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Author Topic: Does this scenario sound familar? (rent/bills)  (Read 7571 times)

UrbaneAspects

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Does this scenario sound familar? (rent/bills)
« on: 10 July 2010, 06:22:18 am »
I always pay my rent, however...There are times I am up to a week late. Why? Because, right after I pay my rent...I spend the following week paying all the bills. For example, my rent is due on the 1st. Then I have 2 cell phone bills (1 personal, the other for business), gym membership (not an option), advertising fees, grocery bill, electricty, insurance, gas for car, and water bill. All these are due before the 10th! I spend the 1st and 2nd weeks of the month paying that. And then, after that, I have only 2 more weeks to pay my rent. So unless I have a really busy 2 weeks in sales prior to the 1st, I am frustrated about being on time for rent.

So what ends up happening is, I am on time one month, and late the next. Then on time, then late. This has been going on the past 7 months. I feel like Im trapped as I dont have any money to do anything leisure. And then my car needs a new A/C and Im driving in the middle of July in 100 degree heat sweating my ass off because I spent it all on rent and bills.

Im really considering my next move to be with a roommate, but then that would surely interfere with my ability to have incalls. And plus, I dont like living with other people. Im very territorial and alot of people just arent very clean (expired food in refrigerator seems to be my most common miff!). What can I do? Im getting ready to move to a new city soon and want to make sure I do it even better this time.

sammy s

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Re: Does this scenario sound familar? (rent/bills)
« Reply #1 on: 10 July 2010, 11:25:52 am »
1. Get rid of the car (but I suppose your public transport costs would soon mount up) and cut your grocery food shop right down. Cancel the gym too and work out at home.

2. Get another part time job for 2 nights a week which is your leisure money. Might give you another 100 bucks a week to do what you want with.

3. Get a room mate but try and find one who is also an escort too. Advertise on some of the forums. I'm sure there are girls and men that would love to live with another escort in ur area and feel safe.
I live with someone that doesn't know what I do but I just do incalls when she is at work. I tell her I'm a massage therapist and she has to always text me before she comes home incase I have a job.

If you live with someone else you will have to sacrifice your privacy though and put up with peoples bad habits.
As long as your bedroom can be your sanctuary then its not such a big deal. You might find someone who is even cleaner then you which would be a bonus.

I'd also open a savings account if I were you and even just put 50 bucks in it now and again. At the end of the year you could either use that money to pay ur rent for a month and be able to have a whole month off, or you could use it to buy a new car or go on holiday etc. Also handy to know its there for an emergency like if you break your arm and can't work for a bit

Simone

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Re: Does this scenario sound familar? (rent/bills)
« Reply #2 on: 10 July 2010, 01:41:38 pm »
Hi Joey

I think Sammy had come up with some really good suggestions there (i might use a few of them myself) ;D

I'm struggling with money myself at the moment (flying in the face of the stereotype that all escorts put Moet on their cornflakes and accessorise with ?5000 prada handbags)
Sometimes you have to really cut back in other areas to make sure the bills add up (and in my case i mean REALLY cut back)
With regards to grocery bills i make sure Ive eaten everything in my house before i shop for more (right down to the last tin of soup at the back of the cupboard). Toiletries and essentials come from the cut price shops (home bargains and pound land are my new best friends but i don't know if they have an equivalent over the pond.
Yes its depressing,i cant remember the last time i bought myself any nice new clothes etc but sometimes you've just got no choice.
With regards to what Sammy said about the gym. I personally don't go to the gym,i work out at home with free weights and exercise DVDs and I'm pretty trim and toned (she says modestly ;)) certainly in no better shape than friends of mine who pay a fortune for gym membership!
Also finding a roomate will most definitely save you more money than any of the above,especially if,as Sammy said, you could find one who also escorts. Yes sharing your house might not be ideal but if you weigh up the cons of that with the pros of all the money it will free up then it might be something to consider.


UrbaneAspects

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Re: Does this scenario sound familar? (rent/bills)
« Reply #3 on: 11 July 2010, 09:17:01 pm »
I know I cant be picky and choosey on advice, but I have to disagree with Sammy on 2 things...

Number 1, I cant get rid of the car. I understand in the U.K., things are very near apart..but here in the U.S., you CANNOT live without a car because everything sprawls and is miles apart. I went without a car once for 8 months, and even though I had access to the bus line in Miami, it was hell. So inconvenient. It took all day to get from point A to point B. A 20 minute drive in a car would take 2 hours to do on the bus! For a total of 4 hours just in travel! I'd be exhausted by the end of the day after being out in the heat waiting for a fucking bus! The only city I would even consider being without a car is New York. And even then, I don't like dealing with public transportation and lugging bags across town. And 1 thing I learned is...NOT HAVING  a car DOES not save money! I dont know why people think that. I can see if you making payments and high insurance, but my car is paid for. It costs MORE to taxi all around town and take public transportation. A tank of gas last alot longer.

In addition, without car...there would be no outcalls, which would even out in terms of the few dollars I'd save from not having a car. So, bad recommendation. Dont ever recommend that to me again! Just the thought of not having a car makes me want to curl up and die!

As for the gym membership...no, I cant work out at home. You cannot get a good body workout from working out at home. Plus, the amount I'd have to spend on setting up a home gym would be enormous. In addition, the gym is my motivation and socialization. Its only 30 bucks per month. I've had it for 2 years now. The gyms provide access to equipment that I otherwise would not be able to afford on my own.

Im sorry I asked for money advice. There was a couple of good points, but I dont like anyone suggesting to me to sacrafice things that are necessities. Its easy to say quit the gym, give up car...but you have no idea the implications of doing so. I guess I can consider the part-time job twice a week...but thats about as far as I would go. Besides, I have another job than escorting. I am trained and do massages on the side. Brings in a nice steady income.  I just hate when people try and tell me what I should, or shouldn't have. It my money, and I choose to spend it however  I feel like spending it. How would you like for someone to tell you to stop buying condoms and stop getting your hair done in order to save a few bucks?
« Last Edit: 11 July 2010, 09:24:01 pm by American Joey »

Lucy Chambers

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Re: Does this scenario sound familar? (rent/bills)
« Reply #4 on: 11 July 2010, 10:16:23 pm »
I know I cant be picky and choosey on advice, but I have to disagree with Sammy on 2 things...

In addition, without car...there would be no outcalls, which would even out in terms of the few dollars I'd save from not having a car. So, bad recommendation. Dont ever recommend that to me again! Just the thought of not having a car makes me want to curl up and die!

Im sorry I asked for money advice. There was a couple of good points, but I dont like anyone suggesting to me to sacrafice things that are necessities. Its easy to say quit the gym, give up car...but you have no idea the implications of doing so. I guess I can consider the part-time job twice a week...but thats about as far as I would go. Besides, I have another job than escorting. I am trained and do massages on the side. Brings in a nice steady income.  I just hate when people try and tell me what I should, or shouldn't have. It my money, and I choose to spend it however  I feel like spending it. How would you like for someone to tell you to stop buying condoms and stop getting your hair done in order to save a few bucks?

Ouch. someone is having a bad day! The unfortunate thing is, when you need to raise extra cash, you do have to cut the outgoings somewhere. It is of course your money, but if you owe it before you earn it then its never going to be yours  for long.

Is it possible to visit somewhere in the US and work a busy city for a few weeks, and really go for it? As if you could get ahead before you move, then you will be at a advantage.

 Then maybe try for a lease deal on the next car? It is hard to know what to realistically advise as you are on that side of the pond.

And for the record, in times of need I am a dab hand with hair dye and I get my condoms for free from the sex workers projects  :D
« Last Edit: 11 July 2010, 10:28:55 pm by Lucy Chambers »

Miss Mary

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Re: Does this scenario sound familar? (rent/bills)
« Reply #5 on: 11 July 2010, 11:24:31 pm »
grouchy J?

i can't be too mad, because im f*cking maniacal bitch when i'm stressed and psychotic when i'm stressed about money. I agree with sammy and lucy. Joey you have to cut it down somewhere, though everything you are saying i get. Public transportation B L O W S. and Not having a car is miserable. i'd rather struggle with a car than without one. That being said, i disagree with you completely about working out at home, you can have a sick body-but it takes a different mentality and isn't for everyone. Some people need to go to out to gym to feel as though theyve done something. Some can't stay home because they THINK they wont have the willpower to work out.

I work out at home and love it. most gyms disgust me, as does the smell of sweat. Me and Jackie Warner, Jillian Michaels and Jay Johnson (personal trainers if you havent gotten that yet) workout together and they kick my well defined ass. Plus buying dvds from walmart/tjmaxx are a STEAL! I have free weights, a mat, a stability ball and medicine ball and a coupleof those stretch band things. And then i take the occasional yoga, pilates or spin class. For a girl that was used to having alot, let me tell you the last few years brought my ass down to earth. Things are still tight, but they're getting better. Remember: In order for you get you have to give. Thats just a fact of life. A hard personal lesson i've had to learn.  Best of luck though.

I'll have the Louboutins back in rotation soon enough.... :-*

Simone

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Re: Does this scenario sound familar? (rent/bills)
« Reply #6 on: 12 July 2010, 09:07:10 am »
I know I cant be picky and choosey on advice, but I have to disagree with Sammy on 2 things...

Number 1, I cant get rid of the car. I understand in the U.K., things are very near apart..but here in the U.S., you CANNOT live without a car because everything sprawls and is miles apart. I went without a car once for 8 months, and even though I had access to the bus line in Miami, it was hell. So inconvenient. It took all day to get from point A to point B. A 20 minute drive in a car would take 2 hours to do on the bus! For a total of 4 hours just in travel! I'd be exhausted by the end of the day after being out in the heat waiting for a fucking bus! The only city I would even consider being without a car is New York. And even then, I don't like dealing with public transportation and lugging bags across town. And 1 thing I learned is...NOT HAVING  a car DOES not save money! I dont know why people think that. I can see if you making payments and high insurance, but my car is paid for. It costs MORE to taxi all around town and take public transportation. A tank of gas last alot longer.

In addition, without car...there would be no outcalls, which would even out in terms of the few dollars I'd save from not having a car. So, bad recommendation. Dont ever recommend that to me again! Just the thought of not having a car makes me want to curl up and die!

As for the gym membership...no, I cant work out at home. You cannot get a good body workout from working out at home. Plus, the amount I'd have to spend on setting up a home gym would be enormous. In addition, the gym is my motivation and socialization. Its only 30 bucks per month. I've had it for 2 years now. The gyms provide access to equipment that I otherwise would not be able to afford on my own.

Im sorry I asked for money advice. There was a couple of good points, but I dont like anyone suggesting to me to sacrafice things that are necessities. Its easy to say quit the gym, give up car...but you have no idea the implications of doing so. I guess I can consider the part-time job twice a week...but that's about as far as I would go. Besides, I have another job than escorting. I am trained and do massages on the side. Brings in a nice steady income.  I just hate when people try and tell me what I should, or shouldn't have. It my money, and I choose to spend it however  I feel like spending it. How would you like for someone to tell you to stop buying condoms and stop getting your hair done in order to save a few bucks?

Your sorry you asked for money advice purely because the answers you were given werent what you were looking for!  If you dont want people telling you what you should and shouldnt do to help save money then dont come on a forum and ask for their advice!  :o If you are running late with your rent every other month then you clearly have money issues that need dealing with and we were merely trying to find suggestions that might help you,clearly they have not been appreciated or taken in the spirit they were given.

To compare the requirement for a health protecting essential like condoms to the need to have a gym membership really  staggers me! A gym membership is NOT an essential (whatever you may think otherwise). Saving money by not using the gym will not lead to you contracting potentially life threatening diseases  in quite the same way seeing clients without condoms might! To say things like that to ladies who have done nothing but try and offer  you advice is in my opinion fairly insulting.













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« Last Edit: 12 July 2010, 02:54:22 pm by Simone »

Anika Mae

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Re: Does this scenario sound familar? (rent/bills)
« Reply #7 on: 12 July 2010, 05:18:24 pm »
Joey, WTF? Don't you understand that strangers on the internet can't just fix your life without you at least putting in the work to sort out which advice makes sense in your situation and which doesn't? No-one's just making up bad advice to annoy you, they're telling you what's helped them in situations like the one you're in. Obviously though, none of them have been in the exact same situation and they haven't followed you around and checked your accounts either, so they can't offer expertly tailored advice just for you. No-one's telling you to do anything. They're offering suggestions. Things to consider. Of course you can be choosy with advice, you'd be an idiot to do everything that was ever suggested to you, but for god's sake stop getting huffy when people try to respond to your requests for help.

(I'm also baffled by the idea that you can't get a full body workout at home. That's actually not one I've ever come across before. But hey, $30 for the gym is pretty good and it does cost money to get stocked up with weights.)

UrbaneAspects

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Re: Does this scenario sound familar? (rent/bills)
« Reply #8 on: 12 July 2010, 06:02:27 pm »
To compare the requirement for a health protecting essential like condoms to the need to have a gym membership really  staggers me! A gym membership is NOT an essential (whatever you may think otherwise). Saving money by not using the gym will not lead to you contracting potentially life threatening diseases  in quite the same way seeing clients without condoms might! To say things like that to ladies who have done nothing but try and offer  you advice is in my opinion fairly insulting.

Is that true? I can name quite a few: Obesity, diabetes, heart disease, stress, high blood pressure, back pain,weakness, illness, lowered immunity....all of those are related to not working out on a regular basis. It most certainly IS essential. Why do you think America is the fattest country on earth (ok, thats another subject).

I do apologize for being a bit snappy yesterday, but I wasn't being insulting. I appreciate the advice, I guess I just was shocked that someone would recommend me to stop going to the gym and take public transportation. Unless said person is going to finance me a home gym and pay for me to move to New York City, then it doesn't make sense for me to something that drastic.

*amber*

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Re: Does this scenario sound familar? (rent/bills)
« Reply #9 on: 12 July 2010, 06:21:25 pm »
I think Joey that you are being a little bit short sighted. There are alot of ways to work out at home in fact a previous world strongest man used to not use any gym equipment at all and just used iso-damanic techniques and cardio workouts.

I am sure with a little of imagination you could devise a work out that is both demanding and cost effective but then you would lose the social aspect of meeting friends at the gym

I feel like I have put my head above the parapet now!!!!

Kisses

Amber

EmilyJones

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Re: Does this scenario sound familar? (rent/bills)
« Reply #10 on: 12 July 2010, 06:58:44 pm »
Joey, I think you need to focus on alternative methods of income. (Woo, I'm gettin' involved. ;D) Maybe I'm looking at it wrongly but from what I've gathered from your many, many posts telling us about your money problems, you simply aren't earning a liveable income from sex work. Now, I know we've already suggested things like touring/moving/camming/etc to you so I won't reiterate. But... well, I just did reiterate it. When you add up the numbers, does your income really match or exceed your monthly outgoings? Every month?

The housemate idea is great. Can you get a 2-bed place and rent the other room on a daily basis to other escorts, or would it be too much of a risk that they might be flighty, narcissistic and/or incredibly messy and inconsiderate? And will you be moving to a busy, cosmopolitan city?
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sammy s

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Re: Does this scenario sound familar? (rent/bills)
« Reply #11 on: 12 July 2010, 10:51:21 pm »
Not sure why you had to have such an issue with the advice I offered. We usually agree on a lot of posts that we make on here so I was a bit suprised to see that you had taken such utter contempt to what was simply meant to be friendly advice.

I have never been to the US and didn't realise it would take you so long to get to different places, so I totally understand that you wouldn't want to give your car up. I also said to you that public transport can sometimes mount up to even more of a cost then driving places.

And as for working out at home I suppose it is easier for women to do that as we don't need to use big weight machines to gain muscles like men do so its easier for us to stick a fitness dvd on to tone our bum up hehe.

I wasn't trying to tell you that you had to give these things up, it was merely just an option that you could have looked at if you were ok with the idea :-(

I know what its like to only earn enough to keep myself alive and have no extra money for fun things or money to save. It sucks!!!

Next time try to maybe be a little more gracious when people offer you alternative advice. There are always going to be people on this site that give advice that we don't agree with, but there is no need to be horrible about it. Why not just thank them for taking the time to try to be helpful and politely tell them that as much as you appreciate their sympathies you wouldn't be able to do the things that they had suggested.

UrbaneAspects

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Re: Does this scenario sound familar? (rent/bills)
« Reply #12 on: 14 July 2010, 12:16:32 am »
Maybe I'm looking at it wrongly but from what I've gathered from your many, many posts telling us about your money problems, you simply aren't earning a liveable income from sex work. When you add up the numbers, does your income really match or exceed your monthly outgoings? Every month?

And will you be moving to a busy, cosmopolitan city?

Yes sweetheart, you are looking at it wrongly. I actually do earn a livable income from sex work...otherwise, how the hell would I have been able to live on my own for the past 7 months...and haven't lost a thing except for the occasional being late on rent (and name a person my age who ISN'T behind on bills once in a blue, unless they are in a very stable government job of some sort).

I believe the issue is more of my location. Reason being is because the sex work industry in my current town is virtually dead. I discussed this with Miss_Jameson in private emails. The women here charge cheap rates, and have absolutely no multi-hour structure. Nobody gets taken out for (paid) dinner dates. No overnights in this fucking town. All I can manage to get is 1 hour quickie fucks...and thats on a GOOD day! I have settled for erotic massages making 60-80 per client, with the occasional 100. Yet, I command 150-200 an hour, and had NO issue getting that in a town thats 1,000 miles away from here!

I guess I can excuse the  nievety of the replies Im getting, simply because non of you really understand what its like. You guys are out in a place thats perfectly legal. Much less than that, not to say the money making potential does not exist in the US....as I have witnessed it myself. But its a matter of WHERE I live and not HOW I live or WHAT I do for a living.

Its point simple, the clients where I live dont feel the need to pay more than 100-200 dollars. Which is fine and dandy, but for someone who wants to do this part-time and doesn't really give  a fuck about their clients other than just getting a bit of extra pocket money for a blow job. But that does not make one able to live financial independent and happy. Im financially independent as well, but Im also strapped, stressed and hopeless for this town  >:(

EmilyJones

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Re: Does this scenario sound familar? (rent/bills)
« Reply #13 on: 14 July 2010, 07:48:57 am »
Yes sweetheart, you are looking at it wrongly. I actually do earn a livable income from sex work...

...Im also strapped, stressed and hopeless for this town  >:(

That's kinda what I meant, Joey.

Did you start this whole thread just so you could be a complete cow to everyone who took the time to respond to you? Have you forgotten the vast amount of advice we've been giving you ever since you first swanned in here?

I guess I can excuse the  nievety of the replies Im getting, simply because non of you really understand what its like. You guys are out in a place thats perfectly legal. Much less than that, not to say the money making potential does not exist in the US....as I have witnessed it myself. But its a matter of WHERE I live and not HOW I live or WHAT I do for a living.

This little bit of princess-ness actually made me sputter. We don't understand what it's like to work in the US? Perhaps we just don't understand why we have to keep repeating ourselves? I can't write anymore without getting into a ridiculous wanky forum fight (it would be my first! Yay?) so I think I'm just going to have to officially quit Joey's Drama Threads. Done and done!
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Simone

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Re: Does this scenario sound familar? (rent/bills)
« Reply #14 on: 14 July 2010, 08:31:21 am »
I quit around the time that Joey still tried to insist that not having a gym membership was as hazardous to health as not using condoms. Obesity is directly related to people not visiting the gym apparently, who knew? Here was me thinking it was usually a mix of overeating the wrong foods and a general lack of physical exercise and activity that can take many other forms aside from pounding away on a treadmill! By this philosophy i should be overweight as i have never been in a gym in my life!

Oops  i said i had quit and here i am back again. I will try and go graciously now.