You can be a GILF! 

Pay loads in to a pension by all means and buy expensive properties but be aware if you end up in a nursing home the Government will take it all off you. I plan to do dog and cat grooming till unfit. Too many people I know die soon after retiring.

 
Thank you Beautiful Ladies for all your comments ... !!!

Because I've met some Latina girls, when I worked at Parlous,
 who spent all their money on LOUIS BUTON bags and brand-name things,
 while I was paying my land in my country,
 I advised them that with 4/5 ? I bought used bags
 and Spending 700 ? for a bag Marcas was something very ridiculous    ,
 which they made fun of me,
 telling me that I was not in fashion ..... !!!

  Summing up: We must think about the future Invest in something that can give you a safe future in the future if things of life or vegez yaa can not work ... !!

Hugs and Blessings of Light for All ... !!!

Would be nice to own businesses but not have to be there.

Girl, who is laughing now? You do whats best for you. Sometimes it is better to act the fool around others when you look at things long term secretly.

Yes hun....
Because the next day that girl did not even have money to buy food
... but she was in fashion
I advised her that she would not always be young and that she would always think if there was an illness or something unforeseen, it is always good to invest in something for the future life and not to vote for money in fantasies .... xx

oh christ, now i've gone full time and realising it isn't as easy as I thought it was.......although my hours are seriously part time, which I am sorting out.

Relying on a pension is not the best.  A client of mine told me a couple of weeks ago that he had paid 'fuckloads' into a pension for himself (self-employed, good career) which was worth 20k a year and he was planning on early retirement.....now he has almost reached it, it is worth 6k a year, all that money wasted!

I agree property is a safer bet, at least rental levels aren't going down, it is just a supreme pain in the ass with tenants to deal with.

As for shares, it's always a risk, you need to watch the markets and keep on top of what is going on in the world, but you always need to be able to say you can happily lose that money, unless you have contacts in the city 

As it stands, i'm 49 in a couple of weeks and I am truly fucked (no pun intended and totally my own doing ) and will (probably) be fucking til I die! lols

But hey, there are worse ways to go 

Sugar, stop worrying you are stressing yourself out.  I've gone the basque route, even though i've gone from a bloated size 16 (my massive vino days) to a size 12 (stopped drinking and then spent fuckloads of my inheritance on fat freezing, yep it got me on the right track but what a fucking waste of a decent house deposit  ) 

After that, I got a nutritionist for my mental health (I am on the bipolar spectrum) and found I had LOADS of food allergies (and recommend anyone gets checked) as that was causing so much water retention/bloating and internal problems.

Basically i have to cut out wheat/dairy (which I thought) and loads of other random things, but was told I need meat (I said to my nutritionist "I try to get a lot of meat on a daily basis!"  )  I reckon apart from that the biggest things are to cut out sugar (sorry Sugar! ) and grains and try and go for a paleo type diet, the weight will drop off.  Since christmas I have gone back to sugar and prosecco, but i have given up smoking.....(SORRY this is kinda off topic) but I think it's important in terms of how long you are able to keep going workwise, as so many of us don't have pensions etc/ or property investments to rely on.  (YET!) 

Sugar is so hard to quit and it is the biggest thing in terms of zapping your energy and is more addictive than smoking/alcohol etc.  You will work harder, longer and be happier without it.  Plus you will lose the weight.  First step though is get allergy tested as you may be messing your body up without even knowing, I can't believe I have about 20 allergies and only thought milk/wheat were the culprits.

In terms of money making (or shaking your money maker!) I am sure the nutritionist is absolutely right.  It's hard and I am still getting there, but if (when it becomes a habit again) it makes the difference between waking up and feeling energized at 6am or waking up feeling crap at 11am (as I have been doing this winter), there is no contest.  To get back on track (sorry guys) that is going to make all the difference to making the income in the meantime that we will need for our retirement (and I am 49 next week so need to get my skates on!)

Hope this helps someone at least, it cost me a lot of money to find this out but if it points someone else in the right direction, then it's added value