I have blocked regs for asking to see me during this time because I feel like if they don't take my/their health seriously now then they don't at other times either. However, that's my personal preference and if you can't afford to lose them/don't want to, then instead I'd be looking at how they handled it. Did they accept straight away when you told them no? If so, give them another chance when possible. If they're bugging you and not taking no for an answer, it's time to bin them. Not because of what's going on, but because they should respect your decision the first time you tell them.

how long does swarm take to pay into bank ,i had phone call yesterday ,take care stay safe.

What kind of number did they call from ie was it withheld x

SWARM told me in their email that it takes c two weeks to process.  Not sure how long after that they pay into our account.

There has been a long queue of applicants apparently.  I live in the middle of the country and the amount is £200.  Hope this helps.

The flu vaccine is a bit different though, as there are so many strains and they just make a best guess each year which to include in the jab. Any SARS-CoV-2 vaccine would be specific and thus hopefully a lot more effective.

I think wearing masks in public will become common, if not de riguer, but the economy wouldn't survive a prolonged lockdown. Jobs like hairdressing, nail technicians, physiotherapy etc. all involve close physical contact.

For punting, I think it will have to come down to common sense and minimising risks, i.e. don't escort/punt if you have anyone vulnerable in your life, check your temperature etc.