SAAFE forum
General Category => Blather and Babble => Topic started by: ladyofthemansion on 26 March 2020, 06:11:16 pm
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To those of you who were self employed and now have no income apply now for your universal credit and they may advance you up to 764 pounds just now which you pay back over 12 months from end of April when or if your universal credit starts. You apply on line then it will ask you to call the number. You then write in the journal that you can’t get through and the Job centre will call you back. You get the money during the phone call.
I was advanced the 764. They phoned me later and it turned out my pension was slightly too high to get the Universal credit. However, that may change if I go for the work capability one or get pip. Waiting. But they are not chasing the money back till end of April and will be payable over 12 months. But it came in handy today. The money was transferred while I was talking on the phone. They are not asking for evidence at the moment. They will take your word and you need to get the documents in after Covid19 over xx
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Note that everyone's payments will be different depending on circumstances, ie dependents, partner in/out of work, rent amount etc.
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I tried to apply for universal credit today, when I had to submit my identity I seemed to have problems and it said that my identity wasn’t verified. Has anyone else had this problem? I didn’t know you was able to get 764 from universal credit. I thought they only paid around 70 a week? I don’t have children so I’m not sure how much I would be entitled to
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For a single person with no dependants you will get £409 standard allowance (up from £317 due to welfare increase due to COVID) then if your need the housing element you would get an extra £258 towards your rent depending on area. So around £650.
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Note that everyone's payments will be different depending on circumstances, ie dependents, partner in/out of work, rent amount etc.
Yes.
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I tried to apply for universal credit today, when I had to submit my identity I seemed to have problems and it said that my identity wasn’t verified. Has anyone else had this problem? I didn’t know you was able to get 764 from universal credit. I thought they only paid around 70 a week? I don’t have children so I’m not sure how much I would be entitled to
Just click the option to say you can’t verify then they will give a number to call. Wait a day then go on the journal and say you’ve tried to call and can’t get through. They will call you and arrange a telephone call to you.
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Yes but everybody can get the 764 loan.
No, they can't. Anybody with capital of more than £16000 including property that you own but don't live in, gets nothing. It doesn't matter if you've got 37p in your purse and nothing else.
Is none of this information really on any of the finance/government sites?
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That's really awful. In this country if you have nothing to your name you get help( Which encourages many not to try and make better), I am actually someone who owns nothing but rents social housing, But still if anyone wants to save and work hard to own a home then no help even if you only have a few pence to physically live. I started escorting after my dad died and my mum ended up with nothing and working long hours for a min wage after years of being my dads carer. Most of us women have been caring and looking after family and kids or broken away from controlling relationships. Oldest profession and yet still a stigma.
How many of us girls can say we offer counselling, Comfort and more than just sex.
Sorry to ramble a bit but we all get it from so many angles for our choice to be a sex worker.
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No, they can't. Anybody with capital of more than £16000 including property that you own but don't live in, gets nothing. It doesn't matter if you've got 37p in your purse and nothing else.
Is none of this information really on any of the finance/government sites?
You'd need to have over 16k in savings or property to not be eligible. If you have 16k in the bank, you wouldn't need to apply surely?
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You'd need to have over 16k in savings or property to not be eligible. If you have 16k in the bank, you wouldn't need to apply surely?
And how does one pay bills with property, LM? Or are you suggesting we try to eat it?
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And how does one pay bills with property, LM? Or are you suggesting we try to eat it?
I was talking about having 16k in savings. But people that can afford to have 2 houses, surely have a bit of money in their pocket. If not, then it does suck.
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You definitely don't all get the big advance. I just called, and only qualified for £350 advance, which is helpful, but I'd hoped for more.
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I was talking about having 16k in savings. But people that can afford to have 2 houses, surely have a bit of money in their pocket. If not, then it does suck.
Not necessarily.
First unless tenanted the other property is in many areas subject to full council tax, also on purchase stamp duty happens from first penny of value.
The person may have put together all or most of their savings to purchase it, or be mortaged up to the hilt.
To sell costs money, takes time and right now sales are affected because so I hear the completion process is affected.
I used to make assumptions about second home owners, and I know of the effects on towns in which many properties are second homes BUT some of those assumptions changed once I became aware of the other side.
Same repairs, upkeep, things go wrong as for first homes and with no landlord the owner has to upkeep. Buying my first home only a few years ago opened my eyes to ongoing maintenance and 'improvements' which previously were only an inconvenience.
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You definitely don't all get the big advance. I just called, and only qualified for £350 advance, which is helpful, but I'd hoped for more.
This is the problem with an OP posting how much they received, I would guess every case is different.
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This is the problem with an OP posting how much they received, I would guess every case is different.
It is not a problem she just posted to be helpful by telling us her story of what she got. But benefit help has always been different amounts for different situations and depending who is in your house hold.
Everybody will get different amounts that is how it is and for us to find out.
To do with other people or sex workers having a second property sometimes there worse off then somebody with 1 property when people do not pay the mortgage and they got to cover it or do repairs or still pay council tax if it is empty.
Considering a second property might be considered an asset but it is not like you can sell it now or rent it right now to get money so those people need help too if they do not have savings otherwise it is extremely unfair plus there will still be bills needing paying at the second property.
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This is the problem with an OP posting how much they received, I would guess every case is different.
Am not going to bother trying to be helpful next time.
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At least you tried though >:(.
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Am not going to bother trying to be helpful next time.
I'm finding it very useful. All helpful. Yes our mileage will vary.
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It's definitely good that posters can share their experiences, but in terms of actual usefulness it would be a lot more help to encourage those who are in immediate need to go straight to the dedicated places where they can get credible, concrete information far quicker, and not faff about on sites that have nothing to do with it but where people with a bit of personal insight and some vague stuff they've picked up along the way can shoot the breeze. We need to guard against letting those people think this is the place to ask, because it isn't.
I would think that most of us have electricity in our homes and at least a few will have had occasional problems with it, but if something keeps tripping all my sockets I'm not going to post on here and ask what's happening with my circuit breaker because that would make me a complete bellend. I'm going to call an electrician :)
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Point taken Amy! Citizens Advice is my god.
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Am not going to bother trying to be helpful next time.
Please do, i found your post positive and helpful as a sex worker making a claim and what you got and how you did it. I have never claimed ever and certainly not in this type of work so you have reassured me and with your tips. Thankyou
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Please do, i found your post positive and helpful as a sex worker making a claim and what you got and how you did it. I have never claimed ever and certainly not in this type of work so you have reassured me and with your tips. Thankyou
Hope you got it sorted. X
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Am not going to bother trying to be helpful next time.
Please do, I found it helpful.
Take no notice of the usual poster with the stinking attitude problem :D
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Am not going to bother trying to be helpful next time.
It's very helpful and makes people aware of the options. Then they can be redirected to the right government sites to apply.
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Take no notice of the usual poster with the stinking attitude problem :D
If you believe a post is inappropriate or a poster is causing problems you need to report it GG, rather than make cryptic comments. We all have enough to do here and elsewhere already, and the endless off topic stuff (not to mention some of the jawdropping twattery that is predictably starting to creep into the Seeking/Offering section) is not making it any easier :).
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If you believe a post is inappropriate or a poster is causing problems you need to report it GG, rather than make cryptic comments. We all have enough to do here and elsewhere already, and the endless off topic stuff (not to mention some of the jawdropping twattery that is predictably starting to creep into the Seeking/Offering section) is not making it any easier :).
No cryptic comments, it’s not hard to see. Reporting people for having a bad attitude would be a waste of everyone’s time. Good day ;D
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Well.if you don't want to report then that's fine (and your personal view on anybody's 'attitude' is no concern of ours anyway) but in that case please try to stick to making useful posts rather than underhanded sniping about others. Although I'm glad whatever it is about the situation that's amusing you, is.
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Bloody hell I started filling in the universal credit application form on line at 7 o'clock this morning verification of the identity which is done through the post office takes a very long time seems like it's the only way to do at the moment. It's a long process so if you are not patient then it's gone be a big problem it's not straight forward just managed to get there eventually fingers crossed I will get some good news soon.
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I called universal credit today and had to wait on the phone for quite a while. When I finally got through they told me I have to do a telephone appointment and the earliest they have offered me is 21st April! Has anyone else had to wait 3 weeks for a telephone appointment? It’s bloody crazy, I have bills to pay, I was hoping to get a payment from them a lot sooner than that
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No surprise there. It's the Hunger Games.
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Amy I think someone mentioned you may be able to get an advance on the payment especially if you have children x.
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I called universal credit today and had to wait on the phone for quite a while. When I finally got through they told me I have to do a telephone appointment and the earliest they have offered me is 21st April! Has anyone else had to wait 3 weeks for a telephone appointment? It’s bloody crazy, I have bills to pay, I was hoping to get a payment from them a lot sooner than that
Yea near enough and seeing as I am just trying to tie over until the self employment payments its a nuisance. Thankfully I am not so hard up that I need to advance but seeing as you need the interview before you can get one (as I understand) god knows how people without savings are coping :-[
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Amy I think someone mentioned you may be able to get an advance on the payment especially if you have children x.
You can but you'll be paying back an amount before you know what you get. Work out what you can scrap and I mean budget for £1 meals that way it wont affect for remaining payments or be forced to pay it back.
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I called universal credit today and had to wait on the phone for quite a while. When I finally got through they told me I have to do a telephone appointment and the earliest they have offered me is 21st April! Has anyone else had to wait 3 weeks for a telephone appointment? It’s bloody crazy, I have bills to pay, I was hoping to get a payment from them a lot sooner than that
You can. You need to request an advance.
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I managed to have a telephone appointment yesterday, originally it wasn’t going to be until 21st April. She told me that my first payment would be 1st May. I said to her if I could have an advance payment. Her answer was no as you have funds in your account. She said we only give advice to people that have nothing. I’m just wondering how others on here managed to get an advance? I don’t have children but I have bills to pay and have no money coming in.
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I find that strange and would query that immediately. As far as I know from experience, you're entitled to have £16 thou in savings in your account and still qualify for UC and a prompt advance if asked for. Citizens Advice is your friend.
Think she was mainly meaning the advance which they usually only give out if you have no money to survive on til you get your first payment. If she got money in the bank probably not considered urgent.
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I managed to apply for universal credit but getting an advance wasn’t something I could do which I thought was unfair. I have heard that escorts have managed to get an advanced, I’m thinking do they say that they have nothing in the bank account then? I see that you can apply for an advanced from your UC account, is that how you managed to apply for an advanced payment?
I said to her well I still have to pay my rent and my bills. She seemed to get a bit funny and said well you have to use the funds that you have in your account.
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She said to me if you had more than 6,000 in savings then you wouldn’t be able to get universal credit. I have heard that as long as you don’t have more than 16,000 then you can apply for universal credit. It’s not like I have loads and loads in my bank account but yet she said you have to use your funds to cover rent and bills! Someone else just said to me then I can try applying for an advance via my UC account. I’m thinking of trying that and see what happens.
She didn’t explain to me that I have to pay it back but I did gather that. When I asked her how much I would be getting she said I don’t know as it hasn’t done the calculation yet.
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I managed to apply for universal credit but getting an advance wasn’t something I could do which I thought was unfair. I have heard that escorts have managed to get an advanced, I’m thinking do they say that they have nothing in the bank account then? I see that you can apply for an advanced from your UC account, is that how you managed to apply for an advanced payment?
I said to her well I still have to pay my rent and my bills. She seemed to get a bit funny and said well you have to use the funds that you have in your account.
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If the money in your account is savings, you'll be able to recoup some of that when you get the June self employment payments. This is how I am thinking about it, use some saving now, be very cautious with spending (which is pretty easy at the mo) put some of the SE grant money back into my savings account, get UC in the meantime (like you, if I can get it, will be beginning of May) to ease the pressure off my savings as I don't have a lot as I am a part time worker, and also in case something goes wrong with SE plan, as I don't fully trust this government to do right by workers.
The advances are for people who have no funds for food at all, and if you got it you'd have to pay it back and be no better off than if you just used a bit of savings anyhoo. The only benefit to having an advance that I can see is if you literally have no other source of funds (although I do of course think this government's benefit structure of making people wait a month is bollocks of the highest order).
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Yes the emergency advance same day in your account is supposed to be for people with no money to survive til the universal credit comes in but if you have savings why would you need it? It is not like it is free it comes off your universal credit each month and needs to be repaid within 12 months.
I know 3 other people that have got it they said they never had hardly anything to get by on til the universal credit came in so got given it.
I do no 1 other who said they had 2.5k in there bank til they get there first UC payment and they mentioned about the advance and got told it is only for emergencies you have enough to survive on. That response totally makes sense to me.
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i applied, went to the appointment on 16th March, no news still
:( the second appointment was cancelled due to corona. now i did not pay rent as i am waiting their help. hope resume next week. they make me little crazy. i pay taxes since 2015 and kind high for first 3 years. now i undestand the workload and the events...but ... at this point my landlord need to understand too. food bank :) still alive so do not complain! x
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i applied, went to the appointment on 16th March, no news still
I might well have got this mixed up with something else, but if not then a major complaint about universal credit has been how long people had to wait to get anything - it's at least a month, I think? March 16th was only three weeks ago tomorrow so I wouldn't give up just yet :)
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Hi do you think you'll be able to claim universal credits and escort?and declare it obviously.
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Not sure girly girl, I think it's always harder to claim benefits if self employed but not 100% sure. If you did it as a escort would they want to know loads of info about your work name and such. I was warned once to be careful with getting AW feedback as it could be used by tax office to see if what you declare as earnings matches work on AW. Might be rubbish but got me a bit worried especially as ex is apparently keeping a eye on my AW profile and threatening to report me to DWP.
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Yes I guess we've just got to see what happens maybe a miracle will occur.
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Posts split and merged with relevant thread :)
I was warned once to be careful with getting AW feedback as it could be used by tax office to see if what you declare as earnings matches work on AW. Might be rubbish but got me a bit worried especially as ex is apparently keeping a eye on my AW profile and threatening to report me to DWP.
I'd be very dubious about this being any sort of yardstick (according to feedback I've only ever done 15 bookings :D), but there's no reason for anybody to worry about the tax office unless they're not declaring their income as they should be? Provided we all keep proper records there's no need for HMRC to have to play guessing games and I'd imagine the benefit people would probably just want to see an example of an ad, which would be far easier for those who only have a single listing on one directory site and no website or other ads?
I'm sure there must be a maximum amount anybody can earn per week/month if claiming, so if you work less than that it ought to be fine :)
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Also if you look on the online diary on universal credit if you need the advance at any time it’s one click of a button on your account. You do not need to call them. If your struggling take it. It comes off at £90 a month for the full £1200 and comes out at source before you get your monthly payment. It helped me massively buy food for me and my child and the dog for the 5 weeks until the next pay out.
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Yes I guess we've just got to see what happens maybe a miracle will occur.
;D
atm it is the only option.
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I’m feeling very anxious about going on universal credit. I did not give my proper “role”, though one that is not too dissimilar. I have another (much less stable) income route I put down too. I know I should go on it but I hate lying and the act of going on it also when I know I could be working.
It’s all just getting a bit much. I know UC is meant to be set up for people to help them but I hate that I feel the prejudice is so entrenched I shouldn’t even be honest about what I did for fear of repercussions or going on a list. It’s making me feel frightened and alone, and I’m so worried about it part of me feels like I should just cancel the UC and work on the sly. I won’t find out about what I get, if anything, until May. I don’t like the idea of the government probing into my accounts. I have no-one to talk to about it either :(