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Author Topic: When you retire from this job and old age  (Read 4825 times)

Pandora Diamond

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When you retire from this job and old age
« on: 24 February 2018, 11:30:36 pm »
Hi everybody :
How do you imagine your life and economic situation when you can not continue this work?
 

I imagine when I am old in the Caribbean, where I am from, I have made investments in land and rooms for rent, I intend to make a business to sell water, ice and live on my rents ...

I have heard many stories, generally Latinas who have come abroad to do this job, since they were young, they did not invest their money and they were poor when they can no longer work because of their age.
Thanks for all girls answer my question  :-*
Live today as if it were your last day ... but think as if you were to live forever xx

Rosesugar

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Re: When you retire from this job and old age
« Reply #1 on: 25 February 2018, 12:47:01 pm »
Pandora
Glad you brought this topic up.
I'm 50 yrs I do worry excessively about my future I'm from the UK .
I have no major investment anywhere apart from my home.
I have to sell and go into rental when I'm retired as my mortgage is high due to a massive consolidation.
I will work as an escort as long as possible and save enough as my pension won't be great .
I've always struggled with money and  hope I can manage ,I don't see myself  escorting at 60 yrs because I won't want too.

Dolls

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Re: When you retire from this job and old age
« Reply #2 on: 25 February 2018, 01:23:45 pm »
Interesting thread. Would love to know what others think. May be it will inspire me to make some positive changes and long term setting goals. As of now, i dont have any plan for retiring or old age. After paying bills and spending on little luxuries, dont have much to save atm.

Meetingdiversity

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Re: When you retire from this job and old age
« Reply #3 on: 25 February 2018, 01:27:32 pm »
I thought about this too this is why I am making changes in my life now. What are you waiting for?. Write a plan. :)

Treetop

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Re: When you retire from this job and old age
« Reply #4 on: 25 February 2018, 01:44:50 pm »
Glad someone mentioned this as it's something I'm looking into this at the moment. I'm not near retirement age but after 10 years anda few attempts to go into the civvie world of work I've decided I'm just better when escorting.

Saving for a new mortgage is my main goal but I'm looking into pensions or investments as well as I really don't fancy this job at 75 I'm already not the healthiest of people. Curious to know people's plans for retirement and residual income as it's bothering me how fickle the industry can be and that I'm spoiled and can't live of a state pension. I did have a holiday home I rented a few years back working along the lines of building income while i worked a few years (lol. I'm still here) but I'm reluctant to do so again as turned into a disaster when a few chalets a nearby fell off a cliff and prices crashed, pension plans look a little bleak from what freinds are telling me so Im hoping this thread may motivate me to pull my finger out or give me ideas of what to look into, not sure if sex work or just self employment related in my case though.

TandPJS

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Re: When you retire from this job and old age
« Reply #5 on: 25 February 2018, 04:17:10 pm »
hey i was thinking about this today! actually i'm escoritng now to pay for some big investments such as my driving licence and masters degree. I don't plan on escorting for more than a few years but my other 'career choices' are notorious for being irregular and unstable jobs.

Someone did tell me that the UK government has a pretty decent pensions scheme for self employed people in the UK; i found this link;

https://www.moneyadviceservice.org.uk/en/articles/pensions-for-the-self-employed

but even that recommends savings for retirement. Pretty bleak for my generation (i'm 28) as even buying a home seems about as easily achievable as doing starjumps at the peak of mount everest

Gypsy

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Re: When you retire from this job and old age
« Reply #6 on: 25 February 2018, 06:34:39 pm »
Yes, I'm in my 30's and have just invested money in low risk stocks and shares for this reason. I have my own home and a rental property, but the sooner I can exit this job the better. It's not something you can do when you're 80!
These days there are no Prince Charmings. A girl just has to be her own hero

MsRedhead

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Re: When you retire from this job and old age
« Reply #7 on: 25 February 2018, 08:24:06 pm »
Yes, I'm in my 30's and have just invested money in low risk stocks and shares for this reason. I have my own home and a rental property, but the sooner I can exit this job the better. It's not something you can do when you're 80!

I'd recommend starting a pension as soon as you can. You get full tax relief on everything you put into it. You can also buy your stocks and shares through an ISA which means no tax is due on any income from them.

JustAnotherHooker

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Re: When you retire from this job and old age
« Reply #8 on: 26 February 2018, 12:59:14 am »
Yes, I'm in my 30's and have just invested money in low risk stocks and shares for this reason. I have my own home and a rental property, but the sooner I can exit this job the better. It's not something you can do when you're 80!


Ha you?d be surprised!! I know a woman of 71 who still does sex work and she?s busier than her younger, prettier, sexier colleagues!! It?s not for me though, I wanna be out by the time I?m 40 so 3 years & 4 months to go xx

Dexi Delite

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Re: When you retire from this job and old age
« Reply #9 on: 26 February 2018, 08:32:40 am »
I started in this business at 38.  I don't own a house as I can't get a morgage, which is odd as my rent is higher than what a morgage would be.  I had a lot of debt when I started.  The debt is going down, and I have managed to put a little away.  I very much doubt I'll be able to afford to retire, so body and looks permitting, I'll probably be doing this until the day of my funeral, lol, as the money I've saved is definitely not enough to live on.
My Blog
http://dexi-independentescort.blogspot.co.uk/?zx=d34b4a1502afc98d

seraphine

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Re: When you retire from this job and old age
« Reply #10 on: 26 February 2018, 11:05:09 am »
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« Last Edit: 25 January 2019, 08:59:35 pm by 80s synthetic »

Gypsy

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Re: When you retire from this job and old age
« Reply #11 on: 26 February 2018, 01:05:20 pm »
I'd recommend starting a pension as soon as you can. You get full tax relief on everything you put into it. You can also buy your stocks and shares through an ISA which means no tax is due on any income from them.

Yes, I've bought them via ISA. My financial advisor actually advisers against a pension at the moment.
These days there are no Prince Charmings. A girl just has to be her own hero

Meetingdiversity

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Re: When you retire from this job and old age
« Reply #12 on: 26 February 2018, 09:51:10 pm »
I envision a sigh of relief with a glass of Champagne being proud of my non escort achievements. :)
« Last Edit: 26 February 2018, 10:01:31 pm by Meetingdiversity »

Justine

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Re: When you retire from this job and old age
« Reply #13 on: 26 February 2018, 10:51:54 pm »
I  do not have an end date for this work and will carry on as I am until the day comes when I know it is time to stop. As long as they still book me and come back again I know that full retirement is a long way off.

What I do wonder is who will be my very last client. Will I tell him it is the last time he will see me or will I just do the booking then next time he contacts me I tell him no and why.   :-\

JustAnotherHooker

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Re: When you retire from this job and old age
« Reply #14 on: 26 February 2018, 11:06:59 pm »
I started in this business at 38.  I don't own a house as I can't get a morgage, which is odd as my rent is higher than what a morgage would be.  I had a lot of debt when I started.  The debt is going down, and I have managed to put a little away.  I very much doubt I'll be able to afford to retire, so body and looks permitting, I'll probably be doing this until the day of my funeral, lol, as the money I've saved is definitely not enough to live on.


You don?t need to have a great body or looks to be successful in sex work, many punters have told me that the more beautiful the sw the crapper she is at her job!! It obviously can?t be the case with every beautiful girl though as my mate could be a supermodel and she is fantastic at the job!!