This had been my mind-set for a while, I now try getting ahead of myself and make as much as I can pay the bills and whatever ive left over which isn't much at times I treat myself.
I have huge resentment paying  bills !
I set targets monthly also which on occasion I reach then its new furniture for home this month I hope 

Yes, it's the resentment for paying bills (Even though it's a privalage to live in my apartment and have water and electric I know this i'm not ungrateful) i still need insenstives to be able to make the monies for bills else I get grumpy. Doesn't help being a shopaholic

Ohhh yes, I think many of us are familiar with this mindset! I have been escorting for nearly 7 months now and have very little savings to show for it. I went a bit mental at first because I have NEVER had resources like I have now. All my bills are paid on time (again, a first for me) and then i would just spend everything else: holidays; clothes; shoes; jewellery; beauty treatments; expensive beauty products.

Last month I just sat staring at it all and yes I felt happy to have them but I would rather have savings for the future. So now I pay X amount into one bank account to cover all bills, Y amount into another bank account for personal spending and then the rest goes into a savings account. So I set myself a weekly target. I know I have to make Z amount each week to cover bills and personal spending, then I know whatever I make above that goes to my savings. It works well for me because I have allowed a little for those indulgence items, if I want to buy them, which means I am less likely to tap into my savings when I see that gorgeous bag that I really must have or else my life will never be the same :-P

Ps, prepaid credit cards are great for savings.

I tend not to not touch my money till the end of the week take a tenner a day out of it for food petrol stuff

End of the week I pay a set amount into the bank to cover the bills so say ?350 what's
What's left I tend to save I might take ?100 for myself if I want something but generally I tend to save it

This week I am at home so what I makes will just throw in the bank but the weekend I am touring so whatever I make I will save 100 percent

When I have gone to places like Dubai I save virtually everything that I make there and then when I come back I will do a few tours to pay off my credit card bill that I used to be on dubai as I find that works better for me


But to be fair I am probably older than most and have most of the stuff I want so don't tend to splurge that much

I'd say the most important thing is getting used to putting aside ~20% every week/month for tax, and also make sure there is plenty in one account for all your household bills.

I put 25% for the tax bitches and pay my mortgage, bills etc! the rest I save! I have more handbags, shoes, clothes than a third world country, I pay all expenses for my daughters university and have a cheap apartment in Bulgaria that I rent out to tourists, I'm not flash like I was in my 20s I just live comfortably. I think as PaisB said when you get older the pointless luxuries lose their attraction x

Quote from: Nia Hope on 27 July 2015, 03:44:33 pm

I put 25% for the tax bitches and pay my mortgage, bills etc! the rest I save! I have more handbags, shoes, clothes than a third world country, I pay all expenses for my daughters university and have a cheap apartment in Bulgaria that I rent out to tourists, I'm not flash like I was in my 20s I just live comfortably. I think as PaisB said when you get older the pointless luxuries lose their attraction x

It's either that ( getting older ) or you realise a fake handbag for ?50 from turkey looks just as nice as a ?500 one from bond St

The only thing I do spend  my money on is books ( I like reading ) my hair ( wigs /extensions ) and trainers for my running and boot camps which I do 3 or 4 of those a year which can be ?1000 each time  but other than than that I'm not a massive spender in that I spend big amounts every week

I used to spend several hundred pounds on my glasses but had my eyes lasered so don't do that anymore

I like good quality makeup and belong to a good gym, treat myself to holidays but yes I agree Paris I save most of my weekly earnings, have become very frugal the past 10 years. The 10 years before that my money went down the drain with nothing to show for it now! I need my breast implants replaced soon and it will kill me to fork out for that x