I'm not trying to tell you what to do in any way but from what I understand WGs can expect higher prices in NI than is some areas of England (correct me if I'm wrong). I think in the area of Wales you live in (and I know the place) you may have to look at revising your prices a little. (If you are charging the same as you do in NI for example)
I agree that rates may be slightly lower in Wales than in Ireland, but I think Natalie was saying that she just doesn't currently have a place to do incalls from?
There must be city-centre hotels and apartments in Welsh cities, though! It might just be a case of trying a few out and taking the risk yourself, if no one here has been there before? Although if you post in the Touring section, it's likely that ParisB and others will have experiences and recommendations for where to stay in Cardiff etc.
Anyway - back on topic - isn't it the case that if three indies work together in the same apartment, they are all at risk of the police busting them? Or if just one of them has her name on the lease, she's the one that could go down should the police take an interest? Of course it depends on area/risk level, and honestly I agree that indies should be able to work safely in group from shared flats if they want to (from what I hear punters complaining about on forums, they often already do this in order to share costs and any girl who's free will answer the phone and sometimes give incorrect answers about someone else's services, leading to much punter grumpiness - but if you're all organised and work separately, this should not be an issue) but someone might still go down for running a brothel. So someone's still got to take a whole bunch of risk on behalf of everyone else.
I think there's a reason brothels and agencies are still around even though they're
technically completely unnecessary. Newbies to the industry often don't want to work 'alone' and they don't yet know that being with a crap agency/brothel is much worse anyway. At the end of the day, it doesn't take most women long to realise how straightforward it is to do things yourself and of course most of us want to keep our whole earnings bar tax, so there's a lot of motivation to go indie and hence there are a billion indies.
There are still reasons why a well-run brothel or agency (although they are sadly rare) can benefit the women that work with them: security, company, not having to talk to any idiots on the phone. At the end of the day, all sex workers should have the legal freedom to work how they like, though, so I definitely don't disagree with the OP's points either.