What I'd like to do is take credit card payments. They can go to the bank next door for cash - I want to get money from the impulsive ones who don't have the cash in their current account.

What about chargebacks? Personally I would be doing anything to protect myself from these and impulsive clients full stop.

Or forgetting PIN.

What about chargebacks? Personally I would be doing anything to protect myself from these and impulsive clients full stop.

If they put in their pin number, it's much harder to do. If they forget their pin then I guess it's like forgetting their cash - they've wasted everyone's time.

Iv heard there will be a vote this month on the cashless society proposal, if we start using bank transfers even if we have a business account can any malicious clients call our banks to say that we are SW’s to get the bank accounts closed or would this go down as a slander on their behalves?

Yes they could call the bank and tell them and you probably wouldn't know who it was.  It wouldn't really be slander as it's true.  There would be nothing as far as I am aware that you could do.

I’d also like to know the source on this apparent vote for a cashless society ?

Makes me so mad, Should be a choice and those restaurants and shops are forcing it and isn't it in a way discrimination refusing certain people who choose use cash to be banned in literally from gracing their establishment. Trying to make it embarrassment to those who want to pay with dash. I think the government would love it because then its total control, If you only use your card then all of yiur personal life is there to see with every swipe from the minute yiu tap your card.  I think if we don't protest this it will be allowed to become the new norm everywhere, Benefits the big companies. Most clients would not Want to pay by card for discretion, Future will be payment in gift cards lol. Actually had a guy who use to pay me with those loaded vanilla cards and it was a pain as most shops didn't except them.