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Author Topic: Bank Transfers. Can It Ever Be Anonymous?  (Read 2936 times)

Phoenix

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Bank Transfers. Can It Ever Be Anonymous?
« on: 20 April 2019, 09:19:19 am »
This has been driving me mad for months. I have searched this site and can only find conflicting information.
Is there a failsafe way to receive a bank transfer without the sender ever discovering my name on his statements?
Has anyone ever tested this and seen if the receiver's account name is also shown - alongside the account number and sort code ? ( eg, by the sender clicking on the 'details' of the payment later)

In the past, I used the supposedly anonymous 'Pay A Contact' service, where only your phone number is needed.
 I was horrified when a client showed me that my surname and initial was clearly given in his online statement  >:(
This was before the banks changed to account names being now the FULL name (not just surname and initial as previously)

Every day, someone offers to pay me this way and I have always worried about my name being shown later..

Amazon deposits or cash payments can be a nuisance for lots of people -  especially early morning hotel outcalls who just want to lie in bed, make a call, transfer the full amount and wait till I get there  :-\
Many people are not on Amazon and a trip to Asda or Tesco on a Sunday Morning to purchase a card are off-putting (and futile on Easter Sunday  :D)

*Edit to add: I should probably mention that I have a very unusual name and an online presence for my other businesses and my real life.
It would be simple for a client to trace me through my real name  :-\*
« Last Edit: 20 April 2019, 09:29:31 am by Phoenix »

Justine

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Re: Bank Transfers. Can It Ever Be Anonymous?
« Reply #1 on: 20 April 2019, 09:35:31 am »
Sorry I can not answer your question but am sure others will do that. What puzzles me is why men when they know they are about to book someone, don't they just go to an atm and draw out the cash?

Even if in a hotel they can pop down to reception and use the machine. Then go back to bed?  Or be prepared the night before!

Mirror

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Re: Bank Transfers. Can It Ever Be Anonymous?
« Reply #2 on: 20 April 2019, 09:36:24 am »
I accept and send bank transfers all the time, as far as I'm aware the only name the sender sees is the name  input onto the transfer form. At the moment this can be any name.

When providing my details I just tell the person to put whatever they like for the account name or reference. So far it works.


Mirror

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Re: Bank Transfers. Can It Ever Be Anonymous?
« Reply #3 on: 20 April 2019, 09:40:41 am »
Sorry I can not answer your question but am sure others will do that. What puzzles me is why men when they know they are about to book someone, don't they just go to an atm and draw out the cash?

Banks are closing in many remote areas, some clients like to pay by transfer, also I require a deposit from new clients quite a few decide to pay for the entire booking that way.

Years ago did have a few clients turn up late after going on ATM hunts, or hadn't had chance to stop on the way.

Some like to get the payment out of the way, and since a bank I use is closing the closest branch it's going to be much more convenient for me. Also security reasons, less cash floating around.

Lots of reasons.

regieeee

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Re: Bank Transfers. Can It Ever Be Anonymous?
« Reply #4 on: 20 April 2019, 10:08:36 am »

In the past, I used the supposedly anonymous 'Pay A Contact' service, where only your phone number is needed.
 I was horrified when a client showed me that my surname and initial was clearly given in his online statement  >:(
This was before the banks changed to account names being now the FULL name (not just surname and initial as previously)

Amazon deposits or cash payments can be a nuisance for lots of people -  especially early morning hotel outcalls who just want to lie in bed, make a call, transfer the full amount and wait till I get there  :-\
Many people are not on Amazon and a trip to Asda or Tesco on a Sunday Morning to purchase a card are off-putting (and futile on Easter Sunday  :D)


Have you asked which surname appeared in his online statement?  Was it correctly named (i.e. yours)?  If so, the name will be automatically logged when online transfer is made and it shows up on the statement.   Was he disgruntled by this, I wonder?

I don't use amazon for their unethical treatment of their staff myself, but if someone is a regular user of outcalls, how else does he pay *discreetly* for the outcall deposit?   

He probably needs to check the "Outcall Etiquette" page when he wants to hire outcall escorts. 
I saw one on an adult site.  Not sure if "how to pay outcall deposit" is covered there, however, I admit.  :-[
 

Mirror

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Re: Bank Transfers. Can It Ever Be Anonymous?
« Reply #5 on: 20 April 2019, 10:28:28 am »
I think this may be the problem with Pay a Contact;

To access and use Pay a Contact you will need to go through the same security checks you do for your Internet and Mobile Banking transactions.

Your mobile phone number, name and bank account details (sort code, account number and card number) will be recorded on the secure Paym central database. This database links your mobile phone number with the current account you've registered for
« Last Edit: 20 April 2019, 03:19:28 pm by Mirror »

Mirror

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Re: Bank Transfers. Can It Ever Be Anonymous?
« Reply #6 on: 20 April 2019, 03:21:27 pm »
The other way to test it is to send a transfer yourself, either to another of your bank accounts, or to a friend. Type some other name in the reference and account name box(not yours), see what shows up on the sending account statement.

Phoenix

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Re: Bank Transfers. Can It Ever Be Anonymous?
« Reply #7 on: 21 April 2019, 09:22:19 am »
The other way to test it is to send a transfer yourself, either to another of your bank accounts, or to a friend. Type some other name in the reference and account name box(not yours), see what shows up on the sending account statement.
Yes, I have thought about doing this. I only use one bank so far, I could do with a separate bank and keep it empty..

Phoenix

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Re: Bank Transfers. Can It Ever Be Anonymous?
« Reply #8 on: 21 April 2019, 09:26:47 am »
Have you asked which surname appeared in his online statement?  Was it correctly named (i.e. yours)?  If so, the name will be automatically logged when online transfer is made and it shows up on the statement.   Was he disgruntled by this, I wonder?

I don't use amazon for their unethical treatment of their staff myself, but if someone is a regular user of outcalls, how else does he pay *discreetly* for the outcall deposit?   

He probably needs to check the "Outcall Etiquette" page when he wants to hire outcall escorts. 
I saw one on an adult site.  Not sure if "how to pay outcall deposit" is covered there, however, I admit.  :-[

Yes, It was my exact title, initial and surname as shown on my bank card at that time.
I was with him again when he took out his laptop to show me.
No, he wasn't disgruntled as he is a single man and had nothing to hide.
I, on the other hand...  >:(

VoluptuousCurves

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Re: Bank Transfers. Can It Ever Be Anonymous?
« Reply #9 on: 21 April 2019, 10:08:05 am »
Can't speak for all banks but I'm with Lloyds and if I SEND someone money, they will see my account name. However if I RECEIVE money, I will see the sender's account name but they do not see mine, just whatever they wrote in the reference field.
And me, I am not a mess, I am a wilderness, yes
The undiscovered continent for you to undress

Mirror

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Re: Bank Transfers. Can It Ever Be Anonymous?
« Reply #10 on: 21 April 2019, 03:18:26 pm »
Yes, I have thought about doing this. I only use one bank so far, I could do with a separate bank and keep it empty..

Which is exactly what I do - stand alone bank account for deposits, with App on my phone (the only banking I have on my phone).

regieeee

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Re: Bank Transfers. Can It Ever Be Anonymous?
« Reply #11 on: 21 April 2019, 03:39:28 pm »
Yes, It was my exact title, initial and surname as shown on my bank card at that time. 
I, on the other hand...  >:(
He now knows who you are. . . Not good.  :o
It was very good of you to report this on this valuable site.

Without this useful thread, I would have outed myself without knowing, inadvertently.
I often wondered (also a bit worried) if my name won't show up on the receiver's account statement and my payment "gets lost" when sending money online in my civvie life. :-[   Now...there's no room for mystery.

Thanks again.  :)

Mirror

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Re: Bank Transfers. Can It Ever Be Anonymous?
« Reply #12 on: 21 April 2019, 04:20:11 pm »
He now knows who you are. . . Not good.  :o
It was very good of you to report this on this valuable site.

Without this useful thread, I would have outed myself without knowing, inadvertently.
I often wondered (also a bit worried) if my name won't show up on the receiver's account statement and my payment "gets lost" when sending money online in my civvie life. :-[   Now...there's no room for mystery.

Thanks again.  :)

I've been given typo bank details I always double check, usually if the digit is wrong the whole thing bounces back.

I always ask recipients to confirm receipt.

Ruby Redhead

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Re: Bank Transfers. Can It Ever Be Anonymous?
« Reply #13 on: 21 April 2019, 05:48:12 pm »
I don’t know if this “failsafe” but it’s the best I have thought of and currently works for me.
I use PayPal butttttt, I created one in my work name using my work email. I haven’t set up my bank details on it. So I can only receive money and send it to another PayPal.
So when a client pays me via PayPal I then transfer it to my real name PayPal.
If he then tried to retract the money or report me for being a sex worked or whatever, there won’t be much PayPal can do because I would have already transferred the money out and I have no bank details set up on my work one so they can’t recall the money through my bank account.

It’s working so far and I haven’t had any problems but maybe I’m playing with fire.
I’ve never had a bad experience with clients and would say I’m a good judge of character so I would hope I am being quite careful with who I allow to pay me this way but if they seem genuine then it’s a risk I’ll take.

Mirror

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Re: Bank Transfers. Can It Ever Be Anonymous?
« Reply #14 on: 21 April 2019, 06:32:15 pm »
I don’t know if this “failsafe” but it’s the best I have thought of and currently works for me.
I use PayPal butttttt, I created one in my work name using my work email. I haven’t set up my bank details on it. So I can only receive money and send it to another PayPal.
So when a client pays me via PayPal I then transfer it to my real name PayPal.
If he then tried to retract the money or report me for being a sex worked or whatever, there won’t be much PayPal can do because I would have already transferred the money out and I have no bank details set up on my work one so they can’t recall the money through my bank account.

It’s working so far and I haven’t had any problems but maybe I’m playing with fire.
I’ve never had a bad experience with clients and would say I’m a good judge of character so I would hope I am being quite careful with who I allow to pay me this way but if they seem genuine then it’s a risk I’ll take.

Unless they realise exactly what you are doing, and go for the transferred to account.