Asking for bank transfer in 2023 post Covid with the bank and govt pushing less cash transaction isn't suspicious in itself. I take bank transfer, since I require a deposit and don't accept vouchers.

And nothing is suspicious in someone offering cash after informing them you don't accept transfer lol. What else do you want them to offer? haha

The important thing is ensure if you're accepting it, you check your account on your phone that the payment is received, NOT their phone. I would say is even best if you have an account with one of the App banks as opposed to the high street ones, as they all have transaction notifications and are instant. There's literally no waiting for transfer to reach you, is instant.

A tip I would add to mitigate any possible "charge back" is to confirm rate and service in writing over text, but without stating anything explicit (X rated) regarding service. For example, say after you've confirmed you're booking them on the phone, if that how you work, follow it up with a text saying something like, Hi John, your appointment is at 2pm and your fee is £4. Here's my bank details for payment, and whatever else is important. Also, maybe after their appointment, send a thank you for your patronage and see you next time message.

If anything happens you have that to show bank that the payment was intentional.

I hope this is helpful and not compounded your fear

The OP doesn't accept bank transfers and has made this clear; I don't accept them either.

I'd file this under 'didn't read my site', so it would be a no from me unless everything else about their enquiry was perfect. If they don't want to pay with cash they're free to book somebody else, and I'd view it as another form of boundary pushing for something I don't offer.

In the instance above I'd give them a chance, but I'd have a standby in case they turned up without cash. I suspect the OP (like me) can do without the stress of wondering of they're going to try it on and I think that's completely understandable.

Hello to all
I had this guy asking on the phone  if he could pay by bank transfer which i don t accept,writing on my profile too

I'll just put this here, since it's somehow getting lost with the rest of the OP's post

I have learned to add the word 'only' to a lot of things I say, based on 9 out of 10 asking for other methods be it payment, or things like cam software etc (I know the OP is only asking about payment, but it's another example). If it's a method I don't accept I don't accept, and to prevent this I include the method in whatever acknowledgement I provide when accepting the booking.  All these things are stated on my website of course.

 

I had a few enquiries about bank transfer but I don't accept them either.   I had a guy call me a few mins oast his booking time last week saying cash machines no cash will I do a bank transfer.  I just hung up and binned him off. 

Have also had idiots trying to pay using their phone instead of a physical card for my card reader.  They get shown the door also.

If I state very clearly on my adverts the payment methods I accept I instantly see them as boundary pushers and possibly trying to reverse the payment.   Kudos to the ladies who trust randoms with their bank details but I don't trust any client as far as I could pick them up and throw them lol.

Stand your ground. Dont feel bad about having rules and sticking to them.  They push 1 boundary they'll think others are possibly too.

Apologies for not responding to the question properly, I've got baby brain.