017, 05:53:16 pm
DDD, I cant comment on other GCs but Amazon is truly the best way forward (if you are registered with Amazon.co.uk) and want other options outside of cash. They can either send you a virtual gift card (directly to your email add), or instruct them to send it to themselves, then copy/paste the claim code to you. When you have the claim code, log into your Amazon account, then go Your Account > Apply A Gift Card To Your Account. Once a GC has been redeemed there is no way they can get it back and he cant access any of your personal info ie name.

On the odd occasion (very very rarely happens though), it can take hours to get the gift card so thats why the latter is a good option too. If he sends it to his own email address and there is any delay in getting the GC, the delay is on his end not yours, then he can chase it up with Amazon.
Title: Re: Deposits.
Post by: Mirror on 17 February 2017, 06:48:37 pm
DDD, I cant comment on other GCs but Amazon is truly the best way forward (if you are registered with Amazon.co.uk) and want other options outside of cash. They can either send you a virtual gift card (directly to your email add), or instruct them to send it to themselves, then copy/paste the claim code to you. When you have the claim code, log into your Amazon account, then go Your Account > Apply A Gift Card To Your Account. Once a GC has been redeemed there is no way they can get it back and he cant access any of your personal info ie name.

On the odd occasion (very very rarely happens though), it can take hours to get the gift card so thats why the latter is a good option too. If he sends it to his own email address and there is any delay in getting the GC, the delay is on his end not yours, then he can chase it up with Amazon.

Yes there can be delays, sometimes he's put the wrong send date on it, and yes it's up to him to chase.

They can also be bought from supermarkets, codes sent from the back.

Whilst on the topic last year I had one man tell me he'd sent a deposit to my bank 3 times, and same number of attempts by Amazon voucher over a series of days. Combined with how he was on the phone, and in communication in general I am fairly sure this was sheer time wasting.
Title: Re: Deposits.
Post by: VoluptuousCurves on 17 February 2017, 07:06:27 pm
One thing I have found with Amazon email vouchers is that they have to be sent from an established Amazon account, i.e. one that's already been used to purchase physical goods. They can't just set up a brand new account and then send a voucher with it. (I guess this is to do with money laundering regulations.)
Title: Re: Deposits.
Post by: Mirror on 17 February 2017, 07:40:18 pm
One thing I have found with Amazon email vouchers is that they have to be sent from an established Amazon account, i.e. one that's already been used to purchase physical goods. They can't just set up a brand new account and then send a voucher with it. (I guess this is to do with money laundering regulations.)

Some have with me, their voucher was delayed they said it was due to card fraud checks either card provider (think some had to chase their bank)  or Amazon themselves. It did arrive eventually.
Title: Re: Deposits.
Post by: VoluptuousCurves on 17 February 2017, 07:58:59 pm
That makes sense. I mainly take them for Webcam bookings so if they don't arrive immediately it's no good.
Title: Re: Deposits.
Post by: DDD on 18 February 2017, 10:57:33 am
Thanks, seems good for deposits as for payments does it not takes a while to check.

I actually got a first ever deposits for a booking on Friday, was shocked when it come through!
Title: Re: Deposits.
Post by: meetingdiversity on 18 February 2017, 11:36:15 am
The money has to be in my account before it's considered paid, which is why I stick to two methods and those methods only.

Yeah you can't trust clients who want to try now and pay later. No sorry it doesn't work like that I'm not a coupon. Mostly there is a high risk with these. After the once it happened with a fake check never again.

If you say to them pay now for a booking next year first before I accept your off. Either way the booking is paid for regardless lol. This will make them squirm and it will be amusing to hear them over the phone. I must try this method soon.
Title: Re: Deposits.
Post by: Mirror on 18 February 2017, 02:14:33 pm
Yeah you can't trust clients who want to try now and pay later. No sorry it doesn't work like that I'm not a coupon. Mostly there is a high risk with these. After the once it happened with a fake check never again.

If you say to them pay now for a booking next year first before I accept your off. Either way the booking is paid for regardless lol. This will make them squirm and it will be amusing to hear them over the phone. I must try this method soon.

Cheques are high risk, so far I've not had anything go wrong with payment into my bank (some pay over the counter, others transfer) or Amazon codes apart from those who want to claim they've sent it when they haven't.

One issue one client had was a transfer from a non-UK account into mine, over a weekend + bank holiday to boot, if he'd told me this beforehand I'd have advised him to use Amazon instead. He accepted that I couldn't/wouldn't count it unless it arrived before the booking, and sent me Amazon plus cash in full at the start. So did paid the full fee, his bank transfer arrived the day after the booking. I've offered to refund to a UK bank account (foreign transfers can incur fees), or send him Amazon vouchers. He's asked me to hold it against a possible future booking - which is what I have done.

Yes it can get complicated, which is why I'm firm and make everything crystal clear before/when I accept the deposit and before I provide bank details. Some potential clients switch off, lose patience which is fair enough. Others just send the money through no problem.

A few use it to pay their booking fee in full beforehand, which I am certainly not going to complain about. So long as it's in my account I'm more than happy.
Title: Re: Deposits.
Post by: Gracious on 18 February 2017, 03:55:09 pm
Thanks, seems good for deposits as for payments does it not takes a while to check.

I actually got a first ever deposits for a booking on Friday, was shocked when it come through!

If you get them to send you the claim code and you upload it to your account its instant. As Mirror stated, sometimes they put the wrong date on it or they get your email address incorrect. If they send the gift card to themselves then just copy and paste the claim code to you and they are in control should there be any delays/issues.

If there has been a delay, I ask them to show me proof that they have brought an Amazon gift card, then I suggest they speak to Amazon to find out whats going on, but this type of delay rarely happens. I personally prefer this method to any other method (bank transfers etc) because its instant and theres no chargeback once its been uploaded to your account.

Hope that helps
Title: Re: Deposits.
Post by: Mirror on 18 February 2017, 04:14:58 pm
If you get them to send you the claim code and you upload it to your account its instant. As Mirror stated, sometimes they put the wrong date on it or they get your email address incorrect. If they send the gift card to themselves then just copy and paste the claim code to you and they are in control should there be any delays/issues.

If there has been a delay, I ask them to show me proof that they have brought an Amazon gift card, then I suggest they speak to Amazon to find out whats going on, but this type of delay rarely happens. I personally prefer this method to any other method (bank transfers etc) because its instant and theres no chargeback once its been uploaded to your account.

Hope that helps

Just as a beware;

Some have sent me screenshots of transfers, or purchase of Amazon vouchers, I will not accept these as proof of payment. I must have the funds in my account.

There have been reports on here of clients showing it sent from their end, service provider provides service, then back home finds the money or voucher payment never lands.

As far as I'm concerned they need to chase it at their end.

I have a banking app on my phone, and can also add Amazon vouchers to my account fairly quickly using my phone or laptop.

Yes it can be a hassle, however taking deposits has reduced the cancellations I used to receive, it reduces the amount of cash I have to deal with (less security risk). If the client pays in full I don't have the hassle of paying into the bank afterwards, it's all there already. I've used Amazon to buy all sorts of things, including things for work, as well as personal life stuff all of which was needed. Can understand if it doesn't work for everyone, same principles do apply whatever method used - always make sure it's with you before providing a service and that it can't be reversed.

Also if you have to cancel you must return it, OR stand it against another booking without fail.,
Title: Re: Deposits.
Post by: Gracious on 18 February 2017, 04:33:01 pm
Just as a beware;

Some have sent me screenshots of transfers, or purchase of Amazon vouchers, I will not accept these as proof of payment. I must have the funds in my account.

Thanks for that Mirror but I think maybe my prior message was misconstrued.

I dont accept the proof of purchase as payment, its just a way for me to be certain that they have indeed brought a GC and its on the way. I would never accept a booking unless the money is in my account!
Title: Re: Deposits.
Post by: athena26 on 21 March 2017, 11:48:50 am
Just a quick question gals and guys...

I'm thinking of using a PayPal account for taking deposits for outcalls. Is this effective? Is it possible for a punter to cancel the transfer after it shows up in my account?

Many thanks
Title: Re: Deposits.
Post by: Gypsy on 21 March 2017, 12:32:44 pm
Just a quick question gals and guys...

I'm thinking of using a PayPal account for taking deposits for outcalls. Is this effective? Is it possible for a punter to cancel the transfer after it shows up in my account?

Many thanks

Paypal has strict rules for any adult work. They will close down your account if they find out.
Title: Re: Deposits.
Post by: Mirror on 21 March 2017, 02:49:30 pm
Just a quick question gals and guys...

I'm thinking of using a PayPal account for taking deposits for outcalls. Is this effective? Is it possible for a punter to cancel the transfer after it shows up in my account?

Many thanks

It's against Paypal rules, and it can be reversed by the person who sent the money up to 45 days after the transaction.
Title: Re: Deposits.
Post by: wishlist on 21 March 2017, 02:52:43 pm
It's against Paypal rules, and it can be reversed by the person who sent the money up to 45 days after the transaction.

If cash is sent via 'friends and family' payments im sure it cant be reversed, iv had no probs any how
Title: Re: Deposits.
Post by: Mirror on 21 March 2017, 04:33:55 pm
If cash is sent via 'friends and family' payments im sure it cant be reversed, iv had no probs any how

Thanks wishlist, I have looked this up and you are correct.

What happens if the sender does a card chargeback, or tells his bank the payment has been taken in error?

I suppose the main danger is that a punter contacts PP trying to get his money back, and PP then close the account.
Title: Re: Deposits.
Post by: wishlist on 21 March 2017, 04:37:10 pm
Thanks wishlist, I have looked this up and you are correct.

What happens if the sender does a card chargeback, or tells his bank the payment has been taken in error?

I suppose the main danger is that a punter contacts PP trying to get his money back, and PP then close the account.

I only use paypal for cam shows tbh and thats with guys who have been booking me for years, iv never had anyone try and pull a fast one, but if they went to the trouble of telling PP what the money was for then yes your account would go
Title: Re: Deposits.
Post by: storm on 21 March 2017, 06:02:35 pm
Do not use Paypal! Mine was frozen for adult work ( I still don't really know how they found out)   it took 6 months to get the money back after a massive lot of hassle and fuss and I not even sure I was supposed to get a refund due to breaking the T&cs
Title: Re: Deposits.
Post by: SimplySinful on 02 April 2017, 06:52:54 pm
I am switching over to a system of deposits for advance bookings during Tours and I wondered if anyone had used circle.com? If so do they know if there is a charge to the user for doing it this way, I assume that there is.
Title: Re: Deposits.
Post by: SimplySinful on 04 April 2017, 08:23:33 pm
Well after trawling through the pages of their terms and conditions I found out  that your full legal name is revealed to the sender.

Unfortunately I've already used it once, thought I'd gone through the T&C carefully, obviously not carefully enough.

To say I'm rather worried now is the understatement of the year.

I am switching over to a system of deposits for advance bookings during Tours and I wondered if anyone had used circle.com? If so do they know if there is a charge to the user for doing it this way, I assume that there is.
Title: Re: Deposits.
Post by: amy on 04 April 2017, 08:26:08 pm
Well after trawling through the pages of their terms and conditions I found out  that your full legal name is revealed to the sender.

Urgh. If anything comes of it I'd say it was a friend or relatives account and you're just trying the method out before you decide whether to commit to getting one yourself?

Can you register it in a other name or a business name? I've never heard of it.
Title: Re: Deposits.
Post by: SimplySinful on 04 April 2017, 08:36:28 pm
Urgh. If anything comes of it I'd say it was a friend or relatives account and you're just trying the method out before you decide whether to commit to getting one yourself?

Can you register it in a other name or a business name? I've never heard of it.

It's only since I've been using social media to promote business I've come across it, it was set up & used once a couple of months ago.

I can find out if you can register it in a business name, I don't think you can but my worry for now is my name is out there to be Googled etc by said person.
Title: Re: Deposits.
Post by: Bexy on 07 April 2017, 03:14:25 pm
my worry for now is my name is out there to be Googled etc by said person.

Hi SimplySinful

I signed up to circle.com and got verified with my Bank (added my Debit Card), Drivers Licence (& a live selfie via the App, like they asked!) ---  apparently in the UK you attach a Debit Card not a bank account because as your debit card is linked to your bank account the funds reach your account quicker.

Anyway???..  when I logged in I noticed under my (real) name (top right hand corner) when I clicked on that a drop menu appears with Settings? when you click on Settings it opens up with THREE different options of how you might want your name to appear (to other Circle users). The 3 options shown of how I want my name to appear to other circle users are:

1.   My real name? for argument sake lets say JANE DOE
2.   Jane D
3.   janedoe@wankmale.com

So it gives you THREE different options of how you want your name to appear to other circle users (you can only be paid by others who have signed up to Circle), so for example a Client wants to pay by Deposit via Circle?.  you send them a link to circle from your email address (the one you have associated/linked to your circle account) so they don?t see your name at any time.

I spoke to Circle via the telephone number on their website, (01793 250273) they were helpful and informed me of the above?.however you might want to ring them yourself if you are still concerned.

So basically on their website it shows:

Show Me On Circle as:

Option 1
Option 2
Option 3 above.

However I rang because I wanted to make sure I was interpreting what was on their website correctly.  Also even though he has said (re-assured me) that that is how it works, being a belt & braces person I still intend to do further research (to see if it does work that way) and am going to download the App to my hubby?s phone and do my own ?test?.

Additionally, for those who might be interested? once verified you can have ?300 per week loaded onto it, you can apply to have it increased apparently and I think the max they will allow would be ?2,000 per week.

As I said you would have to be Verified of course to receive those amounts (so therefore obviously have to have the circle.com account in your real name but if you can circumnavigate the issue of having your anonymity protected using an email address to show to other Circle users then that doesn?t matter).

Further info on this App, which launched in April last year can be found if you Google "Circle Launches Its Social Payment Service In The UK, Partners With Barclays". Useful articles about it come up as the top 2 search results, one is Reuters (re Barclays) and the other Forbes.

It would be great if it did offer this level of anonymity as I had another App that promised the same thing (not on their website but when I contacted them via their Facebook Support page they said it was anonymous) however I tested it on my hubby?s phone it did show real full names of us both.  This one (circle) seems better as it asks on the website how you want to be shown to other Circle users (which the other App didn?t at the back end, I was just relying on Support Staff to tell me that).

So if it works the way it says it does, then the Clients who are paying also have their privacy protected as well, as they too can choose to pay another Circle user appearing as an email address.

In case I don?t get round to testing it, if anyone else does before me, it would be useful if they could report back here.

P.S.

I got the info below by googling "circle.com ?300 per week".  (Please note: where Bitcoin is mentioned in any search results - Bitcoin is not used in the UK).

?Limits start at ?300 per week. This is only for adding money to your Circle account from your card, and sending money directly from your card. There are no limits for transferring money out of your Circle account balance.

1.   Limits reset on a rolling 7 day period.

2.   We understand you may want more than ?300 per week. By sharing a few more details about yourself, you can request an increase to ?2000 per week.?
Title: Re: Deposits.
Post by: Bexy on 09 April 2017, 06:05:16 pm
Hi Everyone

I opened a Circle account in my hubby's name (as well as having one in my own) and have tested it today to see what sort of info is revealed to either party.

As stated above, there are 3 Options of how you want to appear on Circle to other Circle users. I choose an email address and I also put an email address in my hubby?s account.

I then sent some money to his Circle account and can confirm that BOTH sides are only seeing each other?s email address. NO other info is revealed, no names or anything. So as long as you make sure to tick in your Settings you want to be shown to other Circle users as an email address then it should work.

I think this App (you can download it as an App, search for Circle Pay) could be very useful for ladies who take Deposits or indeed any type of tribute as it appears to provide anonymity that so many seek. You simply attach/bolt your Debit Card to the account and then 'Cash Out' to whatever bank account your debit card is linked to.

Also it might be worth noting this re Limits:

?Your Starting Weekly Limit

When you first sign up with a Circle account, your weekly limit begins at ?300. You may request that this limit be increased to ?2000 by providing some additional information.

Once you submit your request, we will determine if you are qualified for an increase. If you are not immediately eligible, our system will wait until there is sufficient account history, and only when we have increased your limit will you receive an email notifying you of the update.?


Their Customer Helpline (number on circle.com website) was really friendly and quick to respond.

Also, some ladies out there who might know each other might like to avail of this:

"Send friends this link and you'll both get ?5 when they sign up with a debit card and send ?25."

You get that link once you have signed up. It?s strange though as they didn?t seek my hubby's ID or a selfie pic like they did with mine. And I did the same thing with his, i.e., bolted a Debit Card to the account. So not sure why I had to do that bit extra yet his account wasn?t asked to provide the same amount of verification mine was. Although it did say something like we are verifying with visa your details on his, I can't remember if mine said this as I opened my account months ago, also with a visa debit card. But anyway?. Just thought I would report back & say it appears to work (not show real name/s). Oh and its free.

Title: Re: Deposits.
Post by: SimplySinful on 09 April 2017, 06:14:22 pm
Thanks Bexy I've only just seen this! I am going to go and check my account now. I've only used it the once ( money was sent to me) and just got in a panic a month or so later when I went through the T and C in it said your real name would be revealed!

Even if it's only been revealed one time that's bad enough.

Thanks for your in depth reply.

However a word of warning. I have heard that some SWs have had money seized from their circle accounts when it's been discovered what they do. I'm not sure how it was discovered but I do know this has happened.
Title: Re: Deposits.
Post by: Mirror on 09 April 2017, 06:24:26 pm
Thanks Bexy I've only just seen this! I am going to go and check my account now. I've only used it the once ( money was sent to me) and just got in a panic a month or so later when I went through the T and C in it said your real name would be revealed!

Even if it's only been revealed one time that's bad enough.

Thanks for your in depth reply.

However a word of warning. I have heard that some SWs have had money seized from their circle accounts when it's been discovered what they do. I'm not sure how it was discovered but I do know this has happened.

Do they have a t&c which says no adult services or selling sex ?
Title: Re: Deposits.
Post by: SimplySinful on 09 April 2017, 06:29:32 pm
Do they have a t&c which says no adult services or selling sex ?

I will have to go through them again I just got as far as the real name last time!
Title: Re: Deposits.
Post by: Bexy on 09 April 2017, 06:36:37 pm
Hi SS & Mirror

Well I assumed it to be Adult friendly as Kate Boleyn who runs Boleyn Models, an American Daily Pay service for Adult Webcam sites etc uses it (to pay UK models & perhaps others), as that is where I first became aware of it (in an email she sent out).

Also there are some videos on YouTube regarding it, for example if you input "circle pay send money easily and quickly" it will kick up a video plus there are others if you input different search combinations, circle.com etc. (altho I haven't looked through all the videos or indeed mean they refer to adult services). Also it might be worth mentioning that the UK version looks somewhat different to the American one in videos, i.e., we can't link a bank account only a Debit Card.

In view of the above I am surprised to hear that SW's have experienced trouble because of their profession in view of the fact adult webcam performers etc are getting their wages paid via it!  :-\
Title: Re: Deposits.
Post by: SimplySinful on 09 April 2017, 06:52:00 pm
This from Circles Privacy Policy:

Your Identity & Photo. In order for other Circle users to transact with you (sending money, receiving money, requesting money, etc.) they will be able to see your full legal name.

This seems to be a separate issue from how your personal details appear on Circle itself (your profile)

I've tried trawling through the t&c on my phone, can't find any specific stuff about sex work but I think some of the other conditions could easily cover it in law.
Title: Re: Deposits.
Post by: Bexy on 09 April 2017, 07:08:46 pm
Hi again SS

I've been trying to find the info you describe in the T&C's but can't find it at the moment (am still looking!).

Its strange as I was told the opposite when I phoned, the guy on the other end of the line said other Circle users only see what you choose (i.e., an email address if that's what you select). I tried it out today using my hubby's account (sent him some money) and it appears to work the way the guy said, as all either of us can see is each other's email address.

One thing I noticed though is it appears to be somehow linked with Barclays (at least here in the UK) and I know Barclays run Pingit and it operates in a similar way with the only difference being Barclays/Pingit DO actually reveal full/legal name if you use Pingit. (Although from what you are saying is Circle do too, yet my personal experience shows otherwise).

I guess at the end of the day perhaps further due diligence is needed.  I might phone them again next week explaining I rang before (& explain what I was originally told) and then also quote what is written in your embolden text re Privacy and see what they say. Its all a bit of a conundrum.
Title: Re: Deposits.
Post by: Bexy on 09 April 2017, 07:23:49 pm
Yes I have now found the same info below -----  however I think it might possibly be something they have not updated as I think when they originally started in 2013 (in USA, in 2016 over here), there was only 1 way to be seen/known on the account, now they have added 2 other options (in addition to legal name).  1. your real/full name, 2 an abbrev of your full name or 3. an email address. Also I have not uploaded any other info, like profile pic or anything!

I will 'phone them next week and find out if this is correct (& if it is point out they need to update this on their T&C's!).  The financial transaction I did between me and hubster definitely does NOT show/reveal our legal names.

So am pretty sure some of this out of date and needs to be amended/updated:

"Your Identity & Photo. In order for other Circle users to transact with you (sending money, receiving money, requesting money, etc.) they will be able to see your full legal name. If you upload a profile photo or avatar to your account, this will also be visible to other Circle users. If Circle adds additional features that allow you to share more identity information, further information may be shared if you opt in to such features."
Title: Re: Deposits.
Post by: SimplySinful on 09 April 2017, 07:39:49 pm
OMG I really hope so Bexy! I opted to show my wg name, I don't remember that being an option for real name but I could be wrong.

Anyway I decided not to go down that road for deposits just in case
Title: Re: Deposits.
Post by: VoluptuousCurves on 10 April 2017, 08:00:22 am
I've just had a trawl through their T&Cs and they don't specifically prohibit adult services in the same way that Paypal do, but I guess they could use this term to cancel your account if they wanted.
"any other matters which we communicate to you that are unacceptable from time to time and which, for example, may be restricted by our and your payment partners."

It does say though that if they close your account and you have funds in there, you'll be able to withdraw them but may be subject to identity checks. So if you sign up under your work alias, this would be impossible.

This does look like a good system though and I'm going to test it out.
Title: Re: Deposits.
Post by: joanna0300 on 15 June 2017, 01:27:36 pm
Wow! Does anyone have any updates on this? Seems pretty terrible, although I've only had money sent from a punter I've at least already met, but still, horrific.
Title: Re: Deposits.
Post by: SimplySinful on 15 June 2017, 01:51:45 pm
Wow! Does anyone have any updates on this? Seems pretty terrible, although I've only had money sent from a punter I've at least already met, but still, horrific.

I'd like to know for sure, I know other ladies who insist the real name isn't shown, and someone else said it's a defunct T&C for the American market not the UK. I did use it once on a London tour when I was asking for deposits for someone uncomfortable with doing a bank deposit.

The only real way to check is I guess to ask the client if they could see my real name but for obvious reasons felt I couldn't do that...
Title: Re: Deposits.
Post by: SimplySinful on 21 June 2017, 07:18:30 pm
Ok this is a warning about Circle.com. I have only used a few times, last time weeks ago.

All of a sudden today I have an email saying this:

We have noticed activities on your account that are restricted by Circle. These are activities that we do not support, and because you violated these conditions, we will no longer offer you service. This is all highlighted in Sections 17 and 18 of our User Agreement, which detail Restricted Activities and Prohibited Payments.

You can also refer to our support article on User Agreement violations for examples of these prohibited activities.


Well its weeks since I used it. I can only think not using my real name has led them to my Sexwork persona.

I'm thinking its this under their 'Restricted Activities' (really not sure this T&C was there previously or not)

upload, display or transmit any messages, photos, videos or other media that contain illegal goods, pornographic, violent, obscene or copyrighted images or materials for use as an avatar, in connection with a payment or payment request, or otherwise.

This is not good, not really sure what to do about it, whether to challenge them?
Title: Re: Deposits.
Post by: SimplySinful on 21 June 2017, 07:44:42 pm
And just found out Circle are closing accounts right left and centre. That T & C is a new one to enable them to do this

So Circle.com is no longer an option
Title: Re: Deposits.
Post by: Bexy on 22 June 2017, 02:22:53 am
I meant to come back to this sooner.

I did in fact phone circle.com in their London office again to clarify what information exactly was shown to another Circle user (even though I had tested the system myself by opening an account in my name and another in my hubby's, I then sent some money from my account to his and ticked the option to show only an email address to other Circle users, when I sent him the money that was all that showed both ends, all I seen was his email address and his mine). When I spoke to them the 2nd time (in fact both times) I was re-assured that what was shown was whatever option I had chosen.

However because of what was written here (after my 1st phone call to them) I then rang them (a 2nd time) and thanked him for his re-assurance but explained this is on their website's T&C's:

"Privacy Policy:

Your Identity & Photo. In order for other Circle users to transact with you (sending money, receiving money, requesting money, etc.) they will be able to see your full legal name. "


I also emailed them a link to it and also a screen grab, (which they asked for). However I see they have NOT updated their terminology re this via their site and I spoke to them a couple of months ago or so.

So to recap, despite what is written above (& remains on their website as of today's date) your LEGAL name is NOT revealed to anyone, only circle.com (unless you choose to of course) -----  So basically the above is inaccurate/out of date information.

If anyone is concerned, then I suggest you do what I did, try it for yourself. The App is free to download so doesnt cost you anything. I opened an account on my phone in my name and did the same for my hubby on his phone, I then transferred a nominal amount to his account, neither of us could see each other's real names (just an email address).

Also that User Agreement shows it was last updated 21 March this year.

SS you say you may broken their rules by using an inappropriate image of your Avatar, that 'rule' has been there some time (as I read it before March as well). Perhaps just phone them and enquire, the number on their website is 01793 250273 (9 to 5 hrs UK time I think). I found them friendly & approachable, if it is to do with your Avatar pic they may have just suspended your account (even though they say you can longer use their service) if they realize it was a mis-understanding on your part they may re-instate your account and even if they don't at least you will find out why! But if it is something like the Av pic then you may just get a gentle slap on the wrist and told not to do it again.

I must admit I try to remain as low-key as possible so I don't even bother with any type of Avatar, even of my cat!

Boleyn Models daily pay people use them to pay webcam/phone chat performers so I don't understand how they cannot be adult friendly.

Below are 16 & 17 Restrictions you referred to, in case any one else wants to see them. (Oh I notice that their email to you states 17 & 18... yet 18 relates to Bitcoin?! -- am assuming they mean 16 & 17 so I've put that below, anyone who wants to read it directly from their site, just has to google "circle.com user agreement").

16. Restricted Activities

In connection with your use of Services, you hereby agree that you will not:

    violate (or assist any other party in violating) any applicable law, statute, ordinance, or regulation;
    intentionally try to defraud (or assist in the defrauding of) Circle or other Circle users;
    provide false, inaccurate, or misleading information;
    take any action that interferes with, intercepts, or expropriates any system, data, or information;
    partake in any transaction involving the proceeds of illegal activity;
    transmit or upload any virus, worm, or other malicious software or program;
    attempt to gain unauthorised access to other Circle accounts, the Circle website, or any related networks or systems;
    use the Services on behalf of any third party or otherwise act as an intermediary between Circle and any third parties;
    collect any user information from other Circle users, including, without limitation, email addresses;
    defame, harass, or violate the privacy or intellectual property rights of Circle or any other Circle users; or
    upload, display or transmit any messages, photos, videos or other media that contain illegal goods, pornographic, violent, obscene or copyrighted images or materials for use as an avatar, in connection with a payment or payment request, or otherwise.

17. Prohibited Payments

Using the Services to make the following types of payments is prohibited, and Circle reserves the right to monitor for payments that relate to:

    any Restricted Persons or persons or entities located in Restricted Territories (as each term is defined in Section 30);
    weapons of any kind, including but not limited to firearms, ammunition, knives, or related accessories;
    controlled substances including but not limited to narcotics, prescription drugs, steroids, or related paraphernalia or accessories;
    gambling activities including but not limited to sports betting, casino games, horse racing, dog racing, lotteries, games of chance, sweepstakes, games of skill that may be classified as gambling (i.e. poker), or other activities that facilitate any of the foregoing;

We understand that gambling may be legal in your jurisdiction, but unfortunately we cannot allow you to use Circle in connection with these activities.

    constitute financial crime, money-laundering or terrorist financing;
    any sort of Ponzi scheme, pyramid scheme, or multi-level marketing program;
    goods or services that infringe or violate any copyright, trademark, or proprietary rights under the laws of any jurisdiction or otherwise constitute counterfeit goods;
    debt settlement, refinance, or credit repair services;
    court ordered payments, structured settlements, tax payments, or tax settlements;
    the sale of money orders or cashier?s checks or any money transmitter activity;

Using Circle to send ?20 to one friend on behalf of another friend is okay, but if you are frequently accepting funds from people to send on their behalf, you might be violating money transmission laws - so we can?t allow that.

    lottery contracts, layaway systems, or annuities;
    counterfeit goods, including but not limited to fake or ?novelty? IDs;
    purchasing goods from Tor hidden service markets or ?Darknet? markets, or any other service or website that acts as a marketplace for illegal goods (even though such marketplace might also sell legal goods); or
    any other matters which we communicate to you that are unacceptable from time to time and which, for example, may be restricted by our and your payment partners.

In the event that Circle learns that you are making any such prohibited payments, Circle may suspend or terminate your Circle Account.
Title: Re: Deposits.
Post by: Bexy on 22 June 2017, 03:46:53 am
Well its weeks since I used it. I can only think not using my real name has led them to my Sexwork persona.

Ah only just noticed you said this, yes you do have to use your real/legal name to have an Account with them, they make that quite clear in the blurb and also on both occasions when I spoke to them they stated to have a Verified (fully functioning) account you have to use your legal name, however this shouldn't be an issue as they don't reveal it as I stated above.

I doubt if its to do with your sexwork persona and more to do with the fact you haven't Verified. Am not sure if they give a certain amount of time for someone to verify, (as I verified straightaway when I opened the account), but to make it clear they can't do business with anyone who uses a fake name.. its to do with KYC, money laundering and all that malarky, same as you get everywhere else.

P.S.

I said to the guy I spoke to.... now I'm verified I might just change my 1st name on the account (to an abbreviation of my full/real name) and he suggested not doing that just in case the system flags it up (as I had sent them ID in my real/full name & he said your better off just leaving it in the same name as the documentation you supplied, which I have --- in case its only ME that can see it (& circle of course) as other Circle users only see my email address.  :)

Title: Re: Deposits.
Post by: losthope on 22 June 2017, 11:08:53 pm
Have you considered asking them to send you paysafe voucher codes, you can use that for all your available today phone number etc ...
Title: Re: Deposits.
Post by: SimplySinful on 23 June 2017, 05:32:15 am
Hi Bexy did you see this post after my one thinking it was just me being denied access and thinking it was about my working name? It's not.

And just found out Circle are closing accounts right left and centre. That T & C is a new one to enable them to do this

So Circle.com is no longer an option

What I'm saying is I've spoken to other working ladies and its a recent change.  Many of them are getting emails denying access.  One of the T&C is new since they've realised a lot us are using Circle...

I'm not sure when you spoke to them but if it was over a week or two ago I'd suggest not using it based on this.

There are warnings from other ladies on Twitter about Circle.
Title: Re: Deposits.
Post by: Caledonia on 01 August 2017, 10:01:18 pm
Does anyone have any ideas for taking deposits for events? Having been messed about too much with people booking for the bukkakes I do then either not confirming on the day, or worse confirming and then not shown, I have now started asking for deposits.

But as not everyone is comfortable doing a bank transfer (and might not have the time to pay in branch), I am looking at other ways that I can take them. Due to the large numbers I would be hoping to have for these events, I don't want to take phone tops or amazon vouchers or any other method that doesn't involve actual cash. I have thought about Paypal but wary due to to the risk of them closing the account.

So if anyone has any ideas it would be really appreciated.
Title: Re: Deposits.
Post by: VoluptuousCurves on 01 August 2017, 10:09:42 pm
I have signed up with IndieBill, primarily to sell my videos via them but they have a "Tribute" option which you could use to take a pre-payment. They are specifically set up for Indie providers and shows up with the name of the parent company on the credit card statement, which if googled will not lead you to Indiebill.
Title: Re: Deposits.
Post by: Caledonia on 01 August 2017, 10:31:30 pm
I have signed up with IndieBill, primarily to sell my videos via them but they have a "Tribute" option which you could use to take a pre-payment. They are specifically set up for Indie providers and shows up with the name of the parent company on the credit card statement, which if googled will not lead you to Indiebill.

Apart from a few very short clips on my phone I don't really have any content. But this looks good for those able to do more professional and longer clips.
Title: Re: Deposits.
Post by: Silverjack on 29 January 2018, 06:19:28 pm
I'm about to start doing outcalls for the first time and I've read on here one of the best way to deter TWs & keep myself safe is too ask for a deposit... sorry for the stupid question but how do I go about getting that deposit without meeting the client first? Is it bank transfer? Paypal? Won't that link back to my real identity? Sorry if this is painfully obvious! Appreciate all the tips and any extra helpful tidbits!  ;D
Title: Re: Deposits.
Post by: clairebear86 on 29 January 2018, 06:48:20 pm
Adultworks credits. Or bank transfare they dont need your name just sort code and account number. X
Title: Re: Deposits.
Post by: kate_x on 29 January 2018, 06:50:31 pm
Yes I ask for deposits for outcalls as well and get them to pay the money straight into my bank. Just bank account and sort code needed. If they do it online and need to put something in the payee name part any old name works! If they can't/don't want to do it online they can go into your bank and pay the cash in as long as they have your details.
Title: Re: Deposits.
Post by: Justine on 29 January 2018, 07:07:11 pm
Are you certain that if a man pays into my account using only acc no and s/code the teller is not permitted to  tell him my name if he asks ("just to check" as an excuse) ?
Title: Re: Deposits.
Post by: Gypsy on 29 January 2018, 07:12:03 pm
Are you certain that if a man pays into my account using only acc no and s/code the teller is not permitted to  tell him my name if he asks ("just to check" as an excuse) ?
[/quote

Yes, I thought this too.]
Title: Re: Deposits.
Post by: Kendall on 29 January 2018, 07:15:35 pm
Are you certain that if a man pays into my account using only acc no and s/code the teller is not permitted to  tell him my name if he asks ("just to check" as an excuse) ?

Some  banks have paying in machines and you only need the account number and sort code
Title: Re: Deposits.
Post by: Justine on 29 January 2018, 07:26:48 pm
Some  banks have paying in machines and you only need the account number and sort code

Yes I know but that does not answer my question.  If a client was trying to find my real name he could ask when paying the cash into my account "just to double check" and would the teller reveal it?  Anyone know?  A counter clerk would assume you know whose account you are paying into and if you asked to double check the name would they give it to you?

Mistakes do happen. Years ago I paid some cash into a family member's account and the teller pressed the wrong buttons and it went into a stranger's account. It was rectified quickly but errors can happen which is why I always double check any counter transactions and don't just assume the clerk is always correct.
Title: Re: Deposits.
Post by: VoluptuousCurves on 29 January 2018, 07:27:40 pm
Are you certain that if a man pays into my account using only acc no and s/code the teller is not permitted to  tell him my name if he asks ("just to check" as an excuse) ?

I don't know. What's been your experience with bookings so far?
Title: Re: Deposits.
Post by: Justine on 29 January 2018, 07:35:18 pm
I don't know. What's been your experience with bookings so far?

I have not used the deposit system at all but would not give out my sort code etc. and before anyone says this is off topic please bear with me.  I have read many times that a client (or anyone) needs only a sort code and acc. no. to pay in, yes I get that, but what proof has anyone that if a man asked to check the teller has the right name, is the teller permitted to give out that name? As we know there are men who for reasons beyond me, would love to know our real full names.

If no one knows the answer perhaps I will ask at a bank.  :)
Title: Re: Deposits.
Post by: kate_x on 29 January 2018, 07:47:22 pm
Yeh I'm not sure about that. I think all mine have done it on through online banking. Would be interested to know though!
Title: Re: Deposits.
Post by: Mirror on 29 January 2018, 07:49:27 pm
One branch did insist on knowing my name, the client was paying in the full fee and I suspect if he'd just paid in the deposit amount he'd not have been asked to phone and ask for my name.

I did give my name, nothing scary has happened.

I also once had to refund a deposit by bank transfer, that would have revealed the name on the account. At the time the client deserved the refund and the chance he might do something with the account details was secondary to me needing to be professional.

Amazon gift card is another option.

AW do not allow their credits to be used to pay for a booking, Paypal has rules about use for adult services - it's also reversible.

I've taken numerous deposits into my bank account, so far apart from the incidents I've described there's not been any problem. The main issue are those who say they are going to pay the deposit, then either don't or take a long time to do so. I now make it clear only contact me when you are ready to pay the deposit, otherwise you are wasting your time.
Title: Re: Deposits.
Post by: Justine on 29 January 2018, 08:13:31 pm
Thanks Mirror, so it is not foolproof then, as I suspected. 
Title: Re: Deposits.
Post by: Mirror on 29 January 2018, 09:00:25 pm
Thanks Mirror, so it is not foolproof then, as I suspected.

No the account will accept deposits without the account name, staff are looking for deposit frauds and scams which are in the media amounting to thousands of pounds from individuals.

I have however had someone regularly pay quite large amounts of cash in without issue. Just depends and sometimes it can be the nervousness of the client which draws attention.

Amazon cards can be bought in many shops and in relatively remote ish places. I've found deposits work well for me, they cut down the faffers, make the client more likely to attend and provide me compensation if they do not. My ads are clear about it, and the methods I accept.
Title: Re: Deposits.
Post by: Brownsugarrr on 23 February 2018, 03:42:25 pm
Did you provide your full name in order to receive money from a foreign bank account?


Cheques are high risk, so far I've not had anything go wrong with payment into my bank (some pay over the counter, others transfer) or Amazon codes apart from those who want to claim they've sent it when they haven't.

One issue one client had was a transfer from a non-UK account into mine, over a weekend + bank holiday to boot, if he'd told me this beforehand I'd have advised him to use Amazon instead. He accepted that I couldn't/wouldn't count it unless it arrived before the booking, and sent me Amazon plus cash in full at the start. So did paid the full fee, his bank transfer arrived the day after the booking. I've offered to refund to a UK bank account (foreign transfers can incur fees), or send him Amazon vouchers. He's asked me to hold it against a possible future booking - which is what I have done.

Yes it can get complicated, which is why I'm firm and make everything crystal clear before/when I accept the deposit and before I provide bank details. Some potential clients switch off, lose patience which is fair enough. Others just send the money through no problem.

A few use it to pay their booking fee in full beforehand, which I am certainly not going to complain about. So long as it's in my account I'm more than happy.
Title: Re: Deposits.
Post by: Meetingdiversity on 04 March 2018, 03:47:25 pm
Hiya,

About deposits I have browsed the different methods. What is a good rate you charge for a deposit amount?.

Many thanks.

Xx.
Title: Re: Deposits.
Post by: K212 on 19 July 2018, 03:33:39 pm
Reviving this thread. To ask you ladies what UP TO DATE ways to take DEPOSITS. Aside from giving bank details.

Thanks
Title: Re: Deposits.
Post by: VoluptuousCurves on 20 July 2018, 04:58:25 pm
Amazon gift card, or via Indiebill.
Title: Re: Deposits.
Post by: MelissaS on 20 July 2018, 11:10:39 pm
I’ve only done this once and it was deposited straight into my bank. However I know that when I do the same with my bank, they never ask for a name.
Title: Re: Deposits.
Post by: chocoholicgirl on 20 July 2018, 11:28:37 pm
As per another thread, banks are getting a bit stricter on this though and some won't allow money paid in if that person isn't an account holder there. I guess online bank transfer is ok though.
Title: Re: Deposits.
Post by: mySecret on 21 July 2018, 05:52:59 am
Amazon
topup  phone is much more discreet, not need email, not need touse bank card. They can pay cash, so not track not risk if they are married or they are bored emailing or use the card! you can manage even "last minute" booking with that

i prefer amazon, as getting lot lot of credit on your phone is not necessary, amazon you can buy things that you need even you ll find deals! but i give options to them...already paying a deposit is not something that many fancy! so need to be easy, discreet and fast!

sometimes happen that very old gents they are a bit scared to pay online! and say to me i hope that will be easy to do!
Title: Re: Deposits.
Post by: GlasgowGirl on 21 July 2018, 10:56:38 am
RE depositing cash into your bank, since the start of April my bank has stopped over the counter cash deposits. I tried to put money in for my nephew and was told this can no longer be done, it has to be done online or by transferring from my account to his.
Title: Re: Deposits.
Post by: seraphine on 08 June 2019, 11:10:30 am
I'm trying to implement a new rule of paying deposits for advance appointments.
I wanted to write a detailed blog post on my website with an easy and clear step-by-step guide on how to pay.

As I was writing all down, taking screenshots and getting excited about it, I came across Amazon gift card T&C.
They forbid to exchange gift cards for services.  :( Other gift card providers state the same.
And luckily I did some research on here only to find out that AW vouchers can't be used for deposits (so immediately removed a link I put on my profile last night saying 'Pay a deposit'  in full glory :FF ;D , right on time I think...).

Initial idea was to offer deposits paid via:
1. Vouchers: AW and Amazon
2. Gift cards
3. PaySafe codes perhaps, so that they can be used to top up AW

Other ways would be to set up a business bank account and ask for a transfer (it won't be anonymous though).
Or Cash App recommended here on another thread earlier (haven't checked it out yet).

Well, I won't be writing this blog post for sure as it's only asking for trouble.

Are there any other ways of receiving deposits? Do you have any thoughts on this tricky subject?

Title: Re: Deposits.
Post by: eliteone on 08 June 2019, 01:23:17 pm
If you apply for a vanilla business and use your llc you can pay and apply for accounting invoice bookkeeping software. Once accepted, you get a personal biller ( less than 2% transaction fee)Many adult companies do the same, lie that they're a FGD LTD, etc but its really a porn company both paying you, and the discrete billing that shows on clients's billing statement.

Example: You 'sell' sports memorabilia both on the invoice, and under your DBA (doing business as name), but really those £50 footballs is your deposit, lol. Works for me. Zero reversals or chargebacks and I've had it 3-4 yrs. 😏  The client is billed an invoice, they pay using whatever way they choose through invoice, you're notified when they pay or even open said invoice. Takes international cards, too and the invoice partner (of your choice) pays you every 2-3 business days.

1. Request client's email
2. they pay
3. youre notified when they pay
4. booking confirmed.
Title: Re: Deposits.
Post by: Mirror on 08 June 2019, 01:34:21 pm
My advice is simply state the options in your ads, then have a cut and paste text containing bank details, and one in which you explain you need codes from back of plastic card, or to be sent online to your email address.

Most people work it out from there.
Title: Re: Deposits.
Post by: eliteone on 08 June 2019, 03:02:30 pm
My advice is simply state the options in your ads, then have a cut and paste text containing bank details, and one in which you explain you need codes from back of plastic card, or to be sent online to your email address.

Most people work it out from there.


If the male species actually read ads vs. contacting asap, lol. I have it in my ad twice and most still act surprised when its booking time.
Title: Re: Deposits.
Post by: Mirror on 08 June 2019, 03:33:23 pm

If the male species actually read ads vs. contacting asap, lol. I have it in my ad twice and most still act surprised when its booking time.

I really appreciate those who do read and provide the information without being prompted.
Title: Re: Deposits.
Post by: K212 on 09 June 2019, 07:40:19 am
Had one reply all surprised at the mention of deposit at time of booking. And that he wouldn’t ever think to pay a deposit  but will ‘consider it’. Thing is. I’ve considered him as a client and how he couldn’t read my first line in my profiles stating “please only contact me if you have read my profile and are comfortable paying a deposit”. And he’s no longer ‘considered’ as a perspective client.
Not only could he not read, his demeanour from letting me know he wouldn’t ever think to pay a deposit to a service provider HE’S contacted in his email put me completely off him.
I have reviews and keep a reputation for a good reason, so it stands for something. Where is his good feedback? And I should cancel my other job in the part of the day he wants to see me. Organise the place to see him. Oh and get all beautiful on a hope and whim from a stranger?  ::)
Title: Re: Deposits.
Post by: K212 on 09 June 2019, 08:56:03 am

As I was writing all down, taking screenshots and getting excited about it, I came across Amazon gift card T&C.
They forbid to exchange gift cards for services.  :( Other gift card providers state the same.



If a client is picking up a gift card voucher from a gift card stand in a supermarket. For example an Amazon, Uber, apple ITunes, or even a mobile network top up voucher and sending an anonymous person (ourselves) the voucher code on the reverse.

There’s a lot of effort for the gift card providers to come down on singular people for this breach of T & C’s.

Paypal can close account and confiscate money. But for a £20 gift card I doubt it’s going to be looked into much. Who has the time for that? Certainly not these gift card companies.
Title: Re: Deposits.
Post by: seraphine on 09 June 2019, 10:33:48 am
Eliteone - that's super professional and impressive. Thank you for sharing!

Mirror - I think I will limit the info mentioned on ads that the deposit can be paid in numerous ways with cash or anonymous payments, and to get in touch for further details.

K212 - No, I don't think that Amazon would hound someone for a £20 gift card but it just might be better not to advertise it blatantly?

I'll try to work out a little system of payments (and refunds!, if needed).

(Here's a thread with some info on Cash App https://saafe.info/main/webcamming/best-payment-methods/ )
Title: Re: Deposits.
Post by: eliteone on 10 June 2019, 05:03:53 pm

If a client is picking up a gift card voucher from a gift card stand in a supermarket. For example an Amazon, Uber, apple ITunes, or even a mobile network top up voucher and sending an anonymous person (ourselves) the voucher code on the reverse.

There’s a lot of effort for the gift card providers to come down on singular people for this breach of T & C’s.

Paypal can close account and confiscate money. But for a £20 gift card I doubt it’s going to be looked into much. Who has the time for that? Certainly not these gift card companies.


I Thought so too until I dealt with vanilla giftcards. I'm still waiting on a £100 check (within a 30 day wait time) from them after they shut down my account before I could use it. Had to show receipts, proof of purchase, Passport, and bank statements proving my address.
Title: Re: Deposits.
Post by: K212 on 11 June 2019, 02:40:28 pm

I Thought so too until I dealt with vanilla giftcards. I'm still waiting on a £100 check (within a 30 day wait time) from them after they shut down my account before I could use it. Had to show receipts, proof of purchase, Passport, and bank statements proving my address.

Account for what company?
Title: Re: Deposits.
Post by: saltysweet on 11 June 2019, 05:44:24 pm
What about bumping your PG to £50 or £100 and there's your deposit done!

I had my PG at £40 and people were buying all 5 boring photos.
Obviously useless if your not on the infamous AW.
Title: Re: Deposits.
Post by: K212 on 11 June 2019, 05:50:20 pm
What about bumping your PG to £50 or £100 and there's your deposit done!

I had my PG at £40 and people were buying all 5 boring photos.
Obviously useless if your not on the infamous AW.


A lot of guys just browse AW and don’t have user accounts and don’t want AWORK on their bank statements. Plus I’m not sure I want that many credits haha but could be a good idea for some guys
Title: Re: Deposits.
Post by: saltysweet on 11 June 2019, 05:54:27 pm
K212, Very good point, absolutely true, exceptions both sides. I pay £200-£250 a month to AW so it would top up my credit nicely. I've been in the street and raised the fee on the AW app so a client can pay a deposit, then lowered it to my normal rate. Gets rid of jokers fast.
Title: Re: Deposits.
Post by: Mirror on 11 June 2019, 07:07:17 pm
K212, Very ood point, absolutely true, exceptions both sides. I pay £200-£250 a month to AW so it would top up my credit nicely. I've been in the street and raised the fee on the AW app so a client can pay a deposit, then lowered it to my normal rate. Gets rid of jokers fast.

However if one reported you.....copied and pasted email content.....although AW advise against paying deposits they explicitly stipulate credits must not be used to pay for Escort bookings.
Title: Re: Deposits.
Post by: saltysweet on 11 June 2019, 07:38:11 pm
That is important Mirror, I have this wierd thing about reading T&C for my credit cards, guarentees and such ???.  AW clearly explains their conditions. So all such arrangement are verbal as I never use AW email, booking system or leave phone text trail. ;) I'm a bit old school that way.
Title: Re: Deposits.
Post by: M.Y.A. on 16 June 2019, 12:16:44 am
there are paps for that u know

cash app
venmo

they are both anonymous
Title: Re: Deposits.
Post by: seraphine on 16 June 2019, 12:23:00 am
Here's a similar thread: https://saafe.info/main/questions-and-answers/how-to-receive-anonymous-deposits/
Title: Re: Deposits.
Post by: EvelynWho on 22 July 2019, 12:04:24 am
On the topic of deposits : if on your profile it states, “deposits non-refundable, bookings cancelled with less than 24 hours notice then it cannot be used to secure a different booking....”
Is it then my duty to return a deposit to someone who’s cancelled with 10hrs notice. ?
Unsure as to whether they’ve even read my profile bc most don’t seem to have recently, if ever tbh.
What do you do / advise doing in this situation?
Thanks
Title: Re: Deposits.
Post by: saltysweet on 22 July 2019, 12:11:36 am
No, I wouldn't personally refund if it's clearly explained on your profile.
Or what would be the point of creating a deposit system?
It's their responsibility to read it. I'd identify the T&C if they question it then end the communications.

I do online bookings on my personal websites and insert the T&C in big bold letters on the site and booking form. So there's no excuse.
Mine is non returnable full stop. Whether they cancel or no show.
If payment is via AW system I don't leave an email or text trail.

Title: Re: Deposits.
Post by: Mirror on 22 July 2019, 06:41:43 am
I clearly state the terms and conditions before they make the deposit. The whole idea for me is to prevent cancels and chopping and changing, also recompense for effort put in and other bookings declined.

I don't have a cancellation period, anyone paying a deposit knows this.
Title: Re: Deposits.
Post by: Mirror on 22 July 2019, 12:57:11 pm
The bank I use will no longer take deposits without the card, so bank transfer or Amazon until something else comes along.
Title: Re: Deposits.
Post by: EvelynWho on 22 July 2019, 01:11:03 pm
The bank I use will no longer take deposits without the card, so bank transfer or Amazon until something else comes along.

How secure and safe are bank transfers? :/ or does it depend who you bank with?
Title: Re: Deposits.
Post by: Mirror on 22 July 2019, 02:02:40 pm
How secure and safe are bank transfers? :/ or does it depend who you bank with?

What do you mean specifically?
Title: Re: Deposits.
Post by: K212 on 22 July 2019, 03:13:06 pm
I’ve found “Cash App” isn’t working recently so well for me. Anyone else?
I now accept A.m.a.z.o.n  E  vouchers
Title: Re: Deposits.
Post by: saltysweet on 22 July 2019, 03:26:41 pm
The old trusty -phone top up phone vouchers  ;D -I juggle about 4 phones now each month.
They can take a photo or send PIN via text or email.
Every Boots sells them so no excuse.
Title: Re: Deposits.
Post by: K212 on 22 July 2019, 03:47:47 pm
The old trusty -phone top up phone vouchers  ;D -I juggle about 4 phones now each month.
They can take a photo or send PIN via text or email.
Every Boots sells them so no excuse.

Unfortunately I have far too much phone top on both phones now haha. But they are one of the easiest. Although now I’ve found guys don’t really want to leave they’re sofa or desk to go to a store and purchase them in person. So Amazon e voucher purchased online has seemed a new first choice for a lot recently
Title: Re: Deposits.
Post by: EvelynWho on 23 September 2019, 07:28:41 pm
On the topic of deposits - didn’t want to make a whole new thread apologies -
If a client sends a deposit for a last minute booking and then arrives 15/20 minutes late. Meaning you are unable to see them (bc of other bookings or whatever reason).
Do you suggest returning the deposit ? Even though you could have accepted someone else’s enquiry and potentially not lost out on the rest of the fee ?

(FYI my profile is very clear about last minute bookings not being advisable. Deposit being nonrefundable. Etc). Xx
Title: Re: Deposits.
Post by: Mirror on 23 September 2019, 07:33:11 pm
On the topic of deposits - didn’t want to make a whole new thread apologies -
If a client sends a deposit for a last minute booking and then arrives 15/20 minutes late. Meaning you are unable to see them (bc of other bookings or whatever reason).
Do you suggest returning the deposit ? Even though you could have accepted someone else’s enquiry and potentially not lost out on the rest of the fee ?

(FYI my profile is very clear about last minute bookings not being advisable. Deposit being nonrefundable. Etc). Xx

I always stipulate the deposit is unrefunded if the payer makes signficant changes or cancels. What you need to say is that you are on a tight schedule, you'll fit them in but if they arrive late they may have to accept a reduced time or forfeit the deposit.

Make the terms absolutely clear.

In over 4 years of requiring deposits from new / non-regular punters I've received deposits from are not late - another benefit.
Title: Re: Deposits.
Post by: EvelynWho on 23 September 2019, 07:34:24 pm
I always stipulate the deposit is unrefunded if the payer makes signficant changes or cancels. What you need to say is that you are on a tight schedule, you'll fit them in but if they arrive late they may have to accept a reduced time or forfeit the deposit.

Make the terms absolutely clear.

Thankyou. I do make it clear as can be. That I can wait up to 5/10 minutes into time. Or I’ll be unable to see them. They arrive 15/20 minutes late and when I say I’m unable to fit them in they’re shocked. ::// xx
Title: Re: Deposits.
Post by: saltysweet on 23 September 2019, 07:42:10 pm
No. I wouldn't return deposit. I'd never suggest returning it either.
The deposit is to make sure they turn up as arranged. My website says it's not refundable.
I invite them to arrive 5 minutes earlier to get settled in.

My view is that's his time slot and I have a day to organise, if he's late that's his his business.

These guys can be oddly literal and misinterpret and if you write that you give them 10-15 minutes grace they may think it's ok to be late.
You may be better off removing that or encouraging prompt arrival?
Title: Re: Deposits.
Post by: EvelynWho on 23 September 2019, 07:43:47 pm
No. I wouldn't return deposit. I'd never suggest returning it either.
The deposit is to make sure they turn up as arranged. My website says it's not refundable.
I invite them to arrive 5 minutes earlier to get settled in.

My view is that's his time slot and I have a day to organise, if he's late that's his his business.

These guys can be oddly literal and misinterpret and if you write that you give them 10-15 minutes grace they may think it's ok to be late.

I thought I was giving them a nudge when I say 5/10 mins I can wait but after that I won’t be able to see them.
But you’re right if they’re responsibility to arrive on time.
These last minute bookings are always late. Idk why they bother. X
Title: Re: Deposits.
Post by: kate_x on 28 September 2019, 03:36:45 pm
I’ve taken deposits by online bank transfer before. Putting anything in the “account name” box has worked so I don’t have to tell them my real name however earlier in the year I heard that things are changing and now the name you put in there must match the name on the account!

I haven’t had any lately as I only request them for outcalls and haven’t had any of those for a long time so I don’t know if it’s already taken effect!
Title: Re: Deposits.
Post by: Curvyambyr on 07 November 2019, 04:55:16 pm
.
Title: Re: Deposits.
Post by: Mirror on 07 November 2019, 05:06:58 pm
Is this still the case? Trying to find a safe way to accept deposits

Yes the sender may see a warning, as far as I know they can however override this.
Title: Re: Deposits.
Post by: ChloeClouds on 07 November 2019, 07:48:13 pm
I take deposits by bank transfer and have never had to give a client my real name. I'm with Halifax. A client may think they need your real name but you can put literally anything in the name/reference box and it still works as long as the sort code and account number is correct.
Title: Re: Deposits.
Post by: EvelynWho on 07 November 2019, 07:59:44 pm
Is there absolutely nothing else they can do with that info other than pay into the account ?
Title: Re: Deposits.
Post by: leahhhhh on 09 November 2019, 12:42:42 am
I just had 50 removed from my account which was a deposit by a client, I didn't even know the bank could do that
Title: Re: Deposits.
Post by: Phoenix on 10 November 2019, 10:13:00 am
I just had 50 removed from my account which was a deposit by a client, I didn't even know the bank could do that

What explanation have you been given for this?
Title: Re: Deposits.
Post by: SWgirl on 10 November 2019, 10:52:37 am
I just had 50 removed from my account which was a deposit by a client, I didn't even know the bank could do that

From researching bank transfers yesterday the bank should have contacted you before removing the funds to see if it was a mistake or not. They can “freeze” the funds so it is not spent until contact is made though.

I’d contact Halifax.
Title: Re: Deposits.
Post by: K212 on 11 November 2019, 12:36:09 pm
I take deposits by bank transfer and have never had to give a client my real name. I'm with Halifax. A client may think they need your real name but you can put literally anything in the name/reference box and it still works as long as the sort code and account number is correct.

But on their bank statement surely it says account of on it?
Title: Re: Deposits.
Post by: Mirror on 11 November 2019, 02:21:53 pm
But on their bank statement surely it says account of on it?

I am pretty sure it says whatever they type into the box as the reference, if your name as recipientwas shared with their bank without you providing it would (IMHO) break data protection/confidentiality/discretion.
Title: Re: Deposits.
Post by: Altblkgirl on 22 December 2019, 01:15:24 am
Hi guys

This is a question/possible warning post for those of us who use bank transfers for deposits

I regularly use standard bank transfers for deposits etc with clients
I have a few names in my full name so I tend to use the middle two or my working name for deposits depending on the situation.

I recently got a notification from Barclays saying they will be starting a checking service when you transfer to a new person, and that you’ll be able to check :/ you will need to know the full name of the persons account or won’t be able to transfer !

Has anyone got the same notification from other banks ? As Barclays say other banks may start doing the same.

V xx
Title: Re: Deposits.
Post by: saltysweet on 22 December 2019, 02:59:52 pm
Yes, its been gradually brought in over the past year or so.

Some discussion on it in this or other threads.
Title: Re: Deposits.
Post by: Mirror on 22 December 2019, 06:51:11 pm
I've not had the warnings but I have looked into this a lot, including listening to an interview on a fairly serious factual BBC radio programme. That programme made it clear this is more about the banks, and that there'll be an override button even if the names aren't exact. A lot of people and businesses use online transfers so I think not having the override could cause a lot of hassle for the banks.

Anyway the radio programme definitely put the banking representative on the spot and dispelled much of the rumour and other articles I'd seen. If it happens it happens, but there's so many other things in place such at OTP codes I don't think getting the exact name is going to be an issue.
Title: Re: Deposits.
Post by: Nonyer on 30 December 2019, 12:00:51 am
I’ve taken deposits by online bank transfer before. Putting anything in the “account name” box has worked so I don’t have to tell them my real name however earlier in the year I heard that things are changing and now the name you put in there must match the name on the account!

Client recently fucked up the data entry and was required to enter the birth date along with full name which meant having to suspend that option on that occasion.  :FF
Title: Re: Deposits.
Post by: Nonyer on 30 December 2019, 12:02:48 am
I take deposits by bank transfer and have never had to give a client my real name. I'm with Halifax. A client may think they need your real name but you can put literally anything in the name/reference box and it still works as long as the sort code and account number is correct.

Maybe it depends on the bank but you can't do this with them all. Client just had his account suspended when he wasn't able to enter the first AND the last name. The surname was actually correct but insufficient.
Title: Re: Deposits.
Post by: Gracious on 30 December 2019, 01:20:52 am
Hi guys

This is a question/possible warning post for those of us who use bank transfers for deposits

I regularly use standard bank transfers for deposits etc with clients
I have a few names in my full name so I tend to use the middle two or my working name for deposits depending on the situation.

I recently got a notification from Barclays saying they will be starting a checking service when you transfer to a new person, and that you’ll be able to check :/ you will need to know the full name of the persons account or won’t be able to transfer !

Has anyone got the same notification from other banks ? As Barclays say other banks may start doing the same.

V xx

Im with Barclays and got the same notification. Im looking at it right now (I screen shotted it) and it says word for word:

Coming soon - we're going to help you check who you're paying
When you pay someone new, you'll be able to check the name on THEIR account to help make sure you're paying the right person - you'll need to use the full account name. If someone makes a new payment to you, their bank may do the same. For more info, search 'Barclays - confirmation of Payee'


Very very worrying
Title: Re: Deposits.
Post by: TantricTease on 30 December 2019, 01:21:28 am
I am with the Royal Bank of Scotland and I have one client who transfers by bank and he puts my name as ‘Golf’ and it goes through, however he has only done this 3 times and so I don’t know if I’ll keep letting him transfer by cash because I had lost my phone and on it I had the RBoS app and without it then I was having to check by telephoning the bank for a balance, this had its own issues because when I called them for a balance then they only gave me it once and said the reason being was because I had the app, I explained that I had lost my phone and this is why I was calling them, I ended up having to go to an ATM machine to check that I had been paid, it’s not a good feeling at all and I cannot relax without knowing if I’ve been paid.

Clients asking to transfer our payments is on the rise and personally I’m getting sick of it, I have lost count of the number of guys who were happy to book me until I said that they couldn’t transfer cash to me, it makes me think that they were going to scam me somehow, I also think they just want your real name, in their mind then they maybe think that all banks want the name of the account whose the cash is going into and so they think if they pay us by this way then they’ll get our names, I don’t see the point of us using fake names only to be found out when we give them our bank details, it’s like another form of them wanting to be in control.

Also, I cannot believe the palaver that goes with me simply wanting the available balance of my account, everywhere is I.D mad now! You even need to prove who you are to get a library card! It’s madness! *Sorry to go off topic*
Title: Re: Deposits.
Post by: Phoenix on 30 December 2019, 09:35:46 am
So for example, I ask a client to put the date in the name section (which I do) and when he does, his Bank tells him my real name instead and asks him to confirm? I am with Halifax and accept transfers this way several times a week. So far, no client has mentioned anything to me, but it is nerve wracking. I keep thinking to ask one of them, but lose my nerve!
If they said yes, I would not be able to see them..
I know it's daft..  :-[
Title: Re: Deposits.
Post by: Mirror on 30 December 2019, 10:01:35 am
So for example, I ask a client to put the date in the name section (which I do) and when he does, his Bank tells him my real name instead and asks him to confirm? I am with Halifax and accept transfers this way several times a week. So far, no client has mentioned anything to me, but it is nerve wracking. I keep thinking to ask one of them, but lose my nerve!
If they said yes, I would not be able to see them..
I know it's daft..  :-[

Not at the moment and I don't think the bank are allowed to tell anyone the name on the account.
Title: Re: Deposits.
Post by: Mirror on 30 December 2019, 06:36:02 pm
This might help a few people Google "radio 4 money box banks fraud protection check" listen to the first five minutes or so.

Sounds much like the porn laws, not clear, not workable.

Plus we all want security of our own details.
Title: Re: Deposits.
Post by: Gracious on 07 January 2020, 02:08:24 am
Also came across this website also which you guys should check out

https://www.choose.co.uk/news/2019/bank-transfer-confirmation-of-payee-delayed/
Title: Re: Deposits.
Post by: Gracious on 07 January 2020, 02:14:44 am
This might help a few people Google "radio 4 money box banks fraud protection check" listen to the first five minutes or so.

I’m listening to it rn lol. The link in my earlier post is basically an updated version of your post ( & you have to have a BBC account in order to listen to it)
Title: Re: Deposits.
Post by: Nonyer on 07 January 2020, 11:37:01 am
I use a business account solely for deposits. That way they get the business name not my personal name. Problem solved.
Title: Re: Deposits.
Post by: Mirror on 07 January 2020, 12:34:26 pm
There's an article on Moneywise dated 2018 which says it'll be check and alert, which matches with an interview I heard in 2019 in which stated there'll be an override.

I may look into a business account however I'm of the ilk of not creating an imaginary cover business, and have an idea some banks may not want to cooperate with sex work - but who knows? I have told at least one bank advisor the nature of my business, the couldn't find a category on their system so left it in a coverall type business.
Title: Re: Deposits.
Post by: SamLilly on 15 February 2020, 12:28:10 pm
I've just had one who messaged for a meet an hour away. Asked for bareback at extra (duh no) asked if I had any outfits. All set. Log on and he deletes his profile.

Fuming as I've just turned someone else down. Time to update my Q&A to 1st time meetings on booking form only. Thats 5 in a week.
Title: Re: Deposits.
Post by: SWgirl on 15 February 2020, 12:42:14 pm
I've just had one who messaged for a meet an hour away. Asked for bareback at extra (duh no) asked if I had any outfits. All set. Log on and he deletes his profile.

Fuming as I've just turned someone else down. Time to update my Q&A to 1st time meetings on booking form only. Thats 5 in a week.

Don’t ever get ready for someone until you get a deposit. That’s what I’ve learned.
Title: Re: Deposits.
Post by: SamLilly on 15 February 2020, 12:44:44 pm
Ok total newbie question how do you receive a deposit from them. I'm not over keen on sharing my bank details. Is there a better way to do it? Another paypal account etc?
Title: Re: Deposits.
Post by: SWgirl on 15 February 2020, 12:58:29 pm
Ok total newbie question how do you receive a deposit from them. I'm not over keen on sharing my bank details. Is there a better way to do it? Another paypal account etc?

Yea don’t do personal banking as you have to disclose your real name. You can do vouchers online like amazon for example or a business bank account. Don’t use PayPal (in my experience) they can reverse the charge far too easily in my opinion.
Title: Re: Deposits.
Post by: Mirror on 15 February 2020, 01:04:55 pm
Yea don’t do personal banking as you have to disclose your real name. You can do vouchers online like amazon for example or a business bank account. Don’t use PayPal (in my experience) they can reverse the charge far too easily in my opinion.

Personal bank accounts can received funds without disclosing the account name, I have received a couple this week and have done so for the past 5+ years. I know there are new regulations coming in, however the transfer can still proceed at the senders risk without the name(just as it does so now).
Title: Re: Deposits.
Post by: SWgirl on 15 February 2020, 02:06:01 pm
Personal bank accounts can received funds without disclosing the account name, I have received a couple this week and have done so for the past 5+ years. I know there are new regulations coming in, however the transfer can still proceed at the senders risk without the name(just as it does so now).

I’ve heard of the new laws coming in that’s why I had said not to go down that route and look at others. The last thing you need is it being rejected and left in a pinch sorting something last minute.
Title: Re: Deposits.
Post by: Nadya on 15 February 2020, 04:08:28 pm
Get another paypal for your business under your business account.  If you don't have a business account yet, you can still receive the money but you can't upload it to the same bank account as your personal one but....you CAN transfer it!

HTH

N
x
Title: Re: Deposits.
Post by: Mirror on 15 February 2020, 04:34:50 pm
I’ve heard of the new laws coming in that’s why I had said not to go down that route and look at others. The last thing you need is it being rejected and left in a pinch sorting something last minute.

I've researched quite a bit the proposals  being brought in don't reject the payment, they recommend the sender checks the details and is sure they are correct before going ahead. I've already changed the wording on the bank details template I send, advising of this.

Title: Re: Deposits.
Post by: ChloeClouds on 15 February 2020, 05:41:59 pm
Has anyone used the "Pay a Contact" service otherwise known as "PayM" that pretty much all of the major UK banks are connected too? All you have to do is register it and apparently all the payer would need is your mobile number which you can connect to your bank account. I've checked my Halifax account and it does give you the option of adding two mobile numbers aswell (civvy and work phone)

This is what my Halifax app says  -

"Start receiving payments today using just your mobile phone number. It couldn't be simpler and only takes a few minutes to register.

Pay a Contact is part of Paym, a wider service which enables payments using a mobile number to be sent to other participating banks and building societies. Payments can be made through Internet and Mobile Banking.

Payments can be arranged quickly and securely, with money being transferred directly between bank accounts. All you need to do is to link your mobile phone number with your account and that’s it."



And this is what the PayM website states -

"You can send a payment using the banking app or online banking of any participating bank or building society.

Just log in as usual, select a contact or enter a recipient’s mobile number and press send*. The exact way this process works depends on your banking app – click your bank or building society’s logo on this page for more detailed instructions."


Would be interested in finding out if anyone has had any success receiving payment transfers this way!
Title: Re: Deposits.
Post by: Phoenix on 16 February 2020, 09:23:17 am
Yes, I used this in the past. I stopped abruptly when a client informed me that Halifax (my bank) asked him to confirm my real account name and told him what it was! :FF I mean, what was the point then?  >:(
This was years ago - long before the extra checks were being introduced by the way..

I never used it again and now send my bank details and ask them to write the date in the name section.

As far as I know, the clients I have asked know only this Information, nothing else.

I do worry that it depends on the individual's bank and some clients will be informed of my name..  :-\
Title: Re: Deposits.
Post by: Mirror on 16 February 2020, 09:45:39 am
Yes, I used this in the past. I stopped abruptly when a client informed me that Halifax (my bank) asked him to confirm my real account name and told him what it was! :FF I mean, what was the point then?  >:(
This was years ago - long before the extra checks were being introduced by the way..

I never used it again and now send my bank details and ask them to write the date in the name section.

As far as I know, the clients I have asked know only this Information, nothing else.

I do worry that it depends on the individual's bank and some clients will be informed of my name..  :-\

I use that bank and in the last 5+ years no one has ever been pressed for the name/as far as I know given it apart from one person at the counter paying directly into my account which cannot be done any more.

Of course some might have been told and they simply haven't mentioned it.

I receive and continue to receive umpteen transfers without the account name.

When the new regs come in however if the person has a partial name,  some banks say they may (and you can opt out of this) share the correct name.

Title: Re: Deposits.
Post by: Cat_BBW on 16 February 2020, 12:18:42 pm
Get another paypal for your business under your business account.  If you don't have a business account yet, you can still receive the money but you can't upload it to the same bank account as your personal one but....you CAN transfer it!

HTH

N
x

Guys can do chargebacks (up to 3 or 6 months) and PayPal will shut you down and keep your money if they think you're getting payments for an adult transaction.
Title: Re: Deposits.
Post by: Nadya on 17 February 2020, 01:13:55 pm
Guys can do chargebacks (up to 3 or 6 months) and PayPal will shut you down and keep your money if they think you're getting payments for an adult transaction.

How would paypal know unless it is being done very frequently?  I am talking about a short term interim situation and what is the bigger risk?  Them knowing your bank account number? Or them 'possibly' charging back the money months later?

Let's not get paranoid, don't save up £100s of pounds in your PP account, that would save the worry of them halting your money.  I transferred the money out of my work email to my verified personal one as a 'sale' I lost a couple of pounds on it, but it is worth it for my peace of mind.  My work paypal account is now empty, what is there to charge back? There is no card on the account.

Title: Re: Deposits.
Post by: Nora batty on 17 February 2020, 03:58:26 pm
..
Title: Re: Deposits.
Post by: Nadya on 18 February 2020, 07:09:08 pm
Ok, I googled card reader and it is what I thought it was, but doesn't one need a business account to use one?
If someone has not yet set up their business account that is not much of a help. Does having a card reader help with deposits?

Ok and with the tickbox via paypal thing, wouldn't that happen when they send the payment, in which case, will the payment be sent at all?  I honestly have no history of clients asking for money back, I only had one person send me money through paypal and lots of people who offer to without cash usually want to do a bank transfer.
Title: Re: Deposits.
Post by: Kay on 19 February 2020, 06:57:25 pm
I've just had this re. my NatWest business account:

Last November we let you know all major banks had signed up to a new industry code, Confirmation of Payee (CoP).

CoP is an account name checking service that will check if the payment details entered for a person or business match the details their bank holds.

These new rules are coming into effect now and while all UK banks will be introducing Confirmation of Payee, they may launch this service at different times. So it’s important that you take some steps now to make sure future payments aren’t delayed.

What do I need to do? 

Receiving payments 

When receiving any single UK Faster Payment and CHAPS sterling payments:

•   If you’re asking someone to pay you, make sure they’re aware of the correct name to use i.e. your exact account name, which may be different from your trading name. 

•   Make sure any parts of your business that deal with payment-related customer queries are aware of CoP and can provide the correct details to payment originators.

 

Making payments

When making any single UK Faster Payment and CHAPS sterling payments: 

•   If you’re creating a new payee or amending one in Online Banking or Bankline, it’s important to make sure you have the correct name of the account you’re making the payment to.

 •   Review any payee details you have stored in Online Banking or Bankline to ensure that the details you already have are correct. You should pay particular attention to those where you make payments to a payee infrequently or haven’t made a payment for a while.

 •   You’ll also need to specify whether the payment is being sent to a personal or business account.
Title: Re: Deposits.
Post by: Mirror on 19 February 2020, 09:51:10 pm
I've just had this re. my NatWest business account:

Last November we let you know all major banks had signed up to a new industry code, Confirmation of Payee (CoP).

CoP is an account name checking service that will check if the payment details entered for a person or business match the details their bank holds.

These new rules are coming into effect now and while all UK banks will be introducing Confirmation of Payee, they may launch this service at different times. So it’s important that you take some steps now to make sure future payments aren’t delayed.

What do I need to do? 

Receiving payments 

When receiving any single UK Faster Payment and CHAPS sterling payments:

•   If you’re asking someone to pay you, make sure they’re aware of the correct name to use i.e. your exact account name, which may be different from your trading name. 

•   Make sure any parts of your business that deal with payment-related customer queries are aware of CoP and can provide the correct details to payment originators.

 

Making payments

When making any single UK Faster Payment and CHAPS sterling payments: 

•   If you’re creating a new payee or amending one in Online Banking or Bankline, it’s important to make sure you have the correct name of the account you’re making the payment to.

 •   Review any payee details you have stored in Online Banking or Bankline to ensure that the details you already have are correct. You should pay particular attention to those where you make payments to a payee infrequently or haven’t made a payment for a while.

 •   You’ll also need to specify whether the payment is being sent to a personal or business account.


I have just been to the Natwest 'Questions about Confirmation of Payee' page available online, the Question "Can Cop stop a payment being made?" has this answer;

"No, you will have to decide whether to proceed with the payment once you have read the confirmation of payee response.  If you decide to continue with the payment where you are advised to check with the recipient, and decide to proceed without checking, we may not be able to recover the money you send if it goes to an unintended recipient."

Which supports what I've seen elsewhere being the payment can go through without the account name.
Title: Re: Deposits.
Post by: Mirror on 19 February 2020, 09:57:40 pm
Also from the Barclays website (and I'd heard of the opt out) ;

How do I opt out of Confirmation of Payee?
You can’t opt out of Confirmation of Payee (CoP) when you’re making a payment to someone else. You can, however, request to opt out of your details being checked when other people try to pay you.

CoP is being introduced to improve payments between UK banks and reduce instances of fraud as well as payments going to the wrong account. To be effective, it’s essential that everyone can receive a CoP response when they make a payment. If you opt out of CoP, when a person or business tries to pay you they’ll get a message that your details can’t be checked.


So you can actually opt out of your details being checked.
Title: Re: Deposits.
Post by: Mirror on 19 February 2020, 10:02:08 pm
And from another bank website ;

That name does`n’t match that account number

The name you’ve entered is significantly different to the actual name on the account. You can go ahead anyway if you wish, but it’s best to contact your payee to confirm the correct account name and details.

We can’t check these details

Your payee’s account doesn’t let us confirm their details. This might happen if their bank isn’t set up for CoP account name checks, or it’s a type of account that can’t be checked at all. You can go ahead anyway if you wish, but it’s best to go back and check to make sure.
Title: Re: Deposits.
Post by: peaches_xx on 11 March 2020, 12:50:21 am
RE depositing cash into your bank, since the start of April my bank has stopped over the counter cash deposits. I tried to put money in for my nephew and was told this can no longer be done, it has to be done online or by transferring from my account to his.
Oh yeah they did this to me too, just use the machine or don't say it's not you (not possible in this case though I know) Of course if they ask you would be honest but if they don't ask you've done nothing illegal because it's a deposit, not a withdrawal.
Title: Re: Deposits.
Post by: GreenandGrey on 11 March 2020, 10:23:26 pm
Hi Everyone,

How much do you charge for car travel per mile? If travelling by train, do you add a time component as well as the ticket price? If so how much?

How much deposit do you take? What is your policy on returning the deposit if they cancel? Eg do you keep it if they give less than 24 hours' notice?

Also the only frictionless way of taking deposits without revealing my real name seems to be with Amazon vouchers. However I really want to avoid giving any more money to Jeff Bezos! Are there any other e-vouchers that are widely accepted?
Title: Re: Deposits.
Post by: peaches_xx on 12 March 2020, 01:07:49 pm
Hi Everyone,

How much do you charge for car travel per mile? If travelling by train, do you add a time component as well as the ticket price? If so how much?

Too complicated, just set a catchment area. As for deposit trying to get clients to agree to that is too much hassle, i just make them book me an uber which is hassle in itself but at least you know they're likely to be there if they paid for the cab.
Title: Re: Deposits.
Post by: peaches_xx on 12 March 2020, 01:10:28 pm
It's not foolproof but get the client to confirm the morning of your booking. I get all my clients to confirm by 10am the day of the booking. If they don't, I don't leave the house. *Touch wood*, I've never had a gentleman confirm and not turn up, either at the flat or on an outcall.

Welcome to the forum btw. :)
Yes this is effective, timewasters usually call you on the spur of the moment, and then forget about it, those who follow through with a later confirmation are likely to turn up
Title: Re: Deposits.
Post by: Nadya on 14 March 2020, 11:36:43 am
Hi Everyone,

How much do you charge for car travel per mile? If travelling by train, do you add a time component as well as the ticket price? If so how much?

How much deposit do you take? What is your policy on returning the deposit if they cancel? Eg do you keep it if they give less than 24 hours' notice?

Also the only frictionless way of taking deposits without revealing my real name seems to be with Amazon vouchers. However I really want to avoid giving any more money to Jeff Bezos! Are there any other e-vouchers that are widely accepted?

I have a booking minimum if they live far, rather than asking for travel cost.  I certainly won't travel over 45mins for just an hour booking.  Most are happy to pay for a 2hr booking though so that is ok.  Only if it is outside of London will I ask for a deposit, but I haven't had any distance bookings yet.
Title: Re: Deposits.
Post by: Mirror on 14 March 2020, 11:48:38 am
Hi Everyone,

How much do you charge for car travel per mile? If travelling by train, do you add a time component as well as the ticket price? If so how much?

How much deposit do you take? What is your policy on returning the deposit if they cancel? Eg do you keep it if they give less than 24 hours' notice?

Also the only frictionless way of taking deposits without revealing my real name seems to be with Amazon vouchers. However I really want to avoid giving any more money to Jeff Bezos! Are there any other e-vouchers that are widely accepted?

I don't charge per mile partly because that may not be representative of the time required for the travel, I apply extra based on drive time.

Deposits I take on a non-refundable basis, and usually do not transfer to a different date. If I cancel I refund or transfer but not if the client has breached one of my basic terms and conditions. For example if they are under the influence of drugs or alcohol I may walk and I tell them this when I accept the booking.
Title: Re: Deposits.
Post by: Phoenix on 14 March 2020, 05:42:59 pm
I have a booking minimum if they live far, rather than asking for travel cost.  I certainly won't travel over 45mins for just an hour booking.  Most are happy to pay for a 2hr booking though so that is ok.  Only if it is outside of London will I ask for a deposit, but I haven't had any distance bookings yet.

I am super cautious about 'committing' to a 2hr booking with an unknown client. Infact, depending on how old or young they sound, I usually limit it to the 1hr (to generalise, anyone under 35 may expect 120 minutes of sex-stuff or be under the influence, whereas old folk like me usually like a brew and a chat  8))

Are you always happy to stay the full duration Nadya?

I only do outcalls, so I have no alternative to offer them and am happy to drive for an hour to stay for an hour, or even 45 minutes..(less pressure and expectation) :)

Deposits or proof of address are necessary, but again I can be abit ageist - an old timer in his late 70's may struggle with supplying things over the Internet and may be infirm.

Intuition works instead in this case  :)
Title: Re: Deposits.
Post by: Nadya on 17 March 2020, 10:34:01 am
I am super cautious about 'committing' to a 2hr booking with an unknown client. Infact, depending on how old or young they sound, I usually limit it to the 1hr (to generalise, anyone under 35 may expect 120 minutes of sex-stuff or be under the influence, whereas old folk like me usually like a brew and a chat  8))

Are you always happy to stay the full duration Nadya?

I only do outcalls, so I have no alternative to offer them and am happy to drive for an hour to stay for an hour, or even 45 minutes..(less pressure and expectation) :)

Deposits or proof of address are necessary, but again I can be abit ageist - an old timer in his late 70's may struggle with supplying things over the Internet and may be infirm.

Intuition works instead in this case  :)

I rarely have one of those monster f*ckers who want to spend 120 constantly shagging, thank goodness.  My clients tend to be older and love a good GFE so there is often plenty of preamble getting to know you and a good drink.  Two hours goes by much quicker when you have a Vodka in your hand whilst they are telling you about their day.  Also many  are not able to keep an erection for long so lots of build up, lots of cool down and the actual physical stuff is a fairly short time. 

I spent some time watching a film with one older man.  If someone wants a shorter time, I always advise them to look for someone closer to them, if they want me, they can come to me and get a room or they need to book me for longer, that is the only choice I give them. 
Title: Re: Deposits.
Post by: SHANNON2015 on 19 March 2020, 10:54:14 pm
So for the past 2 years I have asked for a £20 £50 deposit depending how far the job is , most seem happy to pay by bank transfer , a few things I have come access is if they can’t pay a deposit and are staying in a hotel get the room number and there full name and call the room but I did come unstuck with this last week all checked out I drove to the hotel and he never answered the door I should of asked for photo ID ,
another example is I have asked for a deposit they say they can’t then I ask them to text there Address then ask for a photo of there front door but it has to be open with the door number showing and then photo ID and they have obliged
Hope this helps
Title: Re: Deposits.
Post by: EvelynWho on 18 May 2020, 09:10:41 pm
Not sure how relevant / whatever it is but I’ve just paid someone from a lloyds account to their hsbc account. I know there’s was hsbc bc it said they were checking with hsbc regarding the details attached to that account.
And I had put the person initials in as their name, it then came up in huge capitals with their full name saying “that account belongs to A**** L**** K******** is that the account you want to pay blah blah “

So... be careful x
Title: Re: Deposits.
Post by: Mirror on 18 May 2020, 09:52:08 pm
Not sure how relevant / whatever it is but I’ve just paid someone from a lloyds account to their hsbc account. I know there’s was hsbc bc it said they were checking with hsbc regarding the details attached to that account.
And I had put the person initials in as their name, it then came up in huge capitals with their full name saying “that account belongs to A**** L**** K******** is that the account you want to pay blah blah “

So... be careful x

Yes if you use part of the name some banks will fill in gaps, some offer an opt out so details are not revealed.
Title: Re: Deposits.
Post by: peaches_xx on 19 May 2020, 01:19:46 am
Any escorts here who asks for deposits/cab paid in advance tired of this stupid excuse? Is asking for deposit/cab paid in advance for outcall common? I started because time wasters who stopped answering their phone or gave me a fake address were a regular occurrence.
Title: Re: Deposits.
Post by: peaches_xx on 19 May 2020, 01:48:55 am
You can make them book your cab with Addison Lee because they don't need an account to pay for it online. Always make sure it's been paid for with card before you get in though because they have a cash on arrival option that the client may secretly select.
Title: Re: Deposits.
Post by: Missyblue on 19 May 2020, 08:48:14 am
I think most escorts ask for deposits before any outcall at least to cover transportation.
Title: Re: Deposits.
Post by: amy on 03 June 2020, 11:27:07 am
Yes if you use part of the name some banks will fill in gaps, some offer an opt out so details are not revealed.

I wasn't sure the best thread to post this in as it doesn't really affect me, but according to the latest MSE newsletter the Confirmation of Payee system is being brought in pretty much wholesale, and soon.

Quote
The six major banking groups – Barclays, HSBC (including First Direct), Lloyds (including Halifax and Bank of Scotland), Nationwide, RBS (including NatWest and Ulster) and Santander – technically have until Tuesday 30 June to implement it for Faster Payments and Chaps payments under Payment Systems Regulator rules. However, the deadline may be moved due to banks having to work through the financial fallout of the coronavirus crisis.

This means that nobody will be able to type in any name other than that on the account for a payment to be made - from what I can see if there's a small error that could be a typo then the account name is shown, and if it's completely different then the payment just gets turned down. Which will be a pain for anybody using it  :-\
Title: Re: Deposits.
Post by: Lady Frog on 03 June 2020, 05:06:40 pm
Oh no. I didn't know they were even planning to do that, let alone so soon. For outcalls I always ask for return travel costs up front by bank transfer, and the booking fee payable in cash when I arrive. So this will be a problem!

I got sin binned by Cash app for not putting my real name in, so that's out.
I try to boycott amazon because I think they (jeff bezos) are a disgraceful company, so prefer not request vouchers.

Might be time to look into getting a business bank account. Unless I'm mistaken you can put whatever name you like on the account and give that for transfers? Or maybe not whatever you like but a name associated with your business? Does anybody use a business account for deposits - how does it work for you?
Title: Re: Deposits.
Post by: Vintage Miss on 09 June 2020, 09:25:00 am
Oh no. I didn't know they were even planning to do that, let alone so soon. For outcalls I always ask for return travel costs up front by bank transfer, and the booking fee payable in cash when I arrive. So this will be a problem!

I got sin binned by Cash app for not putting my real name in, so that's out.
I try to boycott amazon because I think they (jeff bezos) are a disgraceful company, so prefer not request vouchers.

Might be time to look into getting a business bank account. Unless I'm mistaken you can put whatever name you like on the account and give that for transfers? Or maybe not whatever you like but a name associated with your business? Does anybody use a business account for deposits - how does it work for you?

Yes I need to look in to this. I've just started back and weirdly my client last night was able to send a deposit without my name but two today for later in the week were not able to without the name. So I guess business account is the only other option but I'll have to weigh up the cost of paying for that versus any losses to my time for non payers who don't show extra. Gah. Same, I don't like to use Amazon who make anyone else have to use it to be able to see me.
Title: Re: Deposits.
Post by: Mirror on 09 June 2020, 10:17:38 am
Yes I need to look in to this. I've just started back and weirdly my client last night was able to send a deposit without my name but two today for later in the week were not able to without the name. So I guess business account is the only other option but I'll have to weigh up the cost of paying for that versus any losses to my time for non payers who don't show extra. Gah. Same, I don't like to use Amazon who make anyone else have to use it to be able to see me.

Interestingly someone who a couple of weeks ago told me the transfer wouldn't go through without my name and ended up sending Amazon, did actually 'try again' with same details and put a payment through quickly without any problems this week.

This was for a webcam booking so I suspect because he'd already 'seen me', he then trusted me enough to override the 'scam' warning - whatever he was able to suddenly send the money. Another couple of new clients wanting short notice telephone/camming bookings did the same. I know the quoted deadline is end of this month, but I have a good idea this is already in place for most banks and has been for a while. Also someone who has sent money in the past but not for a full year had to set up a new transfer for a future booking, sent a tester small amount once again just using the instructions I send. All absolutely fine.

Let's see what happens if anything changes after June 30th.
Title: Re: Deposits.
Post by: Vintage Miss on 09 June 2020, 07:14:09 pm
Interestingly someone who a couple of weeks ago told me the transfer wouldn't go through without my name and ended up sending Amazon, did actually 'try again' with same details and put a payment through quickly without any problems this week.

This was for a webcam booking so I suspect because he'd already 'seen me', he then trusted me enough to override the 'scam' warning - whatever he was able to suddenly send the money. Another couple of new clients wanting short notice telephone/camming bookings did the same. I know the quoted deadline is end of this month, but I have a good idea this is already in place for most banks and has been for a while. Also someone who has sent money in the past but not for a full year had to set up a new transfer for a future booking, sent a tester small amount once again just using the instructions I send. All absolutely fine.

Let's see what happens if anything changes after June 30th.

Oh that is interesting, I think its also because its hard to ask for deposits because guys weird out about it sometimes if there are stumbling blocks I tend to either just not take the booking if its high risk or if not too high risk just be like 'bugger it I'll risk it'. I didn't realize about the change in policy, I'll try again and tell them to leave the name blank? And see what happens.
Title: Re: Deposits.
Post by: Mirror on 09 June 2020, 07:39:45 pm
Oh that is interesting, I think its also because its hard to ask for deposits because guys weird out about it sometimes if there are stumbling blocks I tend to either just not take the booking if its high risk or if not too high risk just be like 'bugger it I'll risk it'. I didn't realize about the change in policy, I'll try again and tell them to leave the name blank? And see what happens.

I give a suggested name because I think the box has to be filled, I explain that they may see a message advising the account name doesn't match and that they may be asked to indicate whether it's a business or personal account.
Title: Re: Deposits.
Post by: Phoenix on 10 June 2020, 08:48:23 am
The most worrying thing about this is the real risk of the Client's bank advising them of the correct name of the account instead?
I have heard this also in the media.
Some banks are rejecting the wrong name, but some are also informing of the correct one at the same time.

For me, it means the end of Bank transfers completely.

Even using the Pay A Contact system is useless - your initial and surname is revealed.
I de-registered my work number from this system, added my own private number instead.. and a Client was still able to use my work number to pay money in to my account (without my asking) therefore revealing my details.  :(

It's Amazon or gut instinct for me from now on.
 A real pain for Clients stuck at home wanting an easy little outcall.. without a trip to a 'socially distancing' hole in the wall queue in the pouring rain  :-\
Title: Re: Deposits.
Post by: billieq on 17 July 2020, 08:29:31 am
Hi everyone!
I've worked abroad with agencies but I'm new to being independent in the UK (London). Outcalls only
I understand a lot of people on AW will only take a booking if there's a deposit. From doing some reading it looks like bank transfers aren't always safe and Paypal don't allow it. It looks like Amazon vouchers is an easy way to do it because they can text a voucher. Do you take the cost of the deposit away from the booking? I'm just confused because usually a deposit is returnable! Sorry if this is a really stupid question!

Also when I was agency, the client either paid an extra 20 roughly for our travel and we booked our Uber, but usually client booked an Uber for us, and then texted us the screenshot of the booking so we could see the type of car etc and then go out and meet it. I'm thinking of insisting clients do it this way and then perhaps there would be no need for a deposit as such because they've sort of already committed by paying for uber? Altho they could still cancel it I guess.
Sorry for rambling - I have no idea if the Uber thing is normal for independents/whats normal with deposits or if there's any obvious problems with it that I'm missing.
Thank you all x x
Title: Re: Deposits.
Post by: Phoenix on 17 July 2020, 09:24:30 am
I can't advise about travel deposits as I drive myself to bookings.
I accept Amazon deposits/phone topup vouchers or paysafecard vouchers (though nobody has ever heard of these and the shop owner/assistants haven't a clue how to process them either  :-\)
Yes, a deposit is taken off the cash balance when I arrive and no, they are not returnable or even transferable unless I am the one who decides not to go (when they become a dickhead with further demands etc)

I have recently accepted a bank transfer without giving any name. The client just wrote the date in word form and had no issues.
I don't like doing this, but would use this again for any deposit over £50 or full fee advance payments.

For my outcalls, I either accept bank transfers sometimes or the client will simply not bother going out to get the cash and I loose the work.
Especially now that they are back in hotels again and can't be bothered have no idea where the nearest cash machine is.
Title: Re: Deposits.
Post by: Mirror on 17 July 2020, 09:26:41 am
I can't advise about travel deposits as I drive myself to bookings.
I accept Amazon deposits/phone topup vouchers or paysafecard vouchers (though nobody has ever heard of these and the shop owner/assistants haven't a clue how to process them either  :-\)
Yes, a deposit is taken off the cash balance when I arrive and no, they are not returnable or even transferable unless I am the one who decides not to go (when they become a dickhead with further demands etc)

I have recently accepted a bank transfer without giving any name. The client just wrote the date in word form and had no issues.
I don't like doing this, but would use this again for any deposit over £50 or full fee advance payments.

For my outcalls, I either accept bank transfers sometimes or the client will simply not bother going out to get the cash and I loose the work.
Especially now that they are back in hotels again and can't be bothered have no idea where the nearest cash machine is.

Yes I am still receiving deposits by bank transfer with client typing in words which are not my account name, I also test this myself when making payments to friends, paying bills and for other services - try various random entries to see how the override and COP deals with it.
Title: Re: Deposits.
Post by: Regina George on 21 July 2020, 05:43:13 pm
Hi ladies,

So I'm reading through the last couple of pages of this thread, not sure if anyone's mentioned this but Love2Shop highstreet vouchers? I used to work in retail (clothes shop) and these were popular around Christmas time. Customers used to come in with paper vouchers. These vouchers are available to spend in many big stores such as Argos, Asda, Sainsbury's, B&Q, Halfords, M&S, Curry's PC World, Morrisons, River Island and many more. I've just done a bit of snooping on their website and they also do e-vouchers up to the value of £100. The client would just need to enter a name and your email address and the voucher will just be sent to your email. Just thought I'd mention as this could be very helpful for many of us requesting deposits without the hassle of going through your bank. Also good for food shopping.

Here's the link if anyone would like to look into it:
https://www.highstreetvouchers.com/e-gift-cards/love2shop-e-gift-card
Title: Re: Deposits.
Post by: Miffy on 21 July 2020, 09:26:17 pm
Due to time-wasters and people cancelling at the last minute, I’ve started insisting on deposits of 10% which must be paid in order to secure a booking. I did think about Amazon vouchers and bank transfers, but settled on John Lewis/Waitrose e-gift card as food shopping is my main expense at the moment.

Most have been really understanding of this, and some have offered, and paid a bigger deposit. I’ve even had a few men who booked before I introduced deposits contact me to pay a deposit. Lovely men.

I think an e-gift card is great alternative to cash as it can be emailed to any email address, and no personal details entered. You can then download it to your mobile device. I stocked up at Waitrose today and my cupboards are bursting. Brilliant!
Title: Re: Deposits.
Post by: Miffy on 21 July 2020, 10:09:42 pm
Also wanted to add that a client underpaid me, and paid the outstanding balance via bank transfer. I did not give him the account name, just the sort code and account number. The lack of name was not an issue, and payment went through without any problems.
Title: Re: Deposits.
Post by: Phoenix on 22 July 2020, 07:31:10 am
Hi ladettes,

So I'm reading through the last couple of pages of this thread, not sure if anyone's mentioned this but Love2Shop highstreet vouchers? I used to work in retail (clothes shop) and these were popular around Christmas time. Customers used to come in with paper vouchers. These vouchers are available to spend in many big stores such as Argos, Asda, Sainsbury's, B&Q, Halfords, M&S, Curry's PC World, Morrisons, River Island and many more. I've just done a bit of snooping on their website and they also do e-vouchers up to the value of £100. The client would just need to enter a name and your email address and the voucher will just be sent to your email. Just thought I'd mention as this could be very helpful for many of us requesting deposits without the hassle of going through your bank. Also good for food shopping.

Here's the link if anyone would like to look into it:
https://www.highstreetvouchers.com/e-gift-cards/love2shop-e-gift-card

This is very interesting to me, thanks very much  :)

I notice a disclaimer on the site warning that receipt could take up to 48 hours.
 Have you found this has ever happened or is it generally immediate?

Amazon are pretty good, but for new customers who open an account to send a gift card, they can be delayed (money laundering checks or something 🤔)
Title: Re: Deposits.
Post by: Regina George on 22 July 2020, 09:19:48 am
This is very interesting to me, thanks very much  :)

I notice a disclaimer on the site warning that receipt could take up to 48 hours.
 Have you found this has ever happened or is it generally immediate?

Amazon are pretty good, but for new customers who open an account to send a gift card, they can be delayed (money laundering checks or something 🤔)

Happy to help  :)

Well spotted Phoenix,  I must say I've not tried them myself but might buy myself a voucher to see how long it takes. Minimum voucher is £5 so won't be too hard. I'll have to wait a couple of days to be able to buy it though as ya girl is broke lol. If anyone manages to do it before me I'd love an update x
Title: Re: Deposits.
Post by: Regina George on 22 July 2020, 09:25:52 am
Also I did buy myself an Amazon gift card using cash at a local Co-op and that was instant. The client would just need to send you the unique code at the back of the card.  I believe they sell them at Co-op, BP, Shell garage, Morrison's,  Spar, Superdrug, Clinton cards and Wilko's. I first went to a BP but they didn't have it so went to Co-op instead and used the self checkout so was nice and simple :)
Title: Re: Deposits.
Post by: kate_x on 22 July 2020, 11:37:16 am
I've tried this out myself as I have a couple of different bank accounts.

The banks I tried (Barclays and Natwest) just asked whether you are paying a personal or business account. Once selected you then type something in the payee box - type anything. It then says the name on the account doesn't match and after a couple of warnings lets you proceed with making the payment.

I don't accept many deposits but once I allowed a regular to make the full payment by bank transfer as he couldn't get to a cash machine easily. He did it when he arrived and once I had checked it had come through (it did immediately) we commenced the booking. The next week he visits and does the same but the money wasn't there! As I'd been seeing him for years I went ahead with the booking and he we both did try calling our banks before I decided to go ahead anyway. The money didn't come through till about an hour after he left! We decided to not do that again! So just be aware when taking deposits for short notice bookings!
Title: Re: Deposits.
Post by: Mirror on 22 July 2020, 12:45:29 pm
I've tried this out myself as I have a couple of different bank accounts.

The banks I tried (Barclays and Natwest) just asked whether you are paying a personal or business account. Once selected you then type something in the payee box - type anything. It then says the name on the account doesn't match and after a couple of warnings lets you proceed with making the payment.

I don't accept many deposits but once I allowed a regular to make the full payment by bank transfer as he couldn't get to a cash machine easily. He did it when he arrived and once I had checked it had come through (it did immediately) we commenced the booking. The next week he visits and does the same but the money wasn't there! As I'd been seeing him for years I went ahead with the booking and he we both did try calling our banks before I decided to go ahead anyway. The money didn't come through till about an hour after he left! We decided to not do that again! So just be aware when taking deposits for short notice bookings!

Some banks take longer, I have a list which I read out especially short notice webcam bookings. Nationwide, a localish previous building society and another which slips my mind all take best part of half a day to transfer. Aside from that I don't accept the booking until I see the money in my account, don't get ready, don't go ahead with anything.
Title: Re: Deposits.
Post by: Nonyer on 23 July 2020, 01:56:43 pm
I take deposits to my business account and it's such a relief that they don't get anywhere near my real name.  These days they are cheap to run and easy to create using an app.
Title: Re: Deposits.
Post by: honeymoonbarbie on 07 October 2020, 04:11:17 pm
Can anyone advise of how they’re currently accepting deposits to their business accounts?
Now that Confirmation of Payee has been more universally introduced, my Trading As name on my sole trader accounts (Monzo and Starling) is flagging up as not being the name on the account. I’ve spoken to Customer Service for both and they’ve said that as they’re complying with CoP, the only accounts able to utilise Business Names/Trading As names are Ltds and those paying in will need to use my full name.

The only work around I could possibly think of would be to actually register with Companies House but then my name and address would be public (unless I then paid for digital office space but that doesn’t help my name concern).

Does anyone know if high street banks are the same?
Title: Re: Deposits.
Post by: Lady Frog on 08 October 2020, 12:22:22 pm
Can anyone advise of how they’re currently accepting deposits to their business accounts?
Now that Confirmation of Payee has been more universally introduced, my Trading As name on my sole trader accounts (Monzo and Starling) is flagging up as not being the name on the account. I’ve spoken to Customer Service for both and they’ve said that as they’re complying with CoP, the only accounts able to utilise Business Names/Trading As names are Ltds and those paying in will need to use my full name.

What the fuck? Thank you for the heads up on this.
Title: Re: Deposits.
Post by: GucciGang on 08 October 2020, 07:40:56 pm
Can anyone advise of how they’re currently accepting deposits to their business accounts?
Now that Confirmation of Payee has been more universally introduced, my Trading As name on my sole trader accounts (Monzo and Starling) is flagging up as not being the name on the account. I’ve spoken to Customer Service for both and they’ve said that as they’re complying with CoP, the only accounts able to utilise Business Names/Trading As names are Ltds and those paying in will need to use my full name.

The only work around I could possibly think of would be to actually register with Companies House but then my name and address would be public (unless I then paid for digital office space but that doesn’t help my name concern).

Does anyone know if high street banks are the same?

I opened a business account to have the bounce back loan paid into. It’s in my adultwork name. I was asked on the internet when I did it what name to put on the account and that was that.
Title: Re: Deposits.
Post by: Lady Frog on 08 October 2020, 07:44:10 pm
I opened a business account to have the bounce back loan paid into. It’s in my adultwork name. I was asked on the internet when I did it what name to put on the account and that was that.

What bank are you with please?
Title: Re: Deposits.
Post by: GucciGang on 09 October 2020, 09:29:27 am
What bank are you with please?

Nat west. I did it all from my iPhone. Was so easy. Adding my savings to the loan to buy a flat so I don’t. Need a mortgage anymore will just have the loan repayment.
Title: Re: Deposits.
Post by: ChelseaGirl on 09 October 2020, 11:24:43 am
Bit longer winded for the client but Ive been using the pockit prepaid mastercard (not the account) you dont need any kind of id to open it you iust sign up (you do need name dob and address) pay £2 for the card and it comes a few days later, you can top it up with cash at a paypoint, if you give clients the card number it can be entered manually at any paypoint and the money goes on to your account about 15/20mins later, you can use the card just like any other mastercard or take the money out of the cash machine (they charge £1 to load and £1 to withdraw), they dont need your name, the only thing is that i wouldnt leave too much money sat on the card as they are a prepaid card not a bank so they arent covered by any of the government account protections and apparently they did have some problems with getting frozen a while back when they got investigated by the regulator, but for temporarily holding money for deposits i quite like it
Title: Re: Deposits.
Post by: Lady Frog on 09 October 2020, 04:32:31 pm
Nat west. I did it all from my iPhone. Was so easy. Adding my savings to the loan to buy a flat so I don’t. Need a mortgage anymore will just have the loan repayment.

Good to know thank youx
Title: Re: Deposits.
Post by: BangerRacing on 21 October 2020, 08:57:38 am
Bit longer winded for the client but Ive been using the pockit prepaid mastercard (not the account) you dont need any kind of id to open it you iust sign up (you do need name dob and address) pay £2 for the card and it comes a few days later, you can top it up with cash at a paypoint, if you give clients the card number it can be entered manually at any paypoint and the money goes on to your account about 15/20mins later, you can use the card just like any other mastercard or take the money out of the cash machine (they charge £1 to load and £1 to withdraw), they dont need your name, the only thing is that i wouldnt leave too much money sat on the card as they are a prepaid card not a bank so they arent covered by any of the government account protections and apparently they did have some problems with getting frozen a while back when they got investigated by the regulator, but for temporarily holding money for deposits i quite like it

That's a great idea.

I've seen a sex worker with "Quickpay" on her website to take payments & she says "on your statement it will say stress free".  So from what I've read above they can investigate your real name?
Title: Re: Deposits.
Post by: Nadya on 22 October 2020, 01:59:35 pm
That's a great idea.

I've seen a sex worker with "Quickpay" on her website to take payments & she says "on your statement it will say stress free".  So from what I've read above they can investigate your real name?

Pockit do ask for official ID when you sign up to it.
Title: Re: Deposits.
Post by: BangerRacing on 22 October 2020, 07:37:48 pm
I made enquiries about quick pay & they said this:

"In order to use our services you pay a fee of 10€/month + 0,1 €/transaction.

However you also need an agreement with an acquirer like Clearhaus and they will charge you a percentage of the transaction amount.

In our system you can just enter your company name and it will then be this name that will be displayed on your customer's bank statement."


Swerve that.
Title: Re: Deposits.
Post by: Pear on 06 November 2020, 12:41:59 am
Can anyone advise of how they’re currently accepting deposits to their business accounts?
Now that Confirmation of Payee has been more universally introduced, my Trading As name on my sole trader accounts (Monzo and Starling) is flagging up as not being the name on the account. I’ve spoken to Customer Service for both and they’ve said that as they’re complying with CoP, the only accounts able to utilise Business Names/Trading As names are Ltds and those paying in will need to use my full name.

The only work around I could possibly think of would be to actually register with Companies House but then my name and address would be public (unless I then paid for digital office space but that doesn’t help my name concern).

Does anyone know if high street banks are the same?

I had this issue with Mon zo business. It started telling clients my legal name registered on the account, despite them typing in my business account name correctly. I closed my account with them and opened one with T i d e instead. I asked one of the same clients to test the T i d e account (who was already kindly given my legal name by Mo nzo) via his NWest, and checked myself making transfers into it using my business name + sort code + acc no, from my own personal Mon zo and Bar clays accounts. It just says for all that the details cannot be confirmed and you have to agree to proceed anyway, and take the supposed fraud risk.

As far as I know from looking at that time, only T i d e and M e t r o hadn't signed up to CoP, so they should both be fine. Although signing up with Ti de online was painless, not sure how easy getting a Me tro account is unless you have a good front for what you do for work. I've been using it for deposits and full payments since August and had no issues. Fingers crossed they don't bother with CoP in the future...
Title: Re: Deposits.
Post by: Cass on 07 November 2020, 11:27:44 am
I also have a Tide business account and I've had no problems so far. My work name is listed as the business name and that's what shows up if I transfer money out, and I've never had a problem when people pay money in. Hopefully it'll stay this way because I can't go back to Amazon vouchers now!
Title: Re: Deposits.
Post by: LottieLuck on 07 November 2020, 07:58:53 pm
I also have a Tide business account and I've had no problems so far. My work name is listed as the business name and that's what shows up if I transfer money out, and I've never had a problem when people pay money in. Hopefully it'll stay this way because I can't go back to Amazon vouchers now!

That sounds really good Cass, I've been thinking of getting a business account to make it easier to take payments for phone chat and skype as well as deposits. Was it easy to get an account with Tide? My own bank Lloyds has closed applications for business accounts for now
Title: Re: Deposits.
Post by: Cass on 08 November 2020, 09:43:36 am
Quote
Was it easy to get an account with Tide?

Yes, very easy. Apart from all the usual ID stuff they wanted proof that I was in business but all I had to give them was tax returns and my website & answered a couple of questions about turnover, what I do etc. It's all done online. They didn't seem fazed about sex work which I like!  ; :D
Title: Re: Deposits.
Post by: Abbeycro on 08 November 2020, 09:42:49 pm
That sounds great about Tide, can I ask Cass is your website clearly advertising escorting, as I know from past experience its easy to open a bank account as a model/webcammer, but not as an escort or in my case pro domme.



Title: Re: Deposits.
Post by: WelshFlame on 08 November 2020, 10:42:33 pm
Not sure if anyones used Cashapp but thats what i use for deposits etc.. no personal information needs to be exchanged so it puts the clients at ease too . But often get the issue where they dont want to pay deposits anyway .   Xx
Title: Re: Deposits.
Post by: BangerRacing on 10 December 2020, 09:37:02 am
Not sure if anyones used Cashapp but thats what i use for deposits etc.. no personal information needs to be exchanged so it puts the clients at ease too . But often get the issue where they dont want to pay deposits anyway .   Xx

That's interesting. I'll look that up on utube.

I've been using amazon digital vouchers. They can be sent by email so I think it's all anonymous. 
Title: Re: Deposits.
Post by: EvelynWho on 12 March 2021, 10:20:04 am
Amazon gift card

Had someone pay a deposit via gift card last night.
Just to this morning I had a strange feeling I should check my account balance.
(It’s 2hours from booking time mind)

It had gone in last night - as in I could have used it (damnit I should’ve) - but this morning it’s been cancelled - and has gone from my Amazon account balance.

Didn’t realise this could happen once it was actually in the account - had a pending one once for some reason and that never completely cleared so the booking never happened bc he turned out to be rude af anyway.

This guy from last night has reports on client eye for wanting to “get caught” by his wife - so lucky escape i guess.
Title: Re: Deposits.
Post by: blackcherry on 22 March 2021, 05:03:57 pm
.
Title: Re: Deposits.
Post by: EvelynWho on 22 March 2021, 05:14:57 pm
Just wondering if anyone else has experienced this

I was speaking with a client and asked for a deposit and he stated that my profile had the following message "Invariably we find that when members encourage payment outside the AdultWork.com credits system, (e.g. via PayPal or membership to a service providers own site), the buyer ends up being duped.

For this reason, it is expressly forbidden for members to offer or accept any payment methods other than AdultWork.com credits for webcam....."
"

Had anyone else heard of this or was he trying to be smart?

For webcam services yes I think they do stress for clients to only use aw credits. Havent heard of that in terms of deposits tho
Title: Re: Deposits.
Post by: Mirror on 22 March 2021, 05:21:30 pm
Yes making arrangement to accept other forms of payment for services offered on AW, such as photos, video, webcam, phone chat using AW systems eg their email or discussion when on direct cam/phone chat is against their rules.



Title: Re: Deposits.
Post by: blackcherry on 22 March 2021, 05:24:41 pm
.
Title: Re: Deposits.
Post by: Mirror on 22 March 2021, 05:30:46 pm
Ahhh I see. So AW must have thought I was trying to get money for things I can get credits for when really I was trying to sort out a deposit for a meet  ::)

That message is on everyone's profile I am sure, I think it's on a link or some sort of FAQ. Might even be in the email form.

Right I found it, click on the 'authentic member' link on anyone's profile, there's a list of FAQs. Open those up one by one, one as has wording you mention.
Title: Re: Deposits.
Post by: blackcherry on 22 March 2021, 05:44:12 pm
.
Title: Re: Deposits.
Post by: MiaFoxx on 28 March 2021, 10:23:09 am
So,
Ive been thinking of taking a small deposit from clients, as most businesses do (why should ours be any different) Ive never done it before but recently I've had an influx of younger clients who then decide to cancel last minute.

Do you take deposits? If yes why? If no why?
keen to get opinions

Mia x   
Title: Re: Deposits.
Post by: Miffy on 28 March 2021, 10:35:26 am
Every one of us will give a different answer for this.

I am outcall only, only take bookings well in advance and only see a very limited number of clients. If someone fails to show or cancels at the last minute, I lose income as I do not take same day or last minute appointments. This is why I will only see those who pay a deposit. Deposits of 20% are absolutely essential and a booking is not confirmed until I receive it. I expect the deposit to be paid within 24 hours of the client being sent the details of how to pay it. All clients have to pay a deposit, regardless of how regularly they see me, although in a few instances, I sometimes ask for 10% or waiver it completely. Once I have received the deposit I send through a confirmation of the booking being sure to include the outstanding balance due in cash, or if the client is an overnight and prefers to pay by transfer, the date by which the balance must be in my bank account.

I have found that making deposits mandatory screens out most of the time-wasters and hobbyists. The latter will rarely pay deposits and it is this group I am keenest to avoid, so it all works well.

I have a website and use various other directories in addition to Adultwork. It is Adultwork that I find brings the most who try to argue their way out of paying their deposit citing their feedback as evidence they're good clients. I always stand my ground. No deposit, no booking.

If you are making outcalls, I am very much of the opinion you should ask for deposits as they are more time-consuming. However, asking for a deposit for an incall booking is tricker as most clients will not pay one unless you're on tour and the booking is arranged and confirmed in advance.

Lastly, if you aree finding younger clients to be problematic by cancelling at the last minute, maybe it would be advisable to introduce a lower age limit for the men you will see.

This is just my opinion on the topic, I have no doubt the others will have their own procedures and thoughts on this matter!

Title: Re: Deposits.
Post by: MiaFoxx on 28 March 2021, 10:46:44 am
Every one of us will give a different answer for this.

Thanks for your input big help. I know some escorts don't require deposits, But I think, like you have stated it helps to rid those that are time wasters. I feel its part of our screening process and enables us to take those steps to stay safe.

You say about AdultWork I find this website  difficult, not in use but advertisement. Ive created my own website and added the link to my listings across various websites. I'm hoping to build traffic and have a one point of contact. Ive kept my website fairly professional in the hopes with will only attract clients that are actually going to book.

Mia x


[quote fixed]
Title: Re: Deposits.
Post by: Miffy on 28 March 2021, 11:18:43 am



Thanks for your input big help. I know some escorts don't require deposits, But I think, like you have stated it helps to rid those that are time wasters. I feel its part of our screening process and enables us to take those steps to stay safe.

You say about AdultWork I find this website  difficult, not in use but advertisement. Ive created my own website and added the link to my listings across various websites. I'm hoping to build traffic and have a one point of contact. Ive kept my website fairly professional in the hopes with will only attract clients that are actually going to book.

Mia x

AW brings in a minuscule amount of clients, and sadly, the few problematic clients I have had have all come via AW. The majority of my clients have never heard of AW, so it is of no benefit to me to link it to my website.

Thankfully, I have had not one single time- waster via my website. My website (and all my ads for that matter) are written to attract the clients I want and deter the ones I do not want. Most escorts will say likewise about their adverts/websites.
Title: Re: Deposits.
Post by: Mirror on 28 March 2021, 12:32:01 pm
I have used deposits for almost 6 years now for new clients or those who haven't booked for a while. I would not work without them, and wish I'd brought them in sooner.
Title: Re: Deposits.
Post by: Mirror on 28 March 2021, 01:12:43 pm
So,
Ive been thinking of taking a small deposit from clients, as most businesses do (why should ours be any different) Ive never done it before but recently I've had an influx of younger clients who then decide to cancel last minute.

Do you take deposits? If yes why? If no why?
keen to get opinions

Mia x

I started because I was fully booked, had plenty of clients who were/are reliable. Some new clients said they were prepared to pay deposits to secure a booking (at the time I was wanting to keep to reliable regulars to give them a chance to see me before I ceased incalls). For many years prior I had had many clients, many bookings move around, be cancelled, or not confirmed even short notice bookings. I had days I would wake to to a fully booked day all cancel or not confirmed, and a lot of others who slid their bookings around. Going back through my diaries I can see 'cancelled, no confirm, moved to........, no follow through' all over each day and each week. At the time this prevented those who I knew were reliable from booking, also some regulars did take the P too.

So I brought in deposits, carried them on when I went to outcall only, and kept them when I went back to [some] incalls.

I have increased the deposit most notably in the last year because I am really limiting the amount of bookings I accept, I do not book anyone the day before, same day or the day after. I was still being let down by some, so I upped the deposit. Over the years I find the deposit increases the commitment to the booking, but does not prevent the occasional cancellation. I have sometimes transferred the deposit, only for the same to happen so I make it clear it is non-refundable and stick to that. Whenever I have relented, the person has tended to mess around or cancel again.

Also there are those who say they are going to pay the deposit, who do not despite me asking them to let me know if they change their mind or want to have time to think about it. A few others claimed to have sent the voucher twice, and bank payment several times for nothing to arrive. Amazing how when at confirm time on the day I mention the deposit has not arrived so I cannot go ahead, for them to go off the phone and like magic the voucher or transfer suddenly appears (Ok could be overnight banking hold up, so benefit of the doubt). Many however do just book, send the money and it's all easy.

I always confirm the balance to pay on receipt of the deposit, stipulating cash on arrival - result of experience of guys getting muddled either way under or over and wanting to transfer or send the voucher at start of the booking which then relies on it arriving to go ahead.

I would still rather the person turned up, when/if they don't then another person will have missed out on opportunity to have a booking with me and have to wait longer.

Some do go on to pay their entire fee by the deposit method, then reduces the amount of cash they have to carry and I don't have to make a trip to the bank.
Title: Re: Deposits.
Post by: GucciGang on 29 March 2021, 11:56:13 pm
I have used deposits for almost 6 years now for new clients or those who haven't booked for a while. I would not work without them, and wish I'd brought them in sooner.

Absolutely this. I find I get zero no shows with a deposit for new clients. And if a regular doesn’t turn up I tell them they have to pay the whole booking up front before they come the next time. It also means I’m not handing my address out to the increasing number of time wasters over these hard times of corona.

I have it written on my profile they have to pay deposits if they are not regulars. So this way if they say no I can say well it’s written on there.

I set up a tide business account on my phone was so easy. That way they don’t have to get my details.
Title: Re: Deposits.
Post by: English Green on 30 March 2021, 11:32:09 am
Guccigang does your Tide account not show your real name to the client? Is it only for limited companies or sole traders too do you know?
Title: Re: Deposits.
Post by: GucciGang on 30 March 2021, 10:02:05 pm
Guccigang does your Tide account not show your real name to the client? Is it only for limited companies or sole traders too do you know?

It’s a business account it only shows the name of the business. So no only the name you give. You can be as creative as you like and it’s so easy you can transfer instantly to your personal account from there. The card arrived in 4 days. I’m very impressed.
Title: Re: Deposits.
Post by: English Green on 30 March 2021, 10:11:35 pm
Thanks Gucci that is good to know.
Title: Re: Deposits.
Post by: EvelynWho on 15 May 2021, 07:26:19 pm
I’ve taken deposits for bookings for a while now. Especially outcalls since the lockdowns.
If you do also I’m guessing you maybe encounter the same issue of potential clients being wary, not wanting to get ‘scammed’, etc.
I know some of them are timewasters. But do you have any advice on how to reassure the genuine ones?

Obviously can’t convince everyone as lots are dead against it.
Title: Re: Deposits.
Post by: Mirror on 15 May 2021, 07:54:27 pm
I have taken deposits for quite a few years I don't persuade  I make it very clear in my advertising and whenever I receive an enquiry that no deposit = no booking.

Sometimes I may say something such as 'I get more money when I arrive and go through with the booking'.

Also I have limited availability, cannot accept many of the bookings

It's not about persuasion and I'm aware some advice could be used by scammers so I'm removing it (not that they can't think of it themselves).
Title: Re: Deposits.
Post by: EvelynWho on 15 May 2021, 07:58:41 pm
Didn’t think of it that way, that’s true.
Just getting fed up after a few too many ‘clients’ coming back with like “nah ill leave it” or “I don’t do deposits been caught out before” etc etc.
Despite my profile saying I take deposits for all bookings. 🤦🏻‍♀️
Title: Re: Deposits.
Post by: GucciGang on 15 May 2021, 08:06:32 pm
I’ve taken deposits for 4 years and I’m telling you if they want to sleep with you they will pay it. Also it stops all the nonsense and they always turn up. It’s a no brained for me. No man who has bad intentions will give over their details so I feel the deposit payers are much nicer punters.
Title: Re: Deposits.
Post by: Miffy on 15 May 2021, 08:26:09 pm
No deposit, no booking. No-one has ever questioned this or needed me to reassure them.

If someone genuinely wants to book you and you advertise that a deposit is mandatory, they will pay the deposit without question.
Title: Re: Deposits.
Post by: Rosie13 on 15 May 2021, 09:11:44 pm
I just say if they don’t want to pay a deposit, see a provider who doesn’t request one.
Title: Re: Deposits.
Post by: EvelynWho on 15 May 2021, 09:15:57 pm
I just say if they don’t want to pay a deposit, see a provider who doesn’t request one.

Yeah that’s usually my go to haha - especially since it says it on my profile. We end up getting right the end of the arrangement process - and turns out they obviously haven’t read the profile 🤦🏻‍♀️ ugh.
Just another example of how they don’t read I think, rather than them not “trusting” my profile (I hope anyway)
Title: Re: Deposits.
Post by: Rosie13 on 15 May 2021, 09:22:23 pm
Yeah that’s usually my go to haha - especially since it says it on my profile. We end up getting right the end of the arrangement process - and turns out they obviously haven’t read the profile 🤦🏻‍♀️ ugh.
Just another example of how they don’t read I think, rather than them not “trusting” my profile (I hope anyway)

I put an auto reply on and say the exact same thing again and the info I need to consider a booking - quite often don’t hear back but that’s fine, saves me time doing the ping pong email thing. It’s when you get the “I’d like to see you at x time, for x long in x date and I am happy to pay your deposit” makes life so much easier, rare as it is.
Title: Re: Deposits.
Post by: InLondon on 15 May 2021, 09:44:31 pm
I’m amazed at the amount of people managing to get deposits here. I would literally not get booked if I asked for a deposit. I’ve had several profiles and even when I was well reviewed etc that was still the case. I’d be interested to know where I’m going wrong.
Title: Re: Deposits.
Post by: amy on 15 May 2021, 09:58:07 pm
I’m amazed at the amount of people managing to get deposits here. I would literally not get booked if I asked for a deposit. I’ve had several profiles and even when I was well reviewed etc that was still the case. I’d be interested to know where I’m going wrong.

You're not 'going wrong'! The number of times I've asked for deposits in the last ten+ years I can count on one hand and it's only ever been to cover long distance travel costs. I just want them to text/call, book and turn up without faff and ninety nine times out of a hundred they do, but if I had problems with timewasters I daresay I might think differently.

If you want to take deposits there's a long thread about it already here which might have some helpful stuff: https://saafe.info/main/questions-and-answers/deposits/315/ (https://saafe.info/main/questions-and-answers/deposits/315/) :)
Title: Re: Deposits.
Post by: Saffy on 15 May 2021, 09:58:52 pm
Since covid I've asked all new customers for a deposit.  This is partially due a big increase in callers and discretion being even more paramount.  Before covid I only asked if they kept calling but I wasn't sure about them.

I get so much abuse.  The latest one "why would I give you a deposit when I don't know what you look like..." .  And the usual one I don't want to pay the deposit (get voucher) I can do online transfer!  Like you just going to give them your account details!  Who are they kidding like they would want you to know who they are.  These clowns just screen themselves out. 

I usually ask for a voucher which I tailor to type of caller.  And I can say is that all the ones that have paid the deposit have turned up clean and have been gentlemanlike.
Title: Re: Deposits.
Post by: Rosie13 on 15 May 2021, 10:24:24 pm
I’m amazed at the amount of people managing to get deposits here. I would literally not get booked if I asked for a deposit. I’ve had several profiles and even when I was well reviewed etc that was still the case. I’d be interested to know where I’m going wrong.

I don’t think you’re going wrong, I have only changed how I operate recently due to location change and it helps me weed out time wasters,  address collectors and give me more reassurance - I mean, it could still all go tits up but previously I’d only ask for outcalls which I rarely do. I used to just work on the day, take a call and that was that but I don’t feel I can do that now. X
Title: Re: Deposits.
Post by: English Green on 15 May 2021, 11:45:39 pm
Sometimes it might be a turn off how you take the deposit if it's bank transfer they might not want you having there real name especially for incalls.

I wonder if the ones have better luck getting deposits if they show there face or maybe ask for vouchers like amazon.
Title: Re: Deposits.
Post by: Rosie13 on 15 May 2021, 11:56:06 pm
Sometimes it might be a turn off how you take the deposit if it's bank transfer they might not want you having there real name especially for incalls.

I wonder if the ones have better luck getting deposits if they show there face or maybe ask for vouchers like amazon.
I offer transfer to business bank account, cashapp or last resort, Amazon or e-voucher and have this in my FAQ’s. I can understand someone being apprehensive about real name or something appearing on a statement that can’t be so easily explained away. Have found AW clients less agreeable to deposits where those who don’t use it or have originally met me through twitter are happier to comply. I half wonder if it’s because Twitter gives you more of an insight into who the provider is as opposed to a static profile on AW.
Title: Re: Deposits.
Post by: Miffy on 16 May 2021, 06:16:34 am


I wonder if the ones have better luck getting deposits if they show there face or maybe ask for vouchers like amazon.

On the contrary, I do not show my face and nor do I ask for Amazon vouchers. I've been sent deposits via Cashapp, although I prefer e-vouchers for the supermarket.


Have found AW clients less agreeable to deposits where those who don’t use it or have originally met me through twitter are happier to comply. I half wonder if it’s because Twitter gives you more of an insight into who the provider is as opposed to a static profile on AW.

I agree re. AW, so no longer use it. However, I don't use Twitter either. For me, I think it is because I am relatively niche that there is no viable alternative to me, and so I am in a position of strength and can insist on a deposit.

Title: Re: Deposits.
Post by: Rosie13 on 16 May 2021, 06:48:13 am
On the contrary, I do not show my face and nor do I ask for Amazon vouchers. I've been sent deposits via Cashapp, although I prefer e-vouchers for the supermarket.


I agree re. AW, so no longer use it. However, I don't use Twitter either. For me, I think it is because I am relatively niche that there is no viable alternative to me, and so I am in a position of strength and can insist on a deposit.

I should have added, I don’t ever show my face either and I don’t post free content.

That’s good to hear, if I were able to invest more hours in work, I’d go down the route of my own site but not really feasible at the moment. I do think how and where you advertise can make a difference.
Title: Re: Deposits.
Post by: Miffy on 16 May 2021, 10:40:53 am
I should have added, I don’t ever show my face either and I don’t post free content.

That’s good to hear, if I were able to invest more hours in work, I’d go down the route of my own site but not really feasible at the moment. I do think how and where you advertise can make a difference.

Even as a part-timer, a website was a game-changer for me. In addition to making me feel able to insist on the deposit, it enabled me to scale back advertising to the minimum too.

To return to topic - I took an advance booking back in March for June. The man had numerous time wasting reports, but paid his deposit without question. I knew he would cancel, and he did. The cancellation had little bearing on me, and I got to keep the deposit. So for anyone contemplating using deposits, I would urge them to do so. Just make sure your terms & conditions regarding them is crystal clear, particularly if they are non-refundable.
Title: Re: Deposits.
Post by: Milkymoo26 on 16 May 2021, 10:45:17 am
Since covid I've asked all new customers for a deposit.  This is partially due a big increase in callers and discretion being even more paramount.  Before covid I only asked if they kept calling but I wasn't sure about them.

I get so much abuse.  The latest one "why would I give you a deposit when I don't know what you look like..." .  And the usual one I don't want to pay the deposit (get voucher) I can do online transfer!  Like you just going to give them your account details!  Who are they kidding like they would want you to know who they are.  These clowns just screen themselves out. 

I usually ask for a voucher which I tailor to type of caller.  And I can say is that all the ones that have paid the deposit have turned up clean and have been gentlemanlike.

I haven't thought of a voucher! I'll have to try implement this when I want to take deposits! Thanks hun
Title: Re: Deposits.
Post by: ladyofthemansion on 16 May 2021, 08:39:38 pm
I just charge 10 pounds for every 10 min of travel to get to them. Option of Bank transfer, Amazon voucher or paysafe voucher.
Title: Re: Deposits.
Post by: bustybbwsteph on 16 May 2021, 11:37:50 pm
Similar responses to many on here already - I advertise exclusively on AW and only offer outcalls with limited availability.

I now take deposits, it is clearly stated on my profile in several places and I refuse to see anyone who won't send a deposit - The guys who email through my profile have always paid a deposit, it's the guys who text me or ring me who I seem to have the most issue with!

Stick with taking the deposit, it will be better in the long run!
Title: Re: Deposits.
Post by: amy on 17 May 2021, 01:03:49 am
And merged, since we don't need two virtually identical threads and this way it's all kept together :)
Title: Re: Deposits.
Post by: Musenova on 19 May 2021, 11:31:54 am
It’s a business account it only shows the name of the business. So no only the name you give. You can be as creative as you like and it’s so easy you can transfer instantly to your personal account from there. The card arrived in 4 days. I’m very impressed.

Hi All,

Thanks for the all the advice so far.

@GG,

I just applied for the Tide business account. I signed up as a sole trader and was asked all my personal details etc. Do I get to give them a business name to use on my account or is it when I give a client a name to my business bank account I get to choose  ?
Title: Re: Deposits.
Post by: franticgirl90 on 09 June 2021, 08:05:55 pm
I'm planning to open a Tide account too. Do you guys open it with your working phone number? Will they check it?
When I google my number it shows some escort results.
Title: Re: Deposits.
Post by: Rosie13 on 09 June 2021, 10:44:19 pm
I used my business name but you also give your real identity which is on the back of the card (I think, don’t have it to hand). And the business name is the same one I give to clients.

I used my personal number just in case.

I’ve only used it a couple of times so far but really pleased with the ease of use and quick transfers.
Title: Re: Deposits.
Post by: Zoelove57 on 10 June 2021, 06:32:05 am
I would ask for a deposit.  I have been duped a couple of times.  Talked to client while I was on train.  Yes he would be at station waiting for me.  He was a no show.  This has happened twice to me.  Now I ask for a deposit to cover travel costs to show he is genuine.  There is nothing worse than travelling x amount of miles to find that you have wasted time and money getting there.
Title: Re: Deposits.
Post by: Annabelle Millar on 12 June 2021, 03:17:34 pm
Just opened a TIDE account and it was really easy. I always ask for deposits for outcalls and overnights thanks ladies
Title: Re: Deposits.
Post by: amy on 12 June 2021, 07:42:54 pm
Just opened a TIDE account and it was really easy. I always ask for deposits for outcalls and overnights thanks ladies

'Escort services and other services in the adult industry' is on Tide's banned list of business types they'll provide services to, so I wouldn't be too candid if you want to keep it.
Title: Re: Deposits.
Post by: TrueVoice on 24 June 2021, 07:17:01 pm
Can't you ask to get your transfer by western union for your deposit and collect it via a post office in cash?
I don't do deposit but i know you can send money via this system and the one who receives the money can get it without any Id, just a password that the sender gives you?.
Title: Re: Deposits.
Post by: saltysweet on 24 June 2021, 09:04:12 pm
Can't you ask to get your transfer by western union for your deposit and collect it via a post office in cash?
I don't do deposit but i know you can send money via this system and the one who receives the money can get it without any Id, just a password that the sender gives you?.

TV, I'm looking at this from a slightly different angle. WU is of the oldest, hairiest old chestnuts I was warned of when I started. Used by every scammer under the sun before dinosaurs ruled the earth. As with most financial or transfer organisations they have cashback. It's not much benefit being anonymous if the money is CB'd.

But pick up the dolla within a couple minutes of the transaction if you're ass is next door to a branch and you should be fine. :)
Title: Re: Deposits.
Post by: missbardot on 28 June 2021, 01:42:20 am
Since the first lockdown started I realised I had to do some changes and I started implementing deposits for all non regulars and I found that to be very helpful. Most of my clients are however regulars but if anyone new wanted to meet me during all the 3 lockdowns a deposit of 50-30% of my rates where needed. It worked really well for me and helped to weed out the non genuine ones and the tws. I am now continuing to ask for deposits for outcalls, bookings after certain hours if its a new client and the ones who have reports/negative feedback.

This past week I had two new clients requesting to see me and they seemed a bit dodgy so I asked for a deposit and no questions asked they paid it straight away. Of course, you will always get the ones who won’t want to pay but I just say I understand and wish them all the best.
Title: Re: Deposits.
Post by: GucciGang on 28 June 2021, 01:02:13 pm
Agree with the above if they really want to see you they will pay the deposit. Also it’s very rare you get a no show with the deposit system in place. If they can’t be bothered to build positive feedback on the sight then they have to prove they are safe end of the day. I think when you explain to them it’s for safety and not money reasons they understand.
Title: Re: Deposits.
Post by: SadieSomerset on 10 August 2021, 05:12:00 am
Just wondering, do you take a percentage or a fixed amount as I am getting so annoyed with no shows  :FF

Thank you
Title: Re: Deposits.
Post by: Mirror on 10 August 2021, 06:07:15 am
Just wondering, do you take a percentage or a fixed amount as I am getting so annoyed with no shows  :FF

Thank you

Pre-pandemic the amount varied according to booking length, now because I'm applying a strict limit per day (pre-vaccine it was only 1 every 2 days) I apply the same deposit for any booking. Also if travel is significant the deposit is often higher.
Title: Re: Deposits.
Post by: GucciGang on 10 August 2021, 06:04:45 pm
I find that clients don’t mind paying me a £20 deposit as it’s a small token and I have a lot of aw feedback in the hundreds. So I politely tell them that I am the one with the feedback and good reviews. And when you break it down to them that it makes you feel safer they are ok with it.
Title: Re: Deposits.
Post by: SadieSomerset on 12 August 2021, 09:55:30 am
Pre-pandemic the amount varied according to booking length, now because I'm applying a strict limit per day (pre-vaccine it was only 1 every 2 days) I apply the same deposit for any booking. Also if travel is significant the deposit is often higher.

Thank you so much for this. Really helps
Title: Re: Deposits.
Post by: SadieSomerset on 12 August 2021, 09:56:15 am
I find that clients don’t mind paying me a £20 deposit as it’s a small token and I have a lot of aw feedback in the hundreds. So I politely tell them that I am the one with the feedback and good reviews. And when you break it down to them that it makes you feel safer they are ok with it.

Thank you so much for this. This really helps
Title: Re: Deposits.
Post by: Caledonia on 12 August 2021, 01:29:25 pm
I have required deposits for outcalls for a while (usually enough to cover travel costs and possibly a coffee), however I just did my first tour since pre covid and stated in my ad that a 30% deposit was required. This was required by everyone whether or not I had seen them before. I did only have 6 bookings for the 2 days as was trying to be discreet as possible, but before probably 2-3 of those 6 would have been no-shows.
Title: Re: Deposits.
Post by: ladyofthemansion on 15 August 2021, 08:35:07 am
When I am in a new destination I do the booking system and don’t make them pay deposit. Same applies if l am in an area where l don’t get a lot of no shows. If things change or l am already in a time waster area they are given a choice of first come first served or pay 20 pounds to secure the time.
Title: Re: Deposits.
Post by: Nyah_X69 on 23 August 2021, 04:11:28 pm
Recently I've been feeling rather concerned, as to transfer now you need to give the your full name on the account for the transfer to go through. This hasn't been an issue for me so far as when i receive the funds I can see the clients name or the the name of the business that the account is in and I tell them this after the fact for mutually assured discretion. Today was different, i was going on an outcall and asked for a deposit so sent these details and I hadnt included my first name, just the initial but he went out of his way to confirm my first name as i guess it presented itself to him on the sytem. The transfer never came through, first it was an issue with funds then an issue with the app allegedly so he cancelled. So he has my details including the first name and I just dont have anything of his really. I did try to distance myself by saying it was someone elses account but the issue is my name is unique. if you google my full name there is nothing but my last name, the first result is my mothers linkdin. I do have bad anxiety but i feel uneasy. I checked his number, there are no other reports of him from other ladies.

I guess my question is , should i be worried? If he contacted anyone could i do anything?

and secondly is there some other more anonymous way to receive transfers.

I definitely let me guard down and got too comfortable with transfers but I find more people ask for them these days, Ive even had people show up with no cash as they just assume transfer is okay so i would miss out on quite a bit of money if I only accepted cash payment.
Title: Re: Deposits.
Post by: Miffy on 23 August 2021, 06:32:19 pm
Recently I've been feeling rather concerned, as to transfer now you need to give the your full name on the account for the transfer to go through [...]

Personally, no, I wouldn't be worried. If the money never came through, block him and don't engage with him further. I wouldn't give this any further thought. However, others might tell you differently. What I will suggest is to protect yourself, if any social media in your real name is unlocked, lock it down for a month or so. His interest will have waned by then.

If you're taking deposits for outcalls, ask for a voucher instead of a bank transfer as that is 100% anonymous. I sometimes use Cash App, my details are all hidden and the client does not see my real name. However, not everyone uses it and I have had a few issues with it, in these instances, it's a voucher (as a deposit) up front and the rest in cash on arrival.

As for people turning up with no cash and insisting on transfers, show them the door. Be firm. Set boundaries! Be sure to make it clear that you only accept cash and anyone turning up without it will be told to leave.



[giant quote redacted]
Title: Re: Deposits.
Post by: Nyah_X69 on 24 August 2021, 07:24:33 pm
honestly its more a concern of him possibly contacting a relative or something. im very paranoid .

What type of voucher do you suggest?

thank you ill definitely look into cashapp
Title: Re: Deposits.
Post by: Miffy on 25 August 2021, 08:10:52 am
The percentage of men who would do this is minuscule. Tbh, I think you need to work on your anxiety and paranoia.

As for vouchers, whatever you want - amazon, supermarket vouchers, your favourite shop etc etc. Look and see who does electronic e-vouchers that can be delivered by email.
Title: Re: Deposits.
Post by: Luvmylips on 07 October 2021, 10:30:04 pm
Can't you ask to get your transfer by western union for your deposit and collect it via a post office in cash?
I don't do deposit but i know you can send money via this system and the one who receives the money can get it without any Id, just a password that the sender gives you?.


There is no cashback option with Western Union. Once you have sent the money it is GONE. 

Western Union requires a Government ID to collect the cash in person.  I don't know what happens with an online transfer, but if you are sending cash for a person to collect in person, they need a name that matches a legitimate legal ID.
Title: Re: Deposits.
Post by: Sophine88 on 31 October 2021, 06:46:58 pm
Would I be crazy to expect a deposit for my Incall rates. I charge 150 for half hour and 200 for hour respectively. I was thinking a 50 percent deposit either by PayPal or Cashapp or bank transfer. I am getting really fed up with Timewasters lately and I just want an easygoing work routine where I’m not spending time on the phone entertaining stupidity. Off the bat deposit needs to be paid else I’m not going to speak to them. I realise a lot of clients do not like this but I’m willing to see a drop in business to secure more genuine clients and not have to deal with la la’s on the phone. Do you think I’m being too unreasonable with my deposit cost though?

I was thinking of a big notice period too for Incalls. Like 3-4 hours notice as I’m getting fed up to of people expecting me to be ready at the click of a finger. I’m busy with other things right now too and this can get annoying trying to balance everything at once.

The reason I’m becoming more strict with my rules is because there are literally so many idiots calling lately and I do have other obligations outside of escorting now. I do still enjoy escorting but I just hate the Timewasters and dealing with all that shit. It puts me in a bad mood and makes it more difficult to stay positive for the good few who don’t cause problems.
Title: Re: Deposits.
Post by: KirstyKiss on 31 October 2021, 07:11:37 pm
I think 50% deposit will be problematic as some clients have joint bank accounts.
I had resistance at £50 deposit too so Iowered it and now don't have any issues.
I always ask for bank transfer and never had a problem. I would avoid PayPal as they will close your account if they suspect sex work.
Title: Re: Deposits.
Post by: Miffy on 31 October 2021, 07:37:48 pm
You are going to find it difficult, not many will pay such a large deposit (and for an incall at that) or by bank transfer, Paypal or Cashapp. Requesting an online e-card or e-voucher would be far more attainable. However, just by implementing a mandatory deposit, you will automatically cut down on the number of time wasters and cancellations

Title: Re: Deposits.
Post by: amy on 31 October 2021, 10:54:08 pm
Paypal will also freeze your accounts and take back your money if it twigs (or is told) what you're using it for.
Title: Re: Deposits.
Post by: GucciGang on 01 November 2021, 08:04:01 am
I have been taking £20 deposit for years and none of the clients have a problem with it. But I make it clear it’s only for the first meeting. If they default on future meetings they have to pay the full amount to see me again. Most people really don’t mind paying £20 if they haven’t seen you before. You need to also explain to the client your getting lots of time wasters in that area and you don’t want to keep giving out your address to people who have no intention of coming for the booking.
I honestly don’t think clients realise the sheer volume of time wasters we get every single day and how it messes with our finances. It also puts you in a dam bad mood for when someone genuine arrives.
I have a business account with my own bank after tide closing mine down.
Title: Re: Deposits.
Post by: Mirror on 01 November 2021, 12:39:11 pm
I've gone over £50 for deposits for some years now, no problem. I request a deposit for at least the first 2 bookings, because I was let down on the second booking quite a few time - something which used to happen before I started using deposits. When I brought in deposits I only asked for one the first booking, thinking having been prepared to pay it once indicated reliability. It didn't.

I also restart deposits if someone gets into a habit of cancelling.
Title: Re: Deposits.
Post by: MsRedhead on 01 November 2021, 11:41:28 pm
I charge £50-£100 for deposits (for incalls)  but I'm pretty low volume at the minute
Title: Re: Deposits.
Post by: Pinky123 on 17 November 2021, 05:16:29 pm
Whenever I ask for a deposit the client is telling me that they need my real name otherwise my account can't be authenticated on their banking app. At first I thought it was a few dodgy clients but now even on my own banking app (Co op) you need to input a full name. I've managed to get by with transfers by PayPal but had to turn down a few bookings because the deposit won't go through on banking apps unless they have my real name. Has anyone else had this problem?

Thanks x
Title: Re: Deposits.
Post by: Mirror on 17 November 2021, 06:56:39 pm
Whenever I ask for a deposit the client is telling me that they need my real name otherwise my account can't be authenticated on their banking app. At first I thought it was a few dodgy clients but now even on my own banking app (Co op) you need to input a full name. I've managed to get by with transfers by PayPal but had to turn down a few bookings because the deposit won't go through on banking apps unless they have my real name. Has anyone else had this problem?

Thanks x

Most apps have an over ride button for this, I have tried the same on my own bank accounts. The instructions I send include a name to use (basically any two words) and explains many banks will warn the name does not match, but so long as the account number and sort code are correct the money will arrive.Majority go through, the few that struggle decide to send a gift card, but very few have any problem.
Title: Re: Deposits.
Post by: Pinky123 on 17 November 2021, 07:10:57 pm
Thank you xx
Title: Re: Deposits.
Post by: EvelynWho on 18 November 2021, 07:31:23 pm
2 no shows today despite taking deposits for both, not sure what’s going on??
Wish they’d let me know earlier though so I could have had more of a nap today 😂
Title: Re: Deposits.
Post by: oleyoleyWG on 08 March 2022, 05:49:51 pm
Hi I need to take a deposit from a client but there’s no way I’m using my bank my full name is on the front of my card so I presume it will show on his statement. The booking will be 1500 in total and I’m not sure how much deposit I’ll want.  I’ve never taken a electronic deposit before and don’t no what I could do ? I really nice advice thank you
Title: Re: Deposits.
Post by: thickthighs on 08 March 2022, 05:50:46 pm
CashApp
Title: Re: Deposits.
Post by: Miffy on 08 March 2022, 07:34:23 pm
^^On £1500, I ask usually for 20%, but on occasion, I have asked for 25-30%. I accept deposits in the form of an e-gift card or via Cashapp.

However that said, sometimes, particularly for larger deposits, I prefer to use my bank account, and give my initials rather than my full name, but I appreciate you might not be comfortable doing this.
Title: Re: Deposits.
Post by: oleyoleyWG on 08 March 2022, 08:54:38 pm
^^On £1500, I ask usually for 20%, but on occasion, I have asked for 25-30%. I accept deposits in the form of an e-gift card or via Cashapp.

However that said, sometimes, particularly for larger deposits, I prefer to use my bank account, and give my initials rather than my full name, but I appreciate you might not be comfortable doing this.
Thank you X
Title: Re: Deposits.
Post by: extrasparkle on 09 March 2022, 09:37:53 am
With most banks, a real name is not necessary. Banks like to match a sort code and account no with the registered name of the account holder. This is not only to help prevent fraud but also to prevent innocent mistakes being made!
When the client gets to the point where his bank says its not a match, you can still make the payment at your own risk. So I get the client to send £1 firstly using my AW name (or any other name) and once this is confirmed back to the client as received, he can then use the same details (as saved on his banking app) to make the rest of the payment.
Title: Re: Deposits.
Post by: Femme fatale on 09 March 2022, 09:15:10 pm
It seems like one huge inconvenience or nightmare if it went wrong .but for the ladies who have successfully used it fair enough  you are smarter than me with it all I'm not taking a chance I trust none of these strangers with any of their promises or possible bank screw ups .
Title: Re: Deposits.
Post by: Redsnow on 09 May 2022, 02:20:55 pm
Two cancellations, 1 disrespectful block and one “I can’t make it, the traffic is bad” later, and I am livid. I am thinking of implementing a small deposit to protect my time but I have heard my clients (a couple of them) say they’ll never pay a deposit. I wonder why some of these men think we’ll steal their £20/£30.

I practically dress up for every appointment; full set lingerie, face make up and hair done so it always annoys me when an appointment is cancelled or I am ghosted. Another thing that annoys me though not frequent is the audacity of the looks and gos that even have the effrontery to request an outfit. Yeah! I’ve dressed up as a sexy secretary for a look&go before.

Why is paying a deposit such a big deal to some of these men or is it my target market that is flawed? I’ve had guys book me on other platforms eg tryst and haven’t had a problem with paying a deposit. But these adultwork men…OMG! Does anyone take a deposit for appointments and how do you do it? Has it affected the volume of clients you receive? I’ll like to know before I draft a deposit policy for my profile cause I do not want to deal with this
Title: Re: Deposits.
Post by: Redsnow on 09 May 2022, 02:22:23 pm
Two cancellations, 1 disrespectful block and one “I can’t make it, the traffic is bad” later, and I am livid. I am thinking of implementing a small deposit to protect my time but I have heard my clients (a couple of them) say they’ll never pay a deposit. I wonder why some of these men think we’ll steal their £20/£30.

I practically dress up for every appointment; full set lingerie, face make up and hair done so it always annoys me when an appointment is cancelled or I am ghosted. Another thing that annoys me though not frequent is the audacity of the looks and gos that even have the effrontery to request an outfit. Yeah! I’ve dressed up as a sexy secretary for a look&go before.

Why is paying a deposit such a big deal to some of these men or is it my target market that is flawed? I’ve had guys book me on other platforms eg tryst and haven’t had a problem with paying a deposit. But these adultwork men…OMG! Does anyone take a deposit for appointments and how do you do it? Has it affected the volume of clients you receive? I’ll like to know before I draft a deposit policy for my profile cause I do not want to deal with this
Title: Re: Deposits.
Post by: Escortx on 09 May 2022, 02:23:13 pm
Sometimes I think it could be because their partner might see the banks statement? But yes it’s annoying
Title: Re: Deposits.
Post by: Redsnow on 09 May 2022, 02:32:25 pm
An Amazon gift card or any can be ignored, payment of £20 using cashapp or a professional PayPal. I’m thinking I should equally make it discreet for them since they want confidentiality
Title: Re: Deposits.
Post by: Miffy on 09 May 2022, 02:42:10 pm
You’ve a answered your own question - it’s AW that’s part of the problem - some men think their feedback is golden and negates a need to pay a deposit. 

All my deposits are three figures, and payment in the form of an e_gift card (although for regulars I know well, they can pay by transfer). However, I do not use AW, and am also clear on my website and booking form that deposits are mandatory, so think these factors might just be why I have no problems.

Additionally, I also think a huge part of the issue with deposits is that some men just don’t see sex work as a proper job, so they don’t think the usual decorum applies.
Title: Re: Deposits.
Post by: Miffy on 09 May 2022, 02:45:05 pm
An Amazon gift card or any can be ignored, payment of £20 using cashapp or a professional PayPal. I’m thinking I should equally make it discreet for them since they want confidentiality

Do not use Paypal, it’s not worth the hassle. Not only can the client ask for the payment to be reversed, you could lose your account and money should they discover you’re a sex worker.
Title: Re: Deposits.
Post by: Mirror on 09 May 2022, 05:25:58 pm
Two cancellations, 1 disrespectful block and one “I can’t make it, the traffic is bad” later, and I am livid. I am thinking of implementing a small deposit to protect my time but I have heard my clients (a couple of them) say they’ll never pay a deposit. I wonder why some of these men think we’ll steal their £20/£30.

I practically dress up for every appointment; full set lingerie, face make up and hair done so it always annoys me when an appointment is cancelled or I am ghosted. Another thing that annoys me though not frequent is the audacity of the looks and gos that even have the effrontery to request an outfit. Yeah! I’ve dressed up as a sexy secretary for a look&go before.

Why is paying a deposit such a big deal to some of these men or is it my target market that is flawed? I’ve had guys book me on other platforms eg tryst and haven’t had a problem with paying a deposit. But these adultwork men…OMG! Does anyone take a deposit for appointments and how do you do it? Has it affected the volume of clients you receive? I’ll like to know before I draft a deposit policy for my profile cause I do not want to deal with this

When I brought in a deposit requirement it took a while to work through those who just will not, but at the same time I had also moved to outcall only which also slashed/changed my customer base. My deposit policy is very clear, stated on all my adverts and I wish I had brought it in sooner. I also learned to increase it because I will still receiving cancels, and also made it non-transferrable. Prior to taking deposits 75% of first time bookings cancelled, didn't confirm, no showed or chopped and changed. My old diaries are heartbreaking to look at, even second bookings 50% would not go ahead. Taking deposits I actually found I needed to apply it to the second booking, after a few truly stood me up. Of the few times I have transferred it without asking for another, 50% have reneged on the rearranged booking. Over time yes I still have enquirers who don't or won't pay a deposit but I have enough regulars, and those who will pay a deposit - infact more than enough. Do bear in mind I am low volume, but I usually turn away 2 or 3 people for each booking I do accept. What can be interesting are those who pay a significant deposit but still do not remember to confirm on time, confirm late, or confirm at the last minute (I give a window).

Also be aware some will claim to have sent the deposit but it never arrives, also some will disappear promising to send. I advise if there is any delay in paying they must check I am still available, deposit is required to secure the booking.

Going back to the initial problem I suspect the problem is some want option to back out, know they are unreliable or have unreliable lives, also there are scammers if I was on a scam surely I would accept all the bookings, however there will be people doing this I am sure. Quite a few enquirers tell me they have been scammed before, I tell them they have the choice my policy is clear.
Title: Re: Deposits.
Post by: Femme fatale on 10 May 2022, 02:39:37 am
It's quite annoying that these clients won't pay for the service they have obviously enjoyed previously , especially if they are returning for a repeat  or are planning to see you for the first time and like what you look like and offer . It's common sense to secure the booking with a busy escort .

Many places request deposits or pay in full before the customer has even experienced the session , wonder how they get around that .
Their outlook towards escorts is clearly wrong in the first place ,they need to adjust their attitudes otherwise they will find they can't get any booking made at all.
Many escorts dont use a deposit set up and are often let down constantly by these punters also  :FF
I did once try it but it didn't work at all so I've gone back to a booking turn up appointment system .


Title: Re: Deposits.
Post by: Miranda111 on 10 May 2022, 05:52:41 am
I think one of the reasons some clients do not want to pay a deposit, certainly new ones who haven't built up any trust, is because they are worried it is a scam.

I suppose setting up a deposit policy is like swings and roundabouts - whereas this offers some security that bookings will go ahead once a deposit has been paid, it will put some people off from making a booking altogether.

Miranda x
Title: Re: Deposits.
Post by: Escortx on 10 May 2022, 08:11:50 am
Yes lots of places need deposits many beauty therapists get them
Title: Re: Deposits.
Post by: denise96 on 10 May 2022, 10:00:41 am
Yes lots of places need deposits many beauty therapists get them


Yes but men don't see us that way. They be like oh she's just a "whatever words they use" and why should I pay a deposit.  She will scam me. They don't think about this job as we think about it.
Title: Re: Deposits.
Post by: Redsnow on 11 May 2022, 09:07:12 pm

Yes but men don't see us that way. They be like oh she's just a "whatever words they use" and why should I pay a deposit.  She will scam me. They don't think about this job as we think about it.

See that is the problem, I don’t want to see those men. One of the reason I made my minimum an hour was cause I realised the “shorter time” clients were the kind of men that felt they needed to get everything done to them within a short timeframe or were tad disrespectful. I don’t want problematic clients or clients that feel we’re just “whatever they want to call us” and I don’t want some wackjobs thinking they can have the luxury of fake booking and not turning up. One of the things they even say is “sorry if I messed you around” like they intended to
Title: Re: Deposits.
Post by: Femme fatale on 22 May 2022, 07:25:43 pm
Yes lots of places need deposits many beauty therapists get them
That's a completely different client booking service  altogether though . It's usually a % of women who wouldn't mess around  and not turn up for  their massage ,facials etc
Unlike many of the men we have to deal with
Title: Re: Deposits.
Post by: PinkR2021 on 29 May 2022, 06:54:34 pm
. I also learned to increase it because I will still receiving cancels, and also made it non-transferrable.
Can I be cheeky and ask how much (percentage wise or cash amount) you charge as a deposit?
Title: Re: Deposits.
Post by: Miffy on 30 May 2022, 08:47:01 am
It’s up to you really. My deposits are 20% most of the time, but occasionally, I will round it up/down so the outstanding payment will end in a zero (as cash machines rarely dispense five pound notes).
Title: Re: Deposits.
Post by: Mirror on 30 May 2022, 03:11:07 pm
Can I be cheeky and ask how much (percentage wise or cash amount) you charge as a deposit?

It's a set amount started at £20, went to £40, £50, now more than that.

If the booking requires a lot of travel and the travel supplements is higher than the deposit, then the travel supplement becomes the desposit. For example if I charge £100 extra for a particular location the deposit is £100.
Title: Re: Deposits.
Post by: PinkR2021 on 06 June 2022, 07:46:52 pm
It's a set amount started at £20, went to £40, £50, now more than that.

If the booking requires a lot of travel and the travel supplements is higher than the deposit, then the travel supplement becomes the desposit. For example if I charge £100 extra for a particular location the deposit is £100.

Thank you.
Title: Re: Deposits.
Post by: Raven 1 on 22 January 2023, 08:05:34 pm
I would like to start using Cash App for deposits. Will my identity be hidden? Also is it possible for clients to take back deposits?

Thank you
Title: Re: Deposits.
Post by: sweetnessbent2 on 23 January 2023, 07:54:35 am
I use CashApp for deposits and your identity is hidden (though CashApp may ask you to verify your identity after a while, which I understand if you send/receive a lot of payments).

I know people can raise disputes over payments ([link removed) though this has never happened to me so far.
Title: Re: Deposits.
Post by: cherryfcuk on 25 January 2023, 10:45:44 pm
I wouldn’t work with out a deposit, unless touring. I take my deposits through PayPal somehow they think its a business account now. Or cashapp.
Title: Re: Deposits.
Post by: MissStar on 22 February 2023, 03:29:45 pm
Be careful, I lost my Cashapp account as they said it was for paying for sexual services.
They either checked my phone number or I was grassed up.
Title: Re: Deposits.
Post by: DiscreetLady on 22 February 2023, 08:38:33 pm
Be careful, I lost my Cashapp account as they said it was for paying for sexual services.
They either checked my phone number or I was grassed up.

my cashapp is linked to my personal phone number so there's no way cashapp would find out unless a client reports me to cashapp directly.
Title: Re: Deposits.
Post by: M.Y.A. on 01 March 2023, 08:57:40 am
Cash App worked for me to receive little tributes, so low amount transfers.
First time I tried to receive one that was over 100 it asked me to verify my account and the process took a while, the person ended up cancelling the payment.
Title: Re: Deposits.
Post by: DiscreetLady on 01 March 2023, 10:58:15 am
Cash App worked for me to receive little tributes, so low amount transfers.
First time I tried to receive one that was over 100 it asked me to verify my account and the process took a while, the person ended up cancelling the payment.

got ya, yeah mine is already verified and i have a very high limit i can receive 10,000 pounds per week. before verifying i think the limit is 500 or 1000 weekly
Title: Re: Deposits.
Post by: MissStar on 03 March 2023, 09:25:44 am
my cashapp is linked to my personal phone number so there's no way cashapp would find out unless a client reports me to cashapp directly.

Yeah mine was. I'm guessing a disgruntled client reported me
Title: Re: Deposits.
Post by: DiscreetLady on 03 March 2023, 08:21:24 pm
Yeah mine was. I'm guessing a disgruntled client reported me

did you register in the us or the uk the reason i ask is bc escorting is legal in the uk so it wouldn't make sense for them to close your uk based account, unless you had a us account and your client reported that one
Title: Re: Deposits.
Post by: jasmine89 on 03 March 2023, 09:37:34 pm
Mine got shut down too! I’m guessing maybe someone disputed a charge. I just made a new one and alls fine with that at the moment

Title: Re: Deposits.
Post by: MissStar on 05 March 2023, 12:04:35 am
did you register in the us or the uk the reason i ask is bc escorting is legal in the uk so it wouldn't make sense for them to close your uk based account, unless you had a us account and your client reported that one

UK. Banks are definitely not SW friendly, neither is PayPal and seemingly Cashapp, legality is irrelevant, its seen as morally wrong and businesses don't want to be associated.
Title: Re: Deposits.
Post by: RB1 on 10 March 2023, 05:30:37 pm
I take Amazon vouchers 😂
I know I’m going to spend them and they can either buy a vouchers and screen shot me the code or send it to via email
Title: Re: Deposits.
Post by: Ellie B on 14 March 2023, 01:24:21 am
Can anyone give me info on the best way to receive deposits that is not by bank transfer or Amazon gift?
I don't want my real name showing on anything.
Thanks in advance
Title: Re: Deposits.
Post by: DiscreetLady on 14 March 2023, 09:23:51 am
Can anyone give me info on the best way to receive deposits that is not by bank transfer or Amazon gift?
I don't want my real name showing on anything.
Thanks in advance

cashapp and gift cards to spas, restaurants, etc... you can create a new gmail address for the gift cards
Title: Re: Deposits.
Post by: Mirror on 14 March 2023, 09:49:29 am
cashapp and gift cards to spas, restaurants, etc... you can create a new gmail address for the gift cards

Do be aware some punters/clients may try to pay the whole fee this way, I always explain gift cards can only be used to pay the exact deposit amount. Also if someone needs to pay a larger deposit or is cancels several times in a row the deposit can only be paid by bank transfer or Cashapp.
Title: Re: Deposits.
Post by: Bexy on 28 March 2023, 04:42:46 pm
Can anyone give me info on the best way to receive deposits that is not by bank transfer or Amazon gift?
I don't want my real name showing on anything.
Thanks in advance

Do you (or anyone) know if you get a Amazon Gift Voucher and then purchase something via Amazon, can you then get a Refund in Cash, or do they Refund you with a Gift Voucher?

Just asking as I always prefer cash & just wondered if this was/is a workaround.
Title: Re: Deposits.
Post by: Mirror on 28 March 2023, 05:58:48 pm
Do you (or anyone) know if you get a Amazon Gift Voucher and then purchase something via Amazon, can you then get a Refund in Cash, or do they Refund you with a Gift Voucher?

Just asking as I always prefer cash & just wondered if this was/is a workaround.

They only refund the payment method used to buy the item, otherwise this could be a form of money laundering. I have explained this to clients because some didn't realise I cannot convert the gift voucher into cash, they wanted to pay the entire fee this way or show how genuine they are by paying a larger deposit than requested. I can't pay bills, I can only order items. I also have to create a separate spreadsheet for income for my accounts - can't connect gift cards to accounting software and it's a pain to go through each year. This is one reason I have stopped offering gift cards as a payment, deposit, online services payment option.
Title: Re: Deposits.
Post by: Phoenix on 29 March 2023, 07:37:42 am
Also, they can only send a voucher through if they already have an account up and running, as this is also seen as a money laundering risk.

I ask everyone this now.

The number of times I have been waiting for a voucher that never arrives, only to discover they only opened the account there and then to send the deposit.
Title: Re: Deposits.
Post by: Mirror on 29 March 2023, 07:47:30 am
Also, they can only send a voucher through if they already have an account up and running, as this is also seen as a money laundering risk.

I ask everyone this now.

The number of times I have been waiting for a voucher that never arrives, only to discover they only opened the account there and then to send the deposit.

Yes I learned to advise vouchers can take up to 4 hours to arrive, I stipulate if it arrives too late I don't issue refunds only move to a different time convenient for both.  Also I didn't accept screen shots, same for any other form of deposit or payment.
Title: Re: Deposits.
Post by: M.Y.A. on 07 June 2023, 05:20:08 pm
Apparently folks are having trouble with cashouts not coming through. One worker reported that suddenly, without warning, cashapp introduced limits of receiving gbp100/monthly in the UK.
I know of at least 2 people who have lost money with the app, thought I'd write a warning here for people take different measures for deposits and such.
Cheers xoxo
Title: Re: Deposits.
Post by: w0lfrune on 10 July 2023, 06:41:27 pm
I usually use CashApp for clients to pay deposits (such as no feedback or if I have to travel) but I am getting more and more clients telling me they can't get CashApp to work. I also find it to be hit or miss on my end.
I would use PayPal but it's attached to my real name, as is my bank account and just about anything else I could use. Does anyone know of a way I can recieve money online without disclosing my actual name?
Title: Re: Deposits.
Post by: Mirror on 11 July 2023, 08:27:13 am
I usually use CashApp for clients to pay deposits (such as no feedback or if I have to travel) but I am getting more and more clients telling me they can't get CashApp to work. I also find it to be hit or miss on my end.
I would use PayPal but it's attached to my real name, as is my bank account and just about anything else I could use. Does anyone know of a way I can recieve money online without disclosing my actual name?

Cashapp have imposed incredibly low limits on everyone in the UK, it's no longer viable unless you can stay within £100 in £100 out and £200 withdrawal per month.
Title: Re: Deposits.
Post by: Lady Frog on 12 July 2023, 01:45:37 am
Does anyone know of a way I can recieve money online without disclosing my actual name?

Wishtender

There is a small fee, but it's reliable, anonymous, and best of all, they are sex worker friendly!
Title: Re: Deposits.
Post by: IndieSW1 on 19 July 2023, 05:19:13 pm
Does anyone accept crypto payments - either deposit or full booking amount? I'm blocked on cashapp and I have a very unique surname so I'm reluctant to do bank transfers as someone could easily search for me online
Title: Re: Deposits.
Post by: cherryfcuk on 19 July 2023, 11:29:40 pm
Does anyone accept crypto payments - either deposit or full booking amount? I'm blocked on cashapp and I have a very unique surname so I'm reluctant to do bank transfers as someone could easily search for me online

Open a business account its easy and best way to accept  bank transfers.
Title: Re: Deposits.
Post by: Jessica rabbit_milf on 21 July 2023, 07:02:21 pm
I use square

Which is a card machine and you can send the link via text.
It states in my profile it is 50% deposit plus a 2.5% few on top.
That's what square charges you so at least your are covered.
Title: Re: Deposits.
Post by: Curvymamma on 09 September 2023, 09:18:21 am
Just a heads up about PayPal.  I have an outcall booking from an international client, for outcalls I always ask for a small deposit.  He wanted to pay using PayPal (which I'm reluctant to do) however agreed to it.  I set a business PayPal account up over a year ago which I had used for a couple of transactions, but haven't used it in over a year.  It was set up in my work name, brand new email and my business bank account.....nothing relating to my personal account.

The client sent the deposit to my business account, but when I got the email from PP saying funds have been sent, it showed my real name.  I checked my personal account and the funds were in there!  Somehow PP have merged my business and personal accounts, and now the client knows my real name (which isn't a common name, although I'm not too concerned about this).
Title: Re: Deposits.
Post by: RB1 on 09 September 2023, 10:48:28 am
Just a heads up about PayPal.  I have an outcall booking from an international client, for outcalls I always ask for a small deposit.  He wanted to pay using PayPal (which I'm reluctant to do) however agreed to it.  I set a business PayPal account up over a year ago which I had used for a couple of transactions, but haven't used it in over a year.  It was set up in my work name, brand new email and my business bank account.....nothing relating to my personal account.

The client sent the deposit to my business account, but when I got the email from PP saying funds have been sent, it showed my real name.  I checked my personal account and the funds were in there!  Somehow PP have merged my business and personal accounts, and now the client knows my real name (which isn't a common name, although I'm not too concerned about this).
Title: Re: Deposits.
Post by: RB1 on 11 September 2023, 09:38:26 am
Also, they can only send a voucher through if they already have an account up and running, as this is also seen as a money laundering risk.

I ask everyone this now.

The number of times I have been waiting for a voucher that never arrives, only to discover they only opened the account there and then to send the deposit.

They can easily buy an Amazon voucher and then text you the code I’ve had a few so this for me
Title: Re: Deposits.
Post by: RB1 on 11 September 2023, 09:40:09 am
Wishtender

..
Title: Re: Deposits.
Post by: Mirror on 11 September 2023, 11:01:32 am
They can easily buy an Amazon voucher and then text you the code I’ve had a few so this for me

The problem I had was many would pay more than the deposit, some the entire fee by voucher usually without even asking. When someone repeatedly cancelled then paid a higher or same deposit I wasn't getting any actual real money.  :FF

Voucher doesn't pay my bills, doesn't pay the tax due on that income, added an extra account for my accounts.

If someone insists on paying their deposit this way I'm now saying it's in addition to my fee, but I'm no longer mentioning it to enquirers.
Title: Re: Deposits.
Post by: Pretty Pink on 05 October 2023, 04:06:33 pm
If someone paid by a voucher though what’s to stop them sending you the code and then using it themselves before you have chance?

I’m getting more people asking for bank transfers because they don’t have their card with them and I don’t want cash app or anything so thought a couple a week could send a voucher I would use. Has anyone had someone spend it first before?

Title: Re: Deposits.
Post by: amy on 05 October 2023, 08:16:53 pm
If someone paid by a voucher though what’s to stop them sending you the code and then using it themselves before you have chance?

They can't with Amazon vouchers/gift cards, because you add the value to your account so you can spend it when you're ready. So if you went to add it and it said the balance was zero, no booking :)
Title: Re: Deposits.
Post by: northernstar on 05 October 2023, 09:12:47 pm
Has anyone had an experience of punters reversing a payment via bank transfer ?

Title: Re: Deposits.
Post by: Pretty Pink on 06 October 2023, 03:39:35 pm
They can't with Amazon vouchers/gift cards, because you add the value to your account so you can spend it when you're ready. So if you went to add it and it said the balance was zero, no booking :)

Thankyou. I will see if the supermarkets have an option to add to account too as I would probably use those more than Amazon seen as my shopping bill is through the roof  ::)
Title: Re: Deposits.
Post by: Fayeinlondon on 18 November 2023, 03:53:29 pm
Have anyone used SumUp the card machine ?
Title: Re: Deposits.
Post by: Tartwivaheart on 18 November 2023, 08:12:03 pm
Has anyone had an experience of punters reversing a payment via bank transfer ?

Yes ! Me unfortunately, it was only for a £10 phone chat ! The guy had the call , then tried to reverse the payment but the bank immediately put my account on hold so I had to go in and i was given a number to contact fraud team ,luckily I had all the messages in black and white to confirm the call and the call log proving I did the call. Emails with the fraud team were slow and days between (they didn’t do calls!) …took a few days at least to get my account back ,then they tell me I should have a business account. Was very stressful,all over a tenna ! The icing on the cake …the same guy messaged me a few weeks later asking for another call  :FF :FF
Title: Re: Deposits.
Post by: Escortx on 24 November 2023, 08:45:00 am
That's bad over 10£ did you get to keep it? Only thing I'm worried about is them closing my account and keeping a big amount. Then the proof I have to show them about escorting they won't accept because of the type of job
Title: Re: Deposits.
Post by: Tartwivaheart on 24 November 2023, 02:13:07 pm
That's bad over 10£ did you get to keep it? Only thing I'm worried about is them closing my account and keeping a big amount. Then the proof I have to show them about escorting they won't accept because of the type of job

I actually don’t know, I was so relieved to get my account open again and  fraud team off my back that I didn’t care at the time  !
I have 2 personal accounts. (One I class as business ) so I put escort cash /online payments / bank transfers from customers all in one bank so it’s logged down for tax/accounting purposes but i move it immediately into my other account which I use for savings , personal bills etc . I only leave business expenses in the business account. That way if for what ever reason it did get closed again. There’s nothing really in it to lose x
Title: Re: Deposits.
Post by: Through The Glory Hole on 09 March 2024, 11:48:35 am
Good Morning everyone

Before Christmas I had a few time wasters so I've decided I want to start looking at taking small deposits for bookings.

What system do you use to take deposits that keeps your personal info (real name etc) secret from the client?

Thanks
Title: Re: Deposits.
Post by: SAAFE on 09 March 2024, 11:51:13 am
Merged

Please use the search box before starting new threads :)
Title: Re: Deposits.
Post by: GucciGang on 09 March 2024, 05:37:31 pm
Good Morning everyone

Before Christmas I had a few time wasters so I've decided I want to start looking at taking small deposits for bookings.

What system do you use to take deposits that keeps your personal info (real name etc) secret from the client?

Thanks

Get a business account you can name it anything you like then you don’t have to give out your name.
Title: Re: Deposits.
Post by: RB1 on 10 March 2024, 05:58:41 pm
Get a business account you can name it anything you like then you don’t have to give out your name.

If your a sole trader not all business accounts let you have a business name as such

TIDE will let you have a business name
But some of the online business accounts won’t

I use a mixture of my tide account and wishhush and occasionally Amazon vouchers
Title: Re: Deposits.
Post by: GucciGang on 12 March 2024, 01:56:20 pm
I’m with Nat West Bank and have a business account and could name it what ever I liked when I was setting it up.
Title: Re: Deposits.
Post by: northernstar on 12 March 2024, 11:05:30 pm
I’m with Nat West Bank and have a business account and could name it what ever I liked when I was setting it up.

Careful with Nat west, they have form in freezing people’s accounts without explanation.
Title: Re: Deposits.
Post by: Mirror on 13 March 2024, 03:45:23 pm
I set up a couple of business accounts, one in a non-sex work business one a high street bank the other one of the newer online banks. The high street bank was VERY thorough, both wanted to include my name in the account name.
Title: Re: Deposits.
Post by: Jessiegirl on 02 April 2024, 04:07:06 pm
I do accept bank transfers from regulars I know I can trust. I check it is in my account before we start. I receive it pretty much straight away including weekends so guess each bank varies when you receive it.
Title: Re: Deposits.
Post by: Mirror on 02 April 2024, 04:15:26 pm
I do accept bank transfers from regulars I know I can trust. I check it is in my account before we start. I receive it pretty much straight away including weekends so guess each bank varies when you receive it.

Some weekend payments don't show in my app, but do show in the browser version. Also one bank (former building society) still doesn't process until next working day.
Title: Re: Deposits.
Post by: KirstyKiss on 02 April 2024, 04:50:54 pm
If any of my clients want to pay by bank transfer then they MUST do it and funds received BEFORE the booking takes place.

Sad to say but anyone not taking the money upfront needs to wise-up.
Title: Re: Deposits.
Post by: SAAFE on 02 April 2024, 06:13:45 pm
Posts from bank transfer thread merged.
Title: Re: Deposits.
Post by: Femme fatale on 14 April 2024, 05:46:58 am
Can I set up a bank account in another name then as I don't want them ever knowing my real name+ details  etc ?
Title: Re: Deposits.
Post by: amy on 14 April 2024, 01:36:38 pm
Can I set up a bank account in another name then as I don't want them ever knowing my real name+ details  etc ?

Do you have another name you can open a bank account in? You'll need ID, proof of address and so on.
Title: Re: Deposits.
Post by: RB1 on 18 April 2024, 10:10:06 am
Just a quick heads up
2 ladies that I know well have had bank accounts closed due to punters saying the deposit is fraud

Both had taken a deposit in one account
Transfered it to another account  and both accounts were frozen

In one case the lady got her personal account back up ( Lloyd ) when she proved the transactions using text messages but  had her business account closed

In the other lady’s account both accounts were frozen/ closed and when she tried to open another account they were all refused and she has a CifAs marker on her credit file

I would personally say if you transfer deposit money from one account to another then you need to get that out in cash in case your account is closed

In the last week I know of 3 ladies who have had similar problems with accounts being closed due to punters saying fraud / requesting a charge back
 
Title: Re: Deposits.
Post by: amy on 18 April 2024, 11:32:32 am
I've merged this just because the number of banking/deposit threads we have running is getting towards double figures and they all basically say the same thing.

I'll have a think and see if there's a better way to organise them, but in the meantime please add to one of the existing ones (the other main ones have Post Office and NatWest in the titles IIRC) :)
Title: Re: Deposits.
Post by: RB1 on 18 April 2024, 12:16:53 pm
I've merged this just because the number of banking/deposit threads we have running is getting towards double figures and they all basically say the same thing.

I'll have a think and see if there's a better way to organise them, but in the meantime please add to one of the existing ones (the other main ones have Post Office and NatWest in the titles IIRC) :)

Thank you Amy
Title: Re: Deposits.
Post by: DimePiece on 18 April 2024, 01:42:05 pm
I’ve just started accepting deposits/bank transfers and would immediately transfer it out to my personal account thinking it’ll counter any chargeback issues, so this is great information, thank you.
I’ll never understand why they go through the trouble of reporting a little deposit when they’ve paid most of it in cash😠
Title: Re: Deposits.
Post by: RB1 on 18 April 2024, 02:14:16 pm
I’ve just started accepting deposits/bank transfers and would immediately transfer it out to my personal account thinking it’ll counter any chargeback issues, so this is great information, thank you.
I’ll never understand why they go through the trouble of reporting a little deposit when they’ve paid most of it in cash😠

Cos they are wankers 😂

I’ve known  it to happen to quite a few ladies in the last year but only one who had the CIFA issue but I only know about that because she is a good friend and told me so others might have the same problem but don’t know about it
 
Even if she manages to get it sorted it can stay on her record as a min of 13 months
If she can’t manage to get it sorted then around 6 years
So it screws up your credit file for that amount of time

If it was me then I would get punters  to transfer small amounts like 20 -30 and say that’s for dinner / petrol / food in the payment bit of the transfer

And then when they send you a text for the deposit just for them to say hi sent you the deposit as then you can match it with the time / day what they have sent you

The  lady who had her business account ( tide ) shut said the client was refunded back his a£100 deposit and tide wouldn’t even go into any real discussion about it with her
Luckily her Lloyd’s account she managed to keep open as she could prove to them he sent it and she transferred it over

Title: Re: Deposits.
Post by: Lara123 on 18 April 2024, 02:50:01 pm
Are these AW clients?

Just a quick heads up
2 ladies that I know well have had bank accounts closed due to punters saying the deposit is fraud

Both had taken a deposit in one account
Transfered it to another account  and both accounts were frozen

In one case the lady got her personal account back up ( Lloyd ) when she proved the transactions using text messages but  had her business account closed

In the other lady’s account both accounts were frozen/ closed and when she tried to open another account they were all refused and she has a CifAs marker on her credit file

I would personally say if you transfer deposit money from one account to another then you need to get that out in cash in case your account is closed

In the last week I know of 3 ladies who have had similar problems with accounts being closed due to punters saying fraud / requesting a charge back
Title: Re: Deposits.
Post by: KirstyKiss on 18 April 2024, 03:02:54 pm
Cos they are wankers 😂

I’ve known  it to happen to quite a few ladies in the last year but only one who had the CIFA issue but I only know about that because she is a good friend and told me so others might have the same problem but don’t know about it
 
Even if she manages to get it sorted it can stay on her record as a min of 13 months
If she can’t manage to get it sorted then around 6 years
So it screws up your credit file for that amount of time

If it was me then I would get punters  to transfer small amounts like 20 -30 and say that’s for dinner / petrol / food in the payment bit of the transfer

And then when they send you a text for the deposit just for them to say hi sent you the deposit as then you can match it with the time / day what they have sent you

The  lady who had her business account ( tide ) shut said the client was refunded back his a£100 deposit and tide wouldn’t even go into any real discussion about it with her
Luckily her Lloyd’s account she managed to keep open as she could prove to them he sent it and she transferred it over

Your advice is sound but this just awful for anyone to go through so I am no longer taking deposits or payments by bank transfer.

I was debanked by NatWest last year so don’t need any more hassle in the banking department.

I’ll be confirming with every client that it it cash only from now on. I would rather lose the odd booking than these horrors happening.
Title: Re: Deposits.
Post by: RB1 on 18 April 2024, 06:08:03 pm
To be honest I rarely take deposits and when I do I take vouchers or wish hush or throne
But when taking a booking I put in all texts cash only no bank transfers

This avoids people turning up and expecting me to slide a credit card between my vagina 😂
And honestly I’ve never had anyone turn up without the cash

Get the odd one who asks if I take transfer but no problems when I say no I don’t
Title: Re: Deposits.
Post by: DimePiece on 18 April 2024, 08:57:07 pm
To be honest I rarely take deposits and when I do I take vouchers or wish hush or throne
But when taking a booking I put in all texts cash only no bank transfers

This avoids people turning up and expecting me to slide a credit card between my vagina 😂
And honestly I’ve never had anyone turn up without the cash

Get the odd one who asks if I take transfer but no problems when I say no I don’t

The positive side of deposits since I’ve started accepting them are; I don’t get no shows or clients turning up as they please(they are always on time), and though I miss the odd ones who don’t want to pay a deposit, the ones I do get are safe, respectful & easy to please. It’s given me more peace of mind & made work much easier.

BUT..
I make it clear that I don’t accept bank transfers in person & I only accept little deposits, so no more than £20/£30. I’ll just need to start withdrawing the cash instead of transferring it.