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Author Topic: How to proceed in the event of a false bank transfer.  (Read 1943 times)

Mirian

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How to proceed in the event of a false bank transfer.
« on: 17 March 2024, 12:56:48 am »
I have a friend whose client was pretending to be paying by bank transfer and the money never arrived and he consumed the service.

It is the first time that this has happened to my friend since generally she receives quite a few payments by bank transfer here and she does not know how to buy.

She doesn't have an account on this forum, she is asking me how she should act in this situation, she doesn't know if she should go to the police or not.

Could anyone advise on how to act in this situation? I'm a little lost on this topic because it's never happened to me.
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MissBetty

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Re: How to proceed in the event of a false bank transfer.
« Reply #1 on: 17 March 2024, 03:37:41 am »
There's nothing the police will do. 

With bank transfers i make it very clear. The money must be in my account before the session begins.  So it's basically sent at the time they make the booking.  I will never accept a bank transfer on arrival for appointment.   I want to check my banking app on my phone to make sure its in.  I never trust anyone to show me a fake banking app page showing they've sent it.

I also never accept bank transfer Saturday and Sundays. Its because my bank don't credit them over weekends so I'd never know if its definitely gone through.  I make all weekend clients pay by credit card rather than bank transfer. 

Its sad but there's nothing your friend can do now regarding the money they lost.  Other than put a warning up with the guys phone number. Description and area etc.  So that others don't fall victim to his tricks. 

ladyofthemansion

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Re: How to proceed in the event of a false bank transfer.
« Reply #2 on: 17 March 2024, 04:37:59 am »
I would get your friend to join this forum.
I'm glad I got all the Cynthia Payne books before the prices rocked to sky high.

Mirror

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Re: How to proceed in the event of a false bank transfer.
« Reply #3 on: 17 March 2024, 07:01:37 am »
There's nothing the police will do. 

With bank transfers i make it very clear. The money must be in my account before the session begins.  So it's basically sent at the time they make the booking.  I will never accept a bank transfer on arrival for appointment.   I want to check my banking app on my phone to make sure its in.  I never trust anyone to show me a fake banking app page showing they've sent it.

I also never accept bank transfer Saturday and Sundays. Its because my bank don't credit them over weekends so I'd never know if its definitely gone through.  I make all weekend clients pay by credit card rather than bank transfer. 

Its sad but there's nothing your friend can do now regarding the money they lost.  Other than put a warning up with the guys phone number. Description and area etc.  So that others don't fall victim to his tricks.

I specify it has to arrive 2 hours prior to appointment time, I don't want to be fiddling in apps in the same room as the client potentially exposing each other to passwords, PIN numbers or risking signal problems.

A couple of banks also do not process until the following working day.

A warning is likely the only thing she can do, NUM, here, CE. NUM may also be able to give advice and or pass details to the police. Sometimes chancers do it to a few or do something they can follow up and any info could be useful.

Florence_Rose

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Re: How to proceed in the event of a false bank transfer.
« Reply #4 on: 27 March 2024, 01:43:06 pm »
If it was me I would message the client with my bank details and say he has until certain time to transfer the money before I processed with informing the police and advising that non-payment voids the agreement and therefore can be classed as R. This may be enough to make him see sense and cough up. It may not. But that’s what I’d do.
Failing that then all she can do it report it everywhere and learn from this

amy

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Re: How to proceed in the event of a false bank transfer.
« Reply #5 on: 27 March 2024, 02:57:52 pm »
If it was me I would message the client with my bank details and say he has until certain time to transfer the money before I processed with informing the police and advising that non-payment voids the agreement and therefore can be classed as R. This may be enough to make him see sense and cough up. It may not. But that’s what I’d do.
Failing that then all she can do it report it everywhere and learn from this

I don't know what R refers to, but what would be the point of doing this when no offence has been committed? If I was a scum punter and got a message like that I'd just laugh my arse off and bin it.

AnnaConda

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Re: How to proceed in the event of a false bank transfer.
« Reply #6 on: 27 March 2024, 05:26:48 pm »
I don't know what R refers to, but what would be the point of doing this when no offence has been committed? If I was a scum punter and got a message like that I'd just laugh my arse off and bin it.

I’m guessing she may have used R as shorthand for rape, as in consent was subject to payment therefore this was non-consensual sex obtained by deception? I agree though; I would not expect to get very far with threatening a punter with the police for this.

Justine

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Re: How to proceed in the event of a false bank transfer.
« Reply #7 on: 27 March 2024, 06:34:17 pm »
Vile behaviour by the man who tricked the Op's friend but no way could it be classed as rape. 

I remember some years back in my area a man was known as DaveCheque or something similar because he would produce a signed cheque (remember those!😕)  for the fee and some sp's accepted it. Of course the cheques bounced and by then he had enjoyed himself for free.  He booked me once and produced the cheque while grinning at me. He was back out of my door in ten seconds. No cash no sex.

None of the women he tricked said they'd been raped.

The only thing to do is make sure it isn't repeated. I've never accepted deposits or bank transfers but a great many sps do and hopefully they know what they're doing so they get their payment.
« Last Edit: 27 March 2024, 06:40:00 pm by Justine »

amy

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Re: How to proceed in the event of a false bank transfer.
« Reply #8 on: 27 March 2024, 07:11:04 pm »
Well yes, to suggest that consensual sex is rape is pretty offensive to people who have actually been raped (I'm assuming we're not suggesting that somebody puts a false report in to the police because of a few quid, since that would be completely beyond the pale).

The case of cheque writing is a bit different because a cheque constitutes a promise of payment, so that would actually be a better situation - there was a prosecution a few years ago which Ian knows more about than me: https://saafe.info/main/warnings-wasters/serial-bad-cheque-man-back-still-after-male-escorts/msg15705/#msg15705

So the situation is
Prossie - 'you said you'd pay me if I had sex with you'
Punter - 'I did pay you'
Prossie - ' No you didn't'
Punter - 'Yes I did'
Prossie - ' No you didn't'
Punter - 'Yes I did'
Etc.

Yeah, that's not going to work.

Florence_Rose

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Re: How to proceed in the event of a false bank transfer.
« Reply #9 on: 27 March 2024, 09:29:12 pm »
No I wasn’t saying to actually go to the police and report it as rape, I agree it would be pointless. However the message may have made him think twice, or maybe not.

No offence committed?? It’s definitely an offence to agree to see a swx worker, have sex and then not pay!

Just like it’s an offence to remove a condom. It’s an offence because the consented sex was on the basis of using a condom. Removing a condom without permission is an offence. The same as non payment. However you want to look at it is up to you. It’s a grey area. But there’s ‘experts’ and even courts in Australia that absolutely consider non payment as rape.

In some jurisdictions, courts have found that when a person cons a sex worker – refuses or evades the agreed payment for sex – such acts constitute rape, because consent for the sexual act was obtained fraudulently.[i/]
From article: Google: ‘It absolutely should be seen as rape’: when sex workers are conned

girlnextdoor2024

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Re: How to proceed in the event of a false bank transfer.
« Reply #10 on: 28 March 2024, 10:30:52 pm »
No I wasn’t saying to actually go to the police and report it as rape, I agree it would be pointless. However the message may have made him think twice, or maybe not.

No offence committed?? It’s definitely an offence to agree to see a swx worker, have sex and then not pay!

Just like it’s an offence to remove a condom. It’s an offence because the consented sex was on the basis of using a condom. Removing a condom without permission is an offence. The same as non payment. However you want to look at it is up to you. It’s a grey area. But there’s ‘experts’ and even courts in Australia that absolutely consider non payment as rape.

In some jurisdictions, courts have found that when a person cons a sex worker – refuses or evades the agreed payment for sex – such acts constitute rape, because consent for the sexual act was obtained fraudulently.[i/]
From article: Google: ‘It absolutely should be seen as rape’: when sex workers are conned

I absolutely agree with you Florence. The consent is based around receiving money for sex, you take away the money and you've removed my consent.

amy

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Re: How to proceed in the event of a false bank transfer.
« Reply #11 on: 28 March 2024, 10:49:16 pm »
No I wasn’t saying to actually go to the police and report it as rape, I agree it would be pointless. However the message may have made him think twice, or maybe not.

No offence committed?? It’s definitely an offence to agree to see a swx worker, have sex and then not pay!

It isn't, because sex based contracts are not legally enforceable and never have been. That's why the first rule of sex work is get the money first. The cases regarding condoms apply to everyone and aren't relevant here - it's shit, but it's the law.

I absolutely agree with you Florence. The consent is based around receiving money for sex, you take away the money and you've removed my consent.

If the SW in the OP didn't agree to sex without being paid, then she shouldn't have had sex without being paid. She didn't wait to make sure she had her money and gave the service anyway, therefore she agreed to unpaid sex.

Mirian

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Re: How to proceed in the event of a false bank transfer.
« Reply #12 on: 02 April 2024, 05:56:13 pm »
My friend accepts bank transfers and is very careful that everything is correct before the service. But this was a specific error.

I'm asking what to do when a customer has sent you a fake transfer and the service has been completed. Not about how to accept bank transfers as payment methods.
I'm just another mosquito on this windshield that we call '' life ''

SAAFE

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Re: How to proceed in the event of a false bank transfer.
« Reply #13 on: 02 April 2024, 06:14:31 pm »
These posts have been removed and added to the deposits thread :)

amy

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Re: How to proceed in the event of a false bank transfer.
« Reply #14 on: 02 April 2024, 06:48:49 pm »
I'm asking what to do when a customer has sent you a fake transfer and the service has been completed. Not about how to accept bank transfers as payment methods.

Since your friend isn't here to give any more information herself I don't really know what you want people to suggest - it's up to all of us to make sure our money is paid before we start (whether that's taking cash out of an envelope and counting it or checking our bank accounts) and she didn't do that; none of us know why she didn't?

What do you think she can/should do?