I have to admit this is really now getting to me, as per my comments in the thread about people turning up with no cash wanting to pay with apps/cards/mobile banking and bitcoin.

I live in an area that is very middle class outskirts of London and I am amazed at how many places now wont take my cash, most places do, but it is starting to worry me as more have gone cashless. My clients tell me that I am the only person that they pay in cash and don't carry it at all any more.

 No card companies will touch us if we are honest about what we do, no banks will let us open an account if we are honest about what we do.  I used to worry about laws coming into criminalize the client etc., but now I think just doing away with cash will do the job for them.

In the town I live in 2 more banks have recently closed, and the big towns around me have more closing in the next month.  You can use the post office, but I am uncomfortable with that as you have to use the counter, and not a machine which makes it more anonymous.

I wondered if anyone had found any way of taking virtual payments without having to lie about the nature of the business, which risks chargebacks and other issues.

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If it's any comfort, over where I work (Norway), the government itself has been actively pushing for phasing out cash for at least a decade - only one bank in my town accepts physical deposits to an account, for example. And that hasn't stopped places from accepting cash, except for vaguely hipster cafes. I pretty much never even see anyone -use- cash, besides myself, and yet the option remains because there is just no good reason to scrape it.

Look at how easy it was for visa and mastercard to be switched off for the Russian people.

This should be a warning to us all. If a different political situation unfolds in future, it could easily be other countries (including us) getting cut off overnight. And if/when we have dispensed with cash in favour of relying digital transactions, it would absolutely turn our lives upside down.

Cash is not going to disappear anytime soon.

Cash apps terms and conditions do not allow payment for escort services, which means they could reverse the transaction.

They maybe don't, but plenty of people seem to use it - I've only rarely had anybody ask to pay any other way and I can't remember the last time so I haven't looked into it. I am close to plenty of cash machines though so it's maybe easier for people here.

I'll remind everybody else that we need to stay on topic, and the topic is sex work (I appreciate the thread title isn't helping so I'll change it shortly). There are plenty of places online for general discussion topics and this isn't one of them .

I take a good proportion of my money into by bank account through online banking. I just tell them they'll get a name mismatch error and they'll have to ignore it. I pay cash in through the post office (around £1k a time). My cash app was closed down.

As Ms Rehead said, when money is transferred online, the bank prefer there to be an exact match with the account name. But you can still receive transfers even with a name mismatch. The payer assumes the risk of paying into the wrong account. So I ask the client to send a £1 first just so you both know that the account details are correct. And then follow up with the balance once you are both happy. There is no way that the actual account name or any other details are revealed. Data protection ensures that.