OMG I would never have the guts =(
I had one under my arm , lower than my armpit , doc said , nope not important , I said cant you nip it off he said nope.
Got in did some googling , tied a bit of cotton around , pulled mega tight to not , must of snapped something, wow it hurt (it was only midgy ) but left and I did drop off in around two days xxxx (I'm not recommending it but it was my experience) http://www.saafe.info/main/Smileys/classic/rolleyes.gif